With his 30 years of experience within the collections and Debt Purchasing industry, Roy has been instrumental in the acquisition and disposition of over $750,000,000.00 of distressed debt. Roy has purchased delinquent receivables from many different companies and financial institutions such as Cashcall, Checkmate , Citibank, Bank of America , Marlette Funding , Prosper Marketplace, The National Credit Union Administration, , as well as many other verticals and product lines. Roy is a recognized thought leader in the area of Recovery Strategies and operational optimization, and has spoken on many industry panels.