By: Catherine M. Brennan and Hurshell Brown In August, the California Supreme Court issued its decision in De La Torre v. CashCall, Inc., which answered “yes” to the question “Can…
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Past, Present, and Future State of Acquisition Marketing for Consumer Lending By: Jeff White, Partner, The Wheelhouse Group If you’re in marketing, you know that technology has changed EVERYTHING for…
Last week, the Office of the Comptroller of the Currency (OCC) released a new bulletin outlining steps for banks to offer short-term loans to customers. The overall goal of the…
Four in 10 adults would struggle to cover an unexpected expense of $400, according to the Federal Reserve’s Report on the Economic Well-Being of U.S. Households in 2017, released last…
Why Lenders Need Customer Identity Intelligence By: Craig Moore, SVP – National Sales Manager, Accelitas The credit scores and data analytics systems, including loan decisioning engines, that lenders have relied…
GAO Issues Report on Fragmented Fintech Regulatory System Last week, the Government Accountability Office (GAO) issued a report that addresses financial technology for payments, online lending, financial advice, and blockchain….
LEND360 comes to Washington As the Trump Administration develops a fintech policy report to be released later this year, a diverse group of LEND360 participants made the trek to Washington…
The Fintech Approach to Bank Partnerships & National Charter By: Catherine M. Brennan and Katherine C. Fisher of Hudson Cook, LLP For many years, banks have partnered with Fintech companies…
Predicting Comptroller Otting’s Impact on Fintech By: Scott M. Pearson and Daniel L. Delnero, Ballard Spahr LLP Joseph M. Otting was sworn in as Comptroller of the Currency on November 27,…
Data and Analytics for Understanding Consumers By: Steve Hotz, Principal, The Lead Group As a continued series providing highlights from this year’s LEND360 Forum Sessions, one of the more intriguing…