Helen is the co-founder of Open Banking Excellence (OBE), the world’s leading community of Open Banking and Open Finance pioneers from across the breadth of financial services, including banks, fintechs, BigTech and other industry bodies. Helen was the founder and former CEO of the UK’s first e-Money Licence Issuer to be awarded licences by both Mastercard and Visa. She sees that same pioneering spirit in the world of Open Banking today. She is excited about the current renaissance in payments and believes Open Banking will usher in a new, customer-centric era of transformation and transparency, making Open Banking payments ubiquitous. Helen also runs her own digital payments consultancy Striding Edge, specialising in Open Banking, e-money and digital wallets, helping banks and businesses around the world navigate the complexities without jargon. Outside of the fascinating world of payments, processing and regulations, Helen has sat on the Counsel of Lancaster University and is a founding member of the University’s InfoLab. A keen cyclist, she loves nothing more than to start each day with a blast on her bike! Connect with Helen on LinkedIn.