Articles
TRANSACT Connect – Virtual Environment, Real-World Benefits
The meaning of meetings has changed. In-person contact is so vital to the payments ecosystem – not only in the way some of its products are used, but also in the way that those products…
2020 Alternative Financial Services Lending Trends Report
By: Clarity Services Inc. A part of Experian
Experian’s Clarity Services, which specializes in alternative financial services (AFS) data and solutions, has released its 2020 Alternative Financial Services Lending Trends Report. Among the report’s key findings…
Disruption in Consumer Finance Industry
By: IDology
How Lenders and Consumers May Co-Exist in This Time of Uncertainty
Lenders and Borrowers Looking for Equilibrium
The COVID-19 response playbook for the online consumer finance market is now in full adoption. Concerns about operability, and deep…
Congratulations to Nova Credit!
LEND360 would like to say a quick congratulations to our 2017 Startup Innovators Program winner, Nova Credit, for their recent first-of-its-kind American Express partnership that enables immigrants to use their international credit history to apply…
Merchant Cash Advance Software: Top Features to Notice
By: Michael Stilwill, Chetu, Inc.
Merchant cash advance software enables businesses to obtain cash by using sales as the basis for the advance. This is significantly different from a loan, and there is no collateral involved.…
How to Optimize Your Alternative Financial Services in 2019
By: Clarity Services, Inc. A part of Experian
Summary description: In today’s data-driven world, lenders who do not utilize updated prescreening criteria accounting for today’s industry trends are at a serious disadvantage. That includes accurately differentiating…
LendingTree Awards $10,000 Prize to Innovative Assessments For Winning LEND360 Startup Innovators Program
CHICAGO, IL – LEND360 in partnership with LendingTree honored Innovative Assessments with a $10,000 prize for winning the Startup Innovators Program during the LEND360 conference in Chicago, IL on October 9, 2018. The LEND360 Startup…
Reflecting on De La Torre – The Sky Isn’t Falling
By: Catherine M. Brennan and Hurshell Brown
In August, the California Supreme Court issued its decision in De La Torre v. CashCall, Inc., which answered “yes” to the question “Can the interest rate on consumer loans…
Past, Present, and Future State of Acquisition Marketing for Consumer Lending
Past, Present, and Future State of Acquisition Marketing for Consumer Lending
By: Jeff White, Partner, The Wheelhouse Group
If you’re in marketing, you know that technology has changed EVERYTHING for us in the last 20 years. We’ve…
New OCC Policy to encourage Bank Participation in Small Dollar Lending
Last week, the Office of the Comptroller of the Currency (OCC) released a new bulletin outlining steps for banks to offer short-term loans to customers. The overall goal of the policy change is to increase…