Steven Thompson has been in analytics roles for 15 years and financial services for the last 10 years. Steven’s career has always focused on understanding the behavior that drives consumer and small business decisions across companies such as SquareTwo Financial, TransUnion, Elevate Credit, and Tax Guard. In his current role as Chief Data Scientist for Transaction Science, he engineers and models credentialed and non-credentialed bank data to evaluate affordability and behavior as inputs into credit decisions. Steven earned his Master’s in Information Science from Penn State.