Global experienced executive that has held senior leadership roles for companies such as Ezcorp Inc., Provident Financial Group, Dollar Financial Group, Lloyds TSB, GE Private Label Credit Cards and Experian Scorex. He has a proven executive management track record and over 20+ years’ experience delivering consumer lending products offline & online, utilizing complex analytical instruments and experience in small business portfolio management. Well versed in the prime, subprime and deep subprime lending for the challenge to deliver best in class risk, analytics and profitability across multi-channel products and services.