Karen Brown joined Lending Science DM as Senior Vice President, Analytics in May 2019. With over 30 years of Analytics expertise under her belt, Karen brings the knowledge and leadership to partner with clients to solve their business problems with analytic and data solutions. Prior to joining LSDM, Karen was the Senior Vice President, Model Development for Synchrony where she had the responsibility for the development of all consumer and commercial models supporting Synchrony’s private label credit card, bankcard, and installment lending programs. Karen joined the Synchrony/GE Capital’s Retail Sales Finance unit in 2003 as a part of GE’s acquisition of Conseco Finance. She worked in a variety of roles between 2003 and 2011 leading model development, acquisition and account strategy development, and credit risk infrastructure for the Retail Sales Finance business.  She then became the SVP, Model Development Leader for the consolidated GE Retail Finance business in November 2013 when her role expanded to include the responsibility for the development of all marketing, credit, fraud, collection, reserve, stress testing and economic capital models. Prior to joining GE, Karen spent two years as Conseco Finance’s Vice President of Modeling and Analysis.  She also spent over nine years working as a consultant in financial services developing both credit models and strategies throughout the credit lifecycle while working for Management Decision Systems (MDS), Credit Strategy Management (CSM), and May & Speh/Acxiom. Karen has Bachelor of Science degrees in Mathematics and Computer-Math from Furman University and a Master of Science in Statistics from Florida State University.