Mark Ruddock is an experienced international CEO with two successful exits and over 20 years of experience at the helm of VC backed technology and fin-tech startups. He has been a company founder as well as come in as a later stage CEO to help existing companies scale. His experience spans multi-country online financial services, mission critical enterprise software and consumer-focused mobile applications. Mark is currently CEO, BFS Capital. Our mission at BFS is to leverage advanced technology and data science to unlock exciting new financial products and services for underserved small businesses. Today, we provide working capital to customers in the US and Canada. We have issued over $2BB in loans to over 23,000 companies across 400+ industries. Prior to BFS Capital, Mark served as Interim CEO, 4finance, Managing Director, International at Wonga, CEO of Wonga Canada, CEO of Viigo (acquired by Blackberry), and founder and CEO of INEA (acquired by SAP).