Thomas is a serial fintech operator who has launched and grown multiple online lending businesses. Prior to becoming President and Chief Operating Officer at Braviant, Thomas was the Head of Strategy and Operations for NetCredit, a U.S. personal loan business owned by Enova International. While at Enova, Thomas was an integral member of the team that launched the company’s first-ever bank origination partnership to establish a national footprint. In his current position at Braviant, Thomas launched the Balance Credit Bank Partnership, Line of Credit and Chorus Credit products; expanding Braviant’s offerings to include larger, lower-cost credit for near-prime consumers. He earned his B.S. in Industrial Engineering from Purdue University.