Sponsored by: LeadsMarket.com and MicroBilt
The focus on the LEND360 agenda is to bring together industry thought-leaders to discuss the topics that are most pressing to the fintech community. Don’t miss out on your opportunity to shape the future of the online lending industry by participating in our LEND360 content sessions:
Registration desk will remain open throughout the conference.
Whether they realize it or not, banks and fintechs are in the financial health business. As companies continue to identify their role in helping their customers develop strong, long-term financial wellness, what are the key factors impacting financial health? Join CFSI President and CEO, Jennifer Tescher, as we explore how individual companies and the online lending industry can better understand our customers’ financial behaviors to help develop an industry framework for financial health.
As the common saying goes, “perception is reality” and fintech is certainly no exception to that adage. Join our panelists as we dive into the data on how our customers view our industry, identify the 3 biggest factors affecting trust in online lending and how the fintech community can incorporate these practices into their business to continue to build trust with our end users.
It is no secret that online lenders are facing multiple challenges when attempting to work within the existing regulatory structure including licensing issues, rate caps and interest rate disclosures, so what efforts can fintech do in the states to make sure they are staying compliant? Join our discussion with our panelists on the issues that they see making the biggest impact on fintech at the state level and how state regulators can support fintech innovation through concepts including model laws, passporting, and harmonizing licensing and supervision practices.
According to new survey data, 57% of American consumers don’t have enough cash to cover an unexpected $400 expense, traditional financial institutions have struggled to meet these needs due in part to the compounded fact that 43% of Americans have credit scores lower than 700. As a result, the demand for access to credit from these consumers has created a need to meet the demands of the underbanked community. Join our panelists as they explore the products and services that fintech providers are deploying to meet the needs created by hardworking Americans looking for funding.
With regulators knocking on the door, building trust with our small business customers through transparency of terms, sound underwriting judgement and a unified set of best practices can help your business stay ahead of the curve. Join our panelists as they lead the call to action for best practices for small business finance and how the industry can come together to improve underwriting, compliance and the customer experience to ensure small business lenders are in the best light for not only our customers, but also regulators and investors.
For today’s fintech ecosystem, fraud and data security are a particularly painful form of risk that are damaging to both company bottom lines and their all-important reputations. Traditional approaches to controlling fraud and data security risk can be expensive, friction-heavy, and due to their heavily manual nature, scale poorly. As companies continue to observe unprecedented growth, how can the industry scale business without scaling risk? Join our panelists as they discuss the inherent challenges facing companies looking to scale their business without scaling risk, and how leveraging a combination of industry best practices and innovative technologies has allowed them to tackle the issue head-on.
Developing your pitch to investors can be a difficult task, especially when millions of dollars of capital for your business is at stake. Join our panel of investors that are providing capital to the fintech community for their insights on what investors are looking for, the rules of the road for a successful pitch and case studies of previous deals in online lending.
A healthy payments and customer retention strategy for any lender involves utilizing multiple payment methods that help increase the likelihood of payment approval, while also improving customer experience and ease of use.
How Artificial Intelligence is Transforming Your Alternative Lending Business
Don’t Be Left Behind: Instant Loan Funding as the New Norm
Helping small businesses think big begins with earning their trust. The key to that is customer experience. Lendio CEO Brock Blake will discuss his company’s approach to focusing on the customer experience, and best practices for how you can implement it into your business today.
As fintech companies look to expand their business and mature, promoting an environment of collaboration with federal regulators can help support innovation for consumers as well as the fintech industry. Join our conversation with federal regulators as we dive into the important regulatory and compliance issues facing fintech companies today.
The fintech consumer finance space is rapidly changing and evolving as relatively unknown disrupters to traditional financial institutions years ago have now become mainstream. Join our panelists as we explore what the current consumer fintech industry landscape, the impact of technology and innovation on the space and what the future of the industry will look like. We will explore who the major players are in the industry and what strategies they are executing to succeed.
Attracting small business borrowers can prove to be a much more difficult challenge than that on the consumer side. Join our panelists as they share their latest marketing strategy secrets for customer acquisition for fintech small business lenders. Our experts will discuss what they are doing differently, how they are using alternative data in acquisition strategies and what costs are associated with acquisitions.
Fintech has already firmly established its place in the crowd of modern trends. What is on the horizon for fintech? Our panel shares insights on the new technology currently available to us – virtual reality, blockchain, and artificial intelligence.
Hear the perspectives from the industry funders as they discuss their views of what is happening in the non-bank consumer finance market. Join our panelists as they focus on strategies for how consumer lenders are acquiring customers, what lenders are doing to differentiate themselves from their competitors, and examples of how successful deals in the space were completed.
Chokepoint 2.0, Banks pulling out and closing accounts, Costs risk and security, Competitors advantage…
Our panel of experts share the latest updates on what is happening on the ground in the states. They’ll share issues and concepts that they see making the biggest impact on fintech ranging from state interest rate caps to the bank-fintech partnership model.
Bank-fintech partnerships are the future. Hear from our panel as they share how these partnerships provide exciting new products and services that can help meet your customers’ demands, grow your customer base, and create cost efficiencies. And finally, hot to maintain the edge over competition.
The landscape of fintech small business finance is one of the hottest topics in the industry. Join our industry experts as we explore what current trends and innovations in small business finance are having the biggest impact on the industry. We will also discuss who the major players are in the industry. We will also discuss who the major players are in the industry, what strategies they are executing to succeed and what they believe the future of small business finance will look like.
Join us for an insightful panel discussion that will transform how you think about underwriting. Lenders are no longer at the mercy of limited data, but knowing how to leverage that data can make or break your portfolio. Discover what drives different types of credit scores and how to ensure you’re using the most current, relevant underwriting tools for their intended applications.Panelists will discuss why it’s important to clearly delineate credit and fraud evaluations, and provide insights about how to approach expanding your market share by servicing near prime and subprime consumers. Learn how advancements in credit underwriting can prevent your decisioning from becoming the next casualty of incomplete, inaccurate or inappropriate data.
Our panelists will discuss the blockchains value in business plans for fintech companies. They’ll also cover potential applications for security, real-time funding, digital legal identity and corporate records.
Fintech startups compete for a $10,000 prize
There’s no question John Hecht, Jefferies’ Managing Director, is one of the best analysts out there, with a success rate of 78% and an average return per rating of 14.1%! This presentation will highlight exciting new growth opportunities for online lenders.
As the fintech leaders of our industry move from the niche into the mainstream, how will online lending organizations evolve and build their brand in an ever-changing, digital world? Will fintech organizations focus on being the “fin” in fintech and strive to become the banks they have disrupted, or will they focus on the technology and partner with traditional financial institutions? Join Kabbage Co-Founders Kathryn Petralia and Rob Frohwein for a conversation on the state of the online lending industry and the future of fintech.
Come listen to how the Card Association, a Fintech Friendly Bank and a Leading Payment Processor are working hand-in-hand to truly innovate the consumer finance industry.
There has been a lot of action at the state level when it comes to litigation and at the federal level pertaining to guidance from governing agencies, but what does it all mean for fintech? Our panelists discuss the court cases and agency policies that online lenders should be tracking and what they could potentially mean for your business.
Ensuring our customers have access to credit is critical for the future of our industry. So, what is it they’re looking for? Our experts will share what they are doing to meet the unique needs of their customers from a variety of lending verticals.
Hear the perspectives from the industry funders as they discuss their views of what is happening in the nonbank small business finance market. Join our panelists as they focus on strategies small business lenders are using to acquire new customers, differentiate themselves from their competitors and examples of how successful deals in the space were completed.
While we expect the payments industry to keep growing at a healthy rate, powerful disruptive forces will begin to reshape the global landscape. Hear from our panelists as they share their insights on current trends shaping the industry, and what to expect next.
Just “going digital” is no longer a differentiator. Lenders have made significant investments in technology and digital transformation initiatives -but how does this impact the customer experience? Our panel shares their insights on what this means to the customer.
As fraud trends have continued to evolve over the past few years, a significant uplift has begun in new account fraud, and is expected to continue on a consistent growth pattern for the new few years. A strong lending market and the innovation of FinTech and peer-to-peer lending has fueled steep growth in personal loans for the last 5-6 years. Many lenders today offer same day / next day funding of loans to qualified applicants, with a focus on ease and speed of access to cash, powered by digital transformations that enable straight through processing to apply, approve, and fund loans rapidly. This is attractive to good consumers looking for the right loan delivered in a convenient manner – but it’s also attractive to others who make use of “loan stacking” activity that can lead to big losses. This presentation will cover TransUnion’s study on the issue of loan stacking and offer insights as to how lenders can spot this issue and prevent fraud.
What is happening on Capitol Hill that will impact the future of fintech? Our on-the-ground experts share their thoughts and insights on where federal policies are heading.
Consumer lenders are always looking for new and innovative ways to attract more business. Join our panelists as they share their latest marketing strategy secrets for customer acquisition for fintech consumer lenders. Our experts will discuss what they are doing differently, how they are using alternative data in acquisition strategies and what costs are associated with acquisition.
Find out from the collections and receivables industry on the challenges and opportunities that fintechs present.
Hear directly from the experts about how to form bank-fintech partnerships. Our panel will also share regulatory considerations for these unique partnerships – including opportunities, challenges, and new developments.