Tim Ranney is President and Chief Executive Officer of Fintech Credit Innovations, Inc. He is a nationally known fintech innovator and credit expert. As president of Fintech Credit Innovations, Inc. he seeks to introduce new and innovative technology solutions that improve financial market transparency and efficiency. Formerly, he was the President and Chief Executive Officer for Clarity Services, Inc., a real-time credit bureau providing credit-related data on non-prime consumers. Prior to founding Clarity in 2008, Ranney spent 20 years as a leader in Internet security and risk management, serving as Chief Operating Officer of an industry leader and senior executive for both Network Solutions and VeriSign.