Richard P. Eckman is Of Counsel in the Wilmington office of Pepper Hamilton LLP. He is a finance and transactional lawyer. He has practiced consumer financial services law for over 35 years representing financial institutions, non-depository lenders, and service providers in compliance matters, strategic transactions, government investigations and enforcement actions. He represents fintech lenders in many areas, including consumer finance small business lending, merchant cash advance and co-branding relationships. He also represents many clients in dealing with payment issues including dealing with FinCEN and state money transmitter statutes. He specializes in helping non-bank lenders and their service providers in designing and launching online lending platforms and businesses that operate on a national basis. He also has represented a number of American Indian tribes in launching online lending businesses.