Sponsored by: LeadsMarket.com and MicroBilt
The focus on the LEND360 agenda is to bring together industry thought-leaders to discuss the topics that are most pressing to the fintech community. Don’t miss out on your opportunity to shape the future of the online lending industry by participating in our LEND360 content sessions:
Registration desk will remain open throughout the conference.
Whether they realize it or not, banks and fintechs are in the financial health business. As companies continue to identify their role in helping their customers develop strong, long-term financial wellness, what are the key factors impacting financial health? Join CFSI President and CEO, Jennifer Tescher, as we explore how individual companies and the online lending industry can better understand our customers’ financial behaviors to help develop an industry framework for financial health.
As the common saying goes, “perception is reality” and fintech is certainly no exception to that adage. Join our panelists as we dive into the data on how our customers view our industry, identify the 3 biggest factors affecting trust in online lending and how the fintech community can incorporate these practices into their business to continue to build trust with our end users.
It is no secret that online lenders are facing multiple challenges when attempting to get state licensed, so what efforts can fintech do in the states to make sure they are staying compliant? Join our discussion with various state regulators on the issues and concepts that they see making the biggest impact on fintech ranging from state interest rate caps to the bank-fintech partnership model.
According to new survey data, 57% of American consumers don’t have enough cash to cover an unexpected $400 expense, traditional financial institutions have struggled to meet these needs due in part to the compounded fact that 43% of Americans have credit scores lower than 700. As a result, the demand for access to credit from these consumers has created a need to meet the demands of the underbanked community. Join our panelists as they explore the products and services that fintech providers are deploying to meet the needs created by hardworking Americans looking for funding.
With regulators knocking on the door, building trust with our small business customers through transparency of terms, sound underwriting judgement and a unified set of best practices can help your business stay ahead of the curve. Join our panelists as they lead the call to action for best practices for small business finance and how the industry can come together to improve underwriting, compliance and the customer experience to ensure small business lenders are in the best light for not only our customers, but also regulators and investors.
For today’s fintech ecosystem, fraud and data security are a particularly painful form of risk that are damaging to both company bottom lines and their all-important reputations. Traditional approaches to controlling fraud and data security risk can be expensive, friction-heavy, and due to their heavily manual nature, scale poorly. As companies continue to observe unprecedented growth, how can the industry scale business without scaling risk? Join our panelists as they discuss the inherent challenges facing companies looking to scale their business without scaling risk, and how leveraging a combination of industry best practices and innovative technologies has allowed them to tackle the issue head-on.
Developing your pitch to investors can be a difficult task, especially when millions of dollars of capital for your business is at stake. Join our panel of investors that are providing capital to the fintech community for their insights on what investors are looking for, the rules of the road for a successful pitch and case studies of previous deals in online lending.
A healthy payments and customer retention strategy for any lender involves utilizing multiple payment methods that help increase the likelihood of payment approval, while also improving customer experience and ease of use.
How Artificial Intelligence is Transforming Your Alternative Lending Business
Don’t Be Left Behind: Instant Loan Funding as the New Norm
There has been much debate on whether it is appropriate for a special purpose national bank charter for fintech companies and what it would mean for the national banking system. With many tech companies and startups eager to provide financial products to consumers and small businesses, should this issue be governed by the states or should there be a regulatory framework for nonbanks to pursue a bank charter? Join our panelists as we dive into this important issue and discuss what a national standard for a fintech bank charter would mean for the online lending ecosystem.
The fintech consumer finance space is rapidly changing and evolving as relatively unknown disrupters to traditional financial institutions years ago have now become mainstream. Join our panelists as we explore what the current consumer fintech industry landscape, the impact of technology and innovation on the space and what the future of the industry will look like. We will explore who the major players are in the industry and what strategies they are executing to succeed.
Attracting small business borrowers can prove to be a much more difficult challenge than that on the consumer side. Join our panelists as they share their latest marketing strategy secrets for customer acquisition for fintech small business lenders. Our experts will discuss what they are doing differently, how they are using alternative data in acquisition strategies and what costs are associated with acquisitions.
Hear the perspectives from the industry funders as they discuss their views of what is happening in the nonbank small business finance market. Join our panelists as they focus on strategies consumer lenders are using to acquire customers, differentiate themselves from their competitors, and examples of how successful deals in the space were completed.
Chokepoint 2.0, Banks pulling out and closing accounts, Costs risk and security, Competitors advantage…
There has been a lot of action at the state level when it comes to litigation and at the federal level pertaining to guidance from governing agencies, but what does it all mean for fintech? Join our panelists as they discuss the court cases and agency policies that online lenders should be tracking and what they could potentially mean for your business.
The landscape of fintech small business finance is one of the hottest topics in the industry. Join our industry experts as we explore what current trends and innovations in small business finance are having the biggest impact on the industry. We will also discuss who the major players are in the industry. We will also discuss who the major players are in the industry, what strategies they are executing to succeed and what they believe the future of small business finance will look like.
Fintech startups compete for a $10,000 prize
Hear the perspectives from the industry funders as they discuss their views of what is happening in the nonbank small business finance market. Join our panelists as they focus on strategies small business lenders are using to acquire new customers, differentiate themselves from their competitors and examples of how successful deals in the space were completed.
As fraud trends have continued to evolve over the past few years, a significant uplift has begun in new account fraud, and is expected to continue on a consistent growth pattern for the new few years. A strong lending market and the innovation of FinTech and peer-to-peer lending has fueled steep growth in personal loans for the last 5-6 years. Many lenders today offer same day / next day funding of loans to qualified applicants, with a focus on ease and speed of access to cash, powered by digital transformations that enable straight through processing to apply, approve, and fund loans rapidly. This is attractive to good consumers looking for the right loan delivered in a convenient manner – but it’s also attractive to others who make use of “loan stacking” activity that can lead to big losses. This presentation will cover TransUnion’s study on the issue of loan stacking and offer insights as to how lenders can spot this issue and prevent fraud.
Consumer lenders are always looking for new and innovative ways to attract more business. Join our panelists as they share their latest marketing strategy secrets for customer acquisition for fintech consumer lenders. Our experts will discuss what they are doing differently, how they are using alternative data in acquisition strategies and what costs are associated with acquisition.