Steve is the CEO of ForwardLine Financial, a PE-backed lender helping America’s small businesses improve their financial health by providing transparent access to working capital loans. Prior to ForwardLine, Steve was the co-founder and CEO of Ascend, where he led a team in defining the next generation of lending through the use of behavioral economics and real-time data. The former head of marketing and business development at Intuit Financial Services ( and Quicken), Steve has also held senior executive roles at HSBC and Washington Mutual, and advised global financial services firms as co-founder of Sung Carlson Associates. He is actively involved on the regulatory front, including having served as an inaugural member of the CFPB’s Consumer Advisory Board. Steve holds a B.A. in political science from the University of Illinois at Urbana/Champaign, and an M.B.A. from the Kellog School of Management at Northwestern University.