Four in 10 adults would struggle to cover an unexpected expense of $400, according to the Federal Reserve's Report on the Economic Well-Being of U.S. Households in 2017, released last week. The fifth annual survey showed…

Why Lenders Need Customer Identity Intelligence By: Craig Moore, SVP – National Sales Manager, Accelitas The credit scores and data analytics systems, including loan decisioning engines, that lenders have relied on in the past simply don’t cut…

GAO Issues Report on Fragmented Fintech Regulatory System Last week, the Government Accountability Office (GAO) issued a report that addresses financial technology for payments, online lending, financial advice, and blockchain. The report examined the risk/benefits of such…

LEND360 comes to Washington As the Trump Administration develops a fintech policy report to be released later this year, a diverse group of LEND360 participants made the trek to Washington DC to meet with the authors…

The Fintech Approach to Bank Partnerships & National Charter By: Catherine M. Brennan and Katherine C. Fisher of Hudson Cook, LLP For many years, banks have partnered with Fintech companies to offer online loans to consumers. Some…

Predicting Comptroller Otting's Impact on Fintech By: Scott M. Pearson and Daniel L. Delnero, Ballard Spahr LLP Joseph M. Otting was sworn in as Comptroller of the Currency on November 27, 2017.  Mr. Otting is a seasoned bank…

Data and Analytics for Understanding Consumers By: Steve Hotz, Principal, The Lead Group As a continued series providing highlights from this year’s LEND360 Forum Sessions, one of the more intriguing and highly attended panels was “Successful…

Key Learnings from the LEND360 State Listening Session By: Michael Day, LEND360 While a significant focus at this year’s LEND360 was on policy at the federal level, I had the opportunity to lead a very interesting listening…

Adapting to the Changes Facing the Fintech Industry By: Michael Day, LEND360 With LEND360 just around the corner, we have an incredible conference in store reflecting the industry’s tremendous growth. Online lenders currently originate approximately $40 billion…

LEND360 Partners with LendingTree to Award a $10,000 Prize to Winner of the LEND360 Startup Innovators Program ARLINGTON, VA (September 25, 2017) — LEND360 announces LendingTree, the nation’s leading online loan marketplace, will award a $10,000 prize…