2021 SPEAKERS

THE EXPERTS ARE HERE

Listen. Learn. Get Inspired.

Eric Agrelius

SVP Sales, Centrinex

SVP Sales, Centrinex

Hannah Arnold

VP Business Development, Argyle

VP Business Development, Argyle

Hannah is the VP of Business Development at Argyle, bringing years of industry experience in fintech and financial services. Previously she was an investor at F-Prime focused on early-stage FinTech and PropTech investments. Prior to joining F-Prime, Hannah worked with startups in Johannesburg at Secha Capital, and on PE deals spanning healthcare, ecommerce and industrials at Bain. She began her career working for nonprofits in international development, where she was first inspired by the impact potential of innovative financial products. Hannah received her BA in Public Policy from Duke University.

Kyle Asher

Managing Director and Co-Head, Opportunistic Credit, Monroe Capital

Managing Director and Co-Head, Opportunistic Credit, Monroe Capital

Baeza

Rocio Baeza

CEO and Founder, CyberSecurityBase

CEO and Founder, CyberSecurityBase

Rocio Baeza is the CEO and Founder of CyberSecurityBase, a data security and compliance consultancy, specializing in small-dollar lending. GCs and Heads of Compliance hire the CyberSecurityBase team when they need immediate information security and compliance support for a new initiative. Rocio’s background includes 13 years in small-dollar lending/FinTech and 10 years in cybersecurity. She has supported brands that include Cash America, Enova International, Advance America, CashNetUSA, and NetCredit. In 2020, Rocio provided testimony to the FTC’s proposed changes to the GLBA Safeguards Rule, to educate regulators on the impact of the changes, sharing insights based on her experience in online payday lending.

Keith Barnett

Partner, Troutman Pepper Hamilton Sanders LLP

Partner, Troutman Pepper Hamilton Sanders LLP

Keith Barnett is a Partner at the law firm of Troutman Pepper. He represents banks, payment processors, lenders, servicers and money transmitters and other types of fintech companies with respect to compliance, regulatory, investigations, enforcement and litigation issues.

Ryan Barrett

VP Data Science, Acima

VP Data Science, Acima

Ryan Barrett leads Acima’s cross-functional team of data scientists, engineers, and product managers that built and maintain Acima’s proprietary underwriting workflow acquired by Rent-A-Center in Feb 2021. He is published across several healthcare journals from his previous job analyzing outcomes in traumatic brain injury, spinal cord injury, geriatric care, among others.

Alex Baydin

CEO & Founder, PerformLine

CEO & Founder, PerformLine

Alex Baydin is the founder and CEO of PerformLine, a technology company delivering automated compliance solutions for enterprises to mitigate regulatory risk and ensure brand safety across consumer interaction channels including web, voice, chat, email and social media. With the launch of PerformLine over 10 years ago, Alex began pioneering a new industry around marketing compliance to help leading financial institutions and those in any regulated industry meet their consumer protection obligations. Alex founded the COMPLY conference and is a frequent speaker and guest columnist on the topics of regulatory compliance, brand safety, consumer protection, regulatory technologies and risk management.

Justin Bakes

Co-Founder & CEO, Forward Financing

Co-Founder & CEO, Forward Financing

Catherine Brennan

Partner, Hudson Cook, LLP

Partner, Hudson Cook, LLP

Catherine Brennan is a partner in Hudson Cook’s Maryland office. She assists national and state banks, investment banks, consumer and commercial finance companies, mortgage bankers, installment lenders and other licensed lenders in the development and maintenance of nationwide consumer and commercial lending programs. Catherine engages in credit due diligence on behalf of investors in fintech firms, bank partnership platforms, small business lenders, merchant cash advance companies, consumer finance companies, title loan companies and payday lenders. She serves as a Vice Chair of the ABA Business Law Section’s Consumer Financial Services Committee, is a Fellow of the American College of Consumer Financial Services Lawyers and sits on the Governing Committee of the Conference of Consumer Finance Law. Catherine is ranked in Chambers FinTech 2021 USA Guide – Corporate Securities and Financing and is recognized in The Best lawyers in America 2022 for Financial Services Regulation Law.

Noah Breslow

Operating Partner, Bain Capital Ventures

Operating Partner, Bain Capital Ventures

Noah joined Bain Capital Ventures in 2021 as an Operating Partner, where he focuses on advising portfolio CEOs and leadership teams and helps the firm invest in fintech and software companies across all stages.

Prior to Bain Capital Ventures, Noah was Chief Executive Officer and Chairman of the Board of OnDeck® (NYSE: ONDK), the nation’s leading online small business lender. OnDeck pioneered the use of data analytics and digital technology to make real-time lending decisions and deliver capital rapidly to small businesses online.

OnDeck went public on the New York Stock Exchange in late 2014, and in 2019, OnDeck posted revenue of $445 million, net income of $28 million, and employed over 700 people. In 2020, Noah led a strategic process which resulted in the company’s acquisition by Enova International (NYSE: ENVA).

Prior to OnDeck, Noah led Marketing and Product Management for Tacit Networks, a venture-backed enterprise software company that was successfully acquired in 2006, and began his career as an engineer designing satellite communications systems in the US and UK.

Noah holds an MBA with Distinction from Harvard Business School and an S.B. in Computer Science and Engineering from MIT.

Bill Briggs

Principal, BB Advisory

Principal, BB Advisory

Bill Briggs most recently served as the Acting Associate Administrator in the U.S. Small Business Administration (SBA) Office of Capital Access where he oversaw all aspects of the historic Paycheck Protection Program (PPP). Bill also served as the SBA Headquarters liaison to large financial institutions regarding Economic Injury Disaster Loans (EIDL) made by SBA’s Office of Disaster Assistance.
Prior to serving with SBA, Bill has spent two decades in multiple advisory roles assisting the insurance, banking and securities sectors. He has been involved in some of the most consequential financial services, technology and public policy issues of the last two decades.

Daryl Brown

Senior Director, TransUnion

Senior Director, TransUnion

Daryl Brown is Senior Director of Market Strategy at TransUnion, focused on non-prime and alternative consumer lending. Daryl has over 10 years of experience in financial services, including internal strategy and management consulting in the US and Latin America.

Previous to TransUnion, Daryl was a Manager at Deloitte Consulting in the Strategy & Analytics practice, advising clients across the Financial Services industry in corporate strategy and major operational transformations. Before Deloitte, he was a strategist at Itau-Unibanco, a large private bank based in Sao Paulo, Brazil.

Daryl is a CFA charterholder, holds an MBA from the Kellogg School of Management at Northwestern University and a BBA from Texas Tech University.

Jeremy Brown

Chairman, Rapid Finance

Chairman, Rapid Finance

Jeremy is the Founder and current Chairman of Rapid Finance, one of the leading SME non-bank lenders. Founded in 2005, Rapid has developed a proprietary technology platform that has supported over $250bb of originations for both it’s own balance sheet and for 3rd parties.

Karen Brown

SVP Analytics, Lending Science DM

SVP Analytics, Lending Science DM

Karen Brown joined Lending Science DM as Senior Vice President, Data & Analytics in May 2019. With over 30 years of Analytics expertise under her belt, Karen brings the knowledge and leadership to partner with clients to solve their business problems with analytic and data solutions.

Prior to joining LSDM, Karen was the Senior Vice President, Model Development for Synchrony where she had the responsibility for the development of all consumer and commercial models supporting Synchrony’s private label credit card, bankcard, and installment lending programs.

Karen joined the Synchrony/GE Capital’s Retail Sales Finance unit in 2003 as a part of GE’s acquisition of Conseco Finance. She worked in a variety of roles between 2003 and 2011 leading model development, acquisition and account strategy development, and credit risk infrastructure for the Retail Sales Finance business.  She then became the SVP, Model Development Leader for the consolidated GE Retail Finance business in November 2013 when her role expanded to include the responsibility for the development of all marketing, credit, fraud, collection, reserve, stress testing and economic capital models.

Prior to joining GE, Karen spent two years as Conseco Finance’s Vice President of Modeling and Analysis.  She also spent over nine years working as a consultant in financial services developing both credit models and strategies throughout the credit lifecycle while working for Management Decision Systems (MDS), Credit Strategy Management (CSM), and May & Speh/Acxiom.

Karen has Bachelor of Science degrees in Mathematics and Computer-Math from Furman University and a Master of  Science in Statistics from Florida State University.

Timothy Butler

Partner, Troutman Pepper Hamilton Sanders LLP

Partner, Troutman Pepper Hamilton Sanders LLP

Tim Butler helps client navigate complex business disputes, consumer class actions, and government enforcement actions brough by the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and the various state attorneys general. Tim counsels on a range of issues including data privacy and information governance, advertising and marketing law, and consumer financial laws and regulations. Tim is particularly focused on innovative technologies, innovative business practices, and building out privacy compliance programs to assist clients in maximizing revenue while building brand trust and reducing risk.

Mike Cantrell

President, Solutions by Text

President, Solutions by Text

Mike Cantrell serves as President for Solutions by Text (SBT) and oversees all aspects of operations for the product umbrella including: Consulting, Text Message Serve, Text Pay & Strategic Partnerships. SBT has consulted the consumer finance, utilities, auto finance, insurance and other industries and continues to accelerate the mobile industry through advanced technology.

Mike has also been a public speaker in the mobile industry for over 10 years. From serving as the keynote to participating in break out sessions, he has been educating audiences on the most impactful and cost-effective means of communication today.

Prior to joining SBT in 2009, Mike served as the National Director of Customer Acquisition at Bally Total Fitness Corp for 18 years, with responsibilities including strategic partnerships and customer conversion.

Jesse Carlson

General Counsel, Kapitus

General Counsel, Kapitus

Executive Vice President and General Counsel of Kapitus. Prior to joining Kapitus, Jesse served as Counsel in the Professional Liability & Financial Crimes Section of the FDIC’s Legal Division and practiced at Williams & Connolly LLP, where he focused on complex financial services, litigation and professional liability litigation. He also served as the Judicial Law Clerk to the Honorable John M. Rogers of the U.S. Court of Appeals for the Sixth Circuit. He received his law degree from the Georgetown University Law Center and his undergraduate degree from Colby College.

Rafael Carrillo

SVP Risk Management, Bank of the West

SVP Risk Management, Bank of the West

Rafael Carrillo has more than 20 years of leadership experience in credit risk management, the last 6 years he has worked for BNP Paribas as the SVP Risk Management. He has been instrumental for an AAGR of 20% in the Credit Card portfolio, where he was able to reduce fraud in applications by 65%
Rafael worked for Citibank from 2009 to 2014 in both second line risk and in the first line as Head of Consumer Risk for Banamex USA
He is known for his ability to quickly identify and diagnose risks and growth impediments, working with cross-functional teams to refine product programs in order to mitigate risks and improve their profitability.
Rafael holds a B.S. degree and MBA from the ITESM. Currently he resides in Fort Worth, TX .

James Celli

Founder & CEO, LoanPaymentPro

Founder & CEO, LoanPaymentPro

James is the founder and CEO of LoanPaymentPro, a technology-driven payment processing platform for consumer finance companies. With the help of his co-founder and team, he successfully grew the company from a startup to an industry-leading solution with substantial market adoption. He is a proven business leader and serial entrepreneur, successfully building and selling multiple technology companies. Prior to LoanPaymentPro, he also founded and built a powerful SaaS-based marketing platform, which he successfully sold in 2014. James understands that his success is due to the strength of his team, and prides himself on putting people first. He is passionate about creating solutions that solve complex problems in new and ever-evolving markets. James has a bachelors in Computer Engineering and lives in Chicago with his wife and family and spends his extra time on the race track sharing his family’s love for auto racing.

Larry Chiavaro

Strategic Advisor to Fintech Companies, LPC Associates LLC

Strategic Advisor to Fintech Companies, LPC Associates LLC

Stephanie Cohen

Global Co-Head of Consumer Wealth Management, Goldman Sachs

Global Co-Head of Consumer Wealth Management, Goldman Sachs

Stephanie Cohen is Global Co-Head of Consumer and Wealth Management and a member of the Management Committee. She is also a member of the Global Inclusion and Diversity Committee, serving as a Global Executive Sponsor of the Women’s Network.

Prior to assuming her current role, Ms. Cohen was the firm’s Chief Strategy Officer, where she drove strategy, Mergers & Acquisitions (M&A), strategic investing and partnerships for the firm. She also led Launch With GS, Goldman Sachs’ $500 million commitment to invest in companies and investment managers with diverse leadership, as well as GS Accelerate, the firm’s in-house innovation engine. Before that, Ms. Cohen was Global Head of Financial Sponsor M&A in the Investment Banking Division (IBD). Ms. Cohen was Sector Captain for General Industrials in the Global Industrials Group and a member of the M&A Group in IBD. In 2008, she managed Conflicts and Business Selection for IBD in the Americas. Prior to that, Ms. Cohen was a Vice President in the Industrials and Merger Leadership Groups in San Francisco. Earlier in her career, she worked in New York in the M&A department. Ms. Cohen joined Goldman Sachs as an Analyst in 1999, was named Managing Director in 2008 and Partner in 2014.

Ms. Cohen serves on the National Board of Directors of CollegeSpring and as a member of the Board of Quill.org. She also serves as trustee for the Board of The Economic Club of New York.

Cindy Collins

Chief Compliance Officer, Hancock Bank

Chief Compliance Officer, Hancock Bank

Greg Cote

CEO, Accelitas

CEO, Accelitas

Mr. Coté leads Accelitas’s business strategy and daily operations. Before co-founding Accelitas in 2004, Mr. Coté was a portfolio manager for J & W Seligman & Co., a New York-based investment management firm managing $40 billion in assets. Mr. Coté was part of the Technology Team which managed $18 billion in technology-focused mutual funds. He led the team coordinating technology investments across all Seligman portfolios and chaired an investment committee managing a $2 billion venture capital portfolio. Before Seligman, Mr. Coté spent 14 years in banking industry, with PNC and Comerica Bank financing technology companies.

Mr. Coté earned a BS in Development Economics from the University of Michigan. He received an MBA, summa cum laude, from UCLA.

 

 

George Coutros

Head of Products and Analytics, Clarity Services, a part of Experian

Head of Products and Analytics, Clarity Services, a part of Experian

George Coutros, Head of Analytics & Product at Clarity Services, has more than 30 years of experience in consumer lending, risk management and analytics. He has served in various executive positions for a diverse set of companies including specialty and national credit reporting agencies, prepaid processing company, traditional national bank, internet bank and online small dollar lender. For the past 15 years, George has been focused on serving the needs of the unbanked, underbanked and subprime consumer segments. Coutros earned a Bachelor of Arts in Mathematical Sciences from Johns Hopkins University and a Master of Science in Statistics from North Carolina State University.

Scott Crockett

CEO, Whetstone Holdings

CEO, Whetstone Holdings

Scott Crockett is the founder and CEO of Everest Business Funding. He is a seasoned professional with 20 years of experience in the finance industry. Mr. Crockett’s track record includes raising more than $250 million in capital and creating thousands of jobs. Scott has founded, built, and managed several finance companies in the consumer and commercial finance sectors.

Ben Davis

President & Chief Revenue Officer, Lendio

President & Chief Revenue Officer, Lendio

Driven by a belief that they represent the front lines of free will and choice in commerce, Ben has spent his entire career empowering small businesses. He found his dream company in 2015 when Lendio engaged him to examine the feasibility of giving individual entrepreneurs the opportunity to partner with Lendio as a franchisee to help small businesses receive funding. Under Ben’s direction as Chief Franchising Officer, Lendio became the world’s first franchised online lending marketplace. Now as the company’s President and Chief Revenue Officer, he leads all revenue functions and the day-to-day operations of Lendio’s four distinct business units.

Ben loves big cities and bigger outdoors. He’s most at home when he’s working out of Lendio’s two offices in NY, or when he’s biking, snowmobiling, riding a horse, or hiking to the top of a mountain with his wife and three kids.

Michael Day

Policy Director, Online Lenders Alliance

Policy Director, Online Lenders Alliance

Steve Denis

Executive Director, Small Business Finance Association (SFBA)

Executive Director, Small Business Finance Association (SFBA)

Steve is the Executive Director of the Small Business Finance Association, a non-profit advocacy representing the non-bank alternative finance industry. The SBFA’s mission is to educate policymakers and regulators about the technology-driven platforms emerging in the small business lending market and how member companies bridge the small business capital gap using innovative financing solutions.

Steve has 17 years of experience working in public affairs in both Congress and private sector. Previously, Mr. Denis served as the Staff Director of the Small Business Committee in the U.S. House of Representatives. He has held senior aide positions in both the House and Senate working on the front-lines of public policy, with a focus on financial services, technology, and international relations.

Although Steve lives in the Washington, DC area he is a native New Englander and loyal Boston sports fan. While waiting for the next New England Patriots super bowl run he dabbles in toddler management, golf, skiing and reliving the glory days from his washed up hockey played career.

Allen Denson

Partner, Venable LLP

Partner, Venable LLP

Allen Denson develops and implements strategies for financial institutions navigating regulatory examinations, investigations, enforcement actions, litigation, or inquiries by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), federal banking regulators (OCC, FDIC, and the Federal Reserve Board), state attorneys general, and various state regulatory bodies. Allen has significant experience representing companies that provide consumer financial services, including lenders, sales finance companies, fintechs, banks, auto dealers, and other financial services companies. He also represents clients nationwide in litigation related to federal and state consumer financial law.
Allen previously served as a senior attorney at the U.S. Department of the Treasury’s Office of the Comptroller of the Currency, Enforcement & Compliance Division. There he handled all aspects of agency investigations, litigation, and regulatory inquiries involving both safety and soundness and consumer protection issues, against financial institutions and institution-affiliated parties.

Andrew Duke

Executive Director, Online Lenders Alliance

Executive Director, Online Lenders Alliance

Brian Epling

Attorney, Bradley Arant Boult Cummings LLP

Attorney, Bradley Arant Boult Cummings LLP

Brian Epling is a regulatory compliance and litigation attorney who focuses on consumer finance companies and small business finance companies, including banks, fintechs, and other participants in the financial services industry. Brian has helped non-bank small business lenders, banks who make small business loans, and others in the industry. He assists clients launch new products, analyze litigation risk, and solve some of the unique legal problems faced by companies wishing to launch innovative products.

J M "Chuck" Evans

Executive Vice President, Windsor Advantage

Executive Vice President, Windsor Advantage

J. M “Chuck” Evans is an experienced entrepreneur with a 30+ year history of working in the financial services industry. Chuck serves as Executive Vice President for Lender Development and Training at Windsor, the nation’s largest SBA and USDA Government Guaranteed Lender Service Provider. Prior to joining Windsor, Chuck served as President and Chief Executive Officer of recently acquired Capital Growth Solutions and was a Co-Founder of Prudent Lenders two leading SBA Lender Service Providers. Chuck started his career as a commercial lender with Wachovia Bank in Winston-Salem, North Carolina.

Windsor Advantage processes over $400 million of government guaranteed loans annually and services a portfolio of over $2 billion, making it the nations largest SBA Lender Service Provider.

Graham Ferguson

Account Executive, Ocrolus

Account Executive, Ocrolus

Katherine Fisher

Partner, Hudson Cook, LLP

Partner, Hudson Cook, LLP

Kate Fisher is a partner at Hudson Cook, LLP and co-chairs the firm’s Business Funding Group. Her practice focuses on consumer financial services and small business financing. Kate represents banks, finance companies, private equity and investment bank investors, merchant cash advance companies, and small business lenders in establishing new programs and products and conducting due diligence and compliance reviews of consumer lending and business financing portfolios. Kate is a founding member of the Alternative Finance Bar Association. She has testified before the United States House of Representatives Small Business Subcommittee regarding improving small business capital access and has appeared several times before the California legislature and New Jersey Senate Committee on Commerce regarding proposed disclosures for business finance transactions.

Joseph Fitzpatrick

General Manager, EPIC Loan Systems

General Manager, EPIC Loan Systems

 

 

Kevin Foley

Chairman & CEO, Creative Solutions International

Chairman and CEO, Creative Solutions International

Kevin Foley is Chairman and CEO of Creative Solutions International, an information-based, direct response advertising agency that provides a wide range of services including Strategy & Planning, Creative Development, Print & Production, Data Sourcing & Targeting as well as Analytics to clients in the US, Canada, and UK. The agency has a strong focus in financial services new account acquisition, portfolio development and collections marketing.

Kevin holds a BS degree in Business and Finance from Mount Saint Mary’s University and was also an instructor for Visa Business School at Harvard University and the Ohio State University. He is a contributing author to 21st Century Money, Banking and Commerce is also widely referenced by trade and general publications regarding his insight into financial service advertising and marketing. In addition, he has spoken at many conferences and lectures internationally regarding marketing and the financial services community.

Eric Foulk

Executive Consultant, Verification Services, Equifax

Executive Consultant, Verification Services, Equifax

Eric brings 20 years expertise in the credit and collections industry primarily focused on data, software, and analytics. With previous assignments at First Data and Latitude Software, Eric now serves as an enterprise expert advising Equifax Workforce Solutions on strategies for delivering customer insights that help drive growth.

Heather Francis

CEO & Founder, Elevate Funding

CEO & Founder, Elevate Funding

Heather Francis, CEO and Founder of Elevate Funding, with 15 years of operating in the finance sector, Eleven of those years being involved in Alternative Small Business Finance. An acknowledged thought leader in the Alternative Finance Industry, Francis is routinely consulted on trending topics in banking and payments and has been featured in articles throughout multiple news sources relating to the growth and future of the industry. Elevate Funding was created with the mission to provide business owners with services that the other financial options are lacking: Customer Service, Business Products, and Transparency.  She is a self-proclaimed introvert and her biggest pet peeve is the over use of buzzwords on the trade show circuit.  

Christopher Friedman

Attorney, Bradley Arant Boult Cummings LLP

Attorney, Bradley Arant Boult Cummings LLP

Chris Friedman is a financial services regulatory compliance attorney and co-chair of Bradley’s commercial lending practice team. Chris focuses on both small business lenders and alternative business finance products, and has helped merchant cash advance companies, factors, non-bank small business lenders, banks who make small business loans, commercial credit counselors, lead generators, and others in the industry launch new products, conduct due diligence, engage in compliance reviews, help evaluate litigation risk, and assist in solving some of the unique legal problems faced by companies who work with small businesses. In that vein, Chris has written extensively about the upcoming rulemaking related to Dodd Frank 1071, which will require data collection and reporting by companies making loans to certain small businesses.

Jennifer Galloway

Counsel, Bradley Arant Boult Cummings LLP

Counsel, Bradley Arant Boult Cummings LLP

Jennifer provides retail and online lenders, as well as other financial services providers, with the in-depth legal and regulatory guidance required to successfully navigate increasingly complex regulatory and business environments. With detailed knowledge of laws impacting the alternative financial services market, Jennifer delivers highly efficient and responsive regulatory compliance services. Her compliance work includes assisting clients with developing, implementing and maintaining compliance management systems, performing internal compliance audits for clients, and preparing clients for outside audits, as well as preparing related lending documents and disclosures. She also counsels financial services companies regarding CFPB preparedness, implementation and operational strategies for complying with state and CFPB regulations. Jennifer is listed in The Best Lawyers in America® for Financial Services Regulation Law.

Morgan Gethers

CEO, LeapTheory

CEO, LeapTheory

Morgan Gethers is a founding partner and Chief Executive Officer of Leap Theory, LLC, and has been in the startup space for nearly 10 years. He has also worked extensively in the consulting space, supporting initiatives that have expanded research and development for various industries including biotechnology, finance, and business management. Morgan coordinates all daily operations and oversees all strategic development initiatives, placing the highest emphasis on high-touch customer support and managing business operations with a focus on compliance. In his spare time, Morgan enjoys participating in philanthropic activities and supporting community development through the NPO he co-founded, Pillars to Prosperity

 

 

Sharla Godbehere

Leader - FinTech/Alternative Finance, Equifax

Leader – FinTech/Alternative Finance, Equifax

Sharla Godbehere – Vertical Leader, Fintech / Alternative Finance
Sharla leads the team focused exclusively on the rapidly evolving Fintech industry, connecting the power of data, technology, and analytics with today’s future-designing companies to expedite growth while reducing fraud ultimately helping consumers live their financial best. Sharla has over 25 + year with Equifax. Throughout this time, she has worked across financial services industries and Equifax divisions.

Ben Gold

CEO, Good Funding

CEO, Good Funding

Andrew Gonzales

Co-Founder, BusinessLoans.com

Co-Founder, BusinessLoans.com

Andrew is the Co-Founder of BusinessLoans.com, the newly relaunched SMB lending marketplace, where he oversees strategy and business development. The company was created in 2020 during one of the most challenging times for small businesses with the mission of providing business owners the easiest and most straightforward path to obtain financing. Prior to co-founding BusinessLoans.com, Andrew held a leadership position at OnDeck, a top online SMB lender, as the Head of Strategic Partnerships. Outside the office, Andrew continues his journey to support small businesses by participating in various local community events that benefit his hometown in New Jersey.

Keith Goodnight

Senior Vice President, Product Development & Management, MicroBilt

Senior Vice President, Product Development & Management, MicroBilt

Michael Gordon

Partner, Bradley Arant Boult Cummings LLP

Partner, Bradley Arant Boult Cummings LLP

Michael Gordon is an accomplished consumer finance lawyer with more than 20 years of experience as a law firm partner, senior federal regulator, and fintech general counsel. Michael serves as co-chair of Bradley’s Fintech team, and his practice includes consumer finance and fintech, crypto and blockchain, banking and bank partnerships, consumer and commercial credit, payments, regulatory strategy, risk management and corporate governance matters for a range of clients.

Chad Gray

Director, National Accounts, Equifax

Director, National Accounts, Equifax

Chad Gray has over a decade of experience in online reputation management, data privacy, and identity theft industries. He has expertise in each aspect of the product life cycle from strategic direction, product concept and development, marketing, business development and operational implementation. At Equifax, Chad is one of the subject matter experts for The Work Number and is responsible for helping clients develop verification solutions to help drive success and satisfaction for their business and customers. His breadth of expertise spans across various sectors, with past positions at Equifax, Reputation.com, and Lifelock.

Naftali Harris

Co-Founder & CEO, SentiLink

Co-Founder & CEO, SentiLink

Naftali Harris is co-founder and CEO of SentiLink, which is ending identity fraud in the United States. Our first product detects synthetic fraud, an emerging attack in which fraudsters make up fictitious people and use them to steal money and commit other financial crimes, and our second product detects identity theft. SentiLink has verified hundreds of millions of applications across over 100 banks, credit unions, and fintech lenders. Prior to SentiLink, Naftali was the first data scientist at the online lender Affirm and built and led their Risk Decisioning team. Naftali graduated from the University of Chicago with a BA in statistics, and subsequently earned an MA in statistics from Stanford, where he was a Stanford Graduate Fellow.

 

Brad Hartung

Portfolio Manager, Saluda Grade

Portfolio Manager, Saluda Grade

Brad Hartung has over a decade of capital markets and investing experience across venture and structured credit products. Prior to Saluda Grade, he worked at Guggenheim Partners. He is a graduate of Georgetown University and a CFA Charter Holder.

Darren Hecht

Senior Vice President of Business Development, Biz2Credit

Senior Vice President of Business Development, Biz2Credit

Darren is a proactive and resourceful executive with over 15 years’ experience developing global technology business, and cultivating relationships.
Prior to joining Biz2Credit, Darren lead teams for such companies as Riskified, Fiserv, and Mitsubishi Corporation identifying strategic opportunities, and building winning strategies to grow revenue.
He graduated from Cornell University with a MBA and has a BS Degree in Business Administration with a focus on Economics & Marketing from University of Miami.

Taylor Hicks

Creative Strategist, Elevate Funding

Creative Strategist, Elevate Funding

Taylor Hicks is a communications professional with nearly a decade of digital marketing and branding experience. Taylor moved into the alternative finance space when she joined Elevate in 2020. Since joining the team, she has helped raise web traffic by 115%, social following by 89%, and email marketing engagement by 150%. She recently completed an extensive rebrand for Elevate, standardizing tone, colors, fonts, graphics, and logos, and updating all print and digital materials. Prior to joining Elevate, she worked with dozens of media brands to hone their content marketing strategy and monetize their digital assets. Taylor holds a B.S. in Public Relations from the University of Florida and CMC certifications in Brand Writing and Content Strategy.

Steve Hotz

CEO, The Lead Group

CEO, The Lead Group

Steve Hotz is the CEO of The Lead Group, a leading performance-based online marketing and lead generation firm focused on the financial services market. Prior to The Lead Group, Steve oversaw the Full Service Lead Program practice at MediaWhiz Holdings. He previously served as VP, Marketing at CompuCredit Corporation, a market leader of financial based products dedicated to the underserved market within the US & UK and at TRADEX Technologies assisting in the acquisition of the company to Ariba, now SAP Ariba, in 2000 for $5.6B.

Gayla Huber

President, IntegriShield

President, IntegriShield

Gayla brings two decades of expertise to advise clients across multiple industries in challenges related to compliance, regulations, brand management, lead generation and data analytics. Her affiliate management background gives her compliance clients insights into lead generation activities and a unique approach to solving marketing issues. For over a decade she has been leading innovation and developing new technology to support highly regulated industries. Dedicated to the growth of her client’s industries, she provides compliance expertise, self-regulation programs, and training for their employees and partners.

Chris Hurn

CEO/Founder, Fountainhead

CEO/Founder, Fountainhead

Chris Hurn is the founder and CEO of Fountainhead and has more than 22 years of leadership experience in the commercial lending industry, specifically with SBA loan programs. Fountainhead is a nationwide, nonbank, direct commercial lending firm (one of only 14 licensed by SBA) that specializes in providing growth financing for business owners utilizing SBA 7(a), SBA 504, and most recently, Paycheck Protection Program (PPP) loans.

Hurn and his team have collectively closed over $28.81 billion worth of projects, making them one of the most experienced teams in commercial lending to owners of small-to-midsized businesses. Their most recent endeavor included funding 287,710 PPP loans, totaling just over $4.72 billion and saving approximately 430,000 jobs. Under Hurn’s leadership, Fountainhead was the sixth most active PPP lender in 2021 and has been named to the Inc. 5000 list of fastest-growing companies in America for three consecutive years.

Hurn has become well-known for his advocacy on behalf of small business owners, regularly appearing in national outlets such as the American Business Journals, CNBC, CNN, Fox Business, the Wall Street Journal, the New York Times, The Hill, American Banker, Fast Company, Franchise Times, Washington Post, Bloomberg, and many others.

Laura Jenson

Chief Acquisitions Officer, Absolute Resolutions Corp.

Chief Acquisitions Officer, Absolute Resolutions Corp.

Laura Jensen joined Absolute Resolutions Corp (“ARC”), a leading purchaser of distressed consumer assets in North America, in 2012 as its VP of Business Development. She has served in progressively more senior roles and was appointed as Chief Acquisitions Officer in 2019. Prior to joining ARC she held positions with several leading companies in the accounts receivable and financial services space including First Data Corp., SquareTwo Financial and West Asset Management.

During her two decade tenure in the ARM industry, Laura has been responsible for many areas of business operations including business development, marketing, portfolio sales and acquisitions, vendor management, recovery management, project management, compliance, and client services.

Laura received her B.A. from the University of Northern Colorado in 1999. She is a certified paralegal and a 2017 graduate of the Leadership Program of the Rockies, where she currently serves as a member of their Advisory Council. In 2018 Laura was recognized by the Colorado League of Charter Schools for her volunteer and advocacy work. In 2019 Laura was elected by its membership to serve on the Board of Directors for the Receivables Management Association International.

Eric Johnson

VP Business Development, Carmel Solutions

VP Business Development, Carmel Solutions

Eric Johnson is Vice President, Business Development at Carmel Solutions and a 26-year veteran of the financial services industry. Prior to joining Carmel, Eric served in senior leadership positions in business development and loan operations with Sallie Mae and Navient.

Carmel Solutions works on behalf of capital providers, ranging from the largest investment banks and hedge funds to boutique credit funds and family offices, and the businesses they finance, commercial and consumer lenders, and fintech platforms. Carmel Solutions provides an array of solutions that include backup servicing, payments, collateral verification, and paying agent services all of which are enhanced by viewSavvy®, the company’s proprietary analytics and reporting platform.

Eric earned a Bachelor of Arts degree in business administration, summa cum laude, from Marian University and is an adjunct faculty member at Butler University.

Zahid Kassem

VP, Global Identity, Fraud and Compliance, Equifax

VP, Global Identity, Fraud and Compliance, Equifax

Zahid is VP Global Identity, Fraud and Compliance at Equifax, and also serves as an Advisory Board Member for TurboPass Corp. He has extensive background executing efficient risk mitigation strategies and effective governance of credit, fraud, operational and reputational risks. Zahid has held risk management leadership positions with major U.S. financial and technology corporations.

 

Barclay Keith

CEO, Artis Technologies LLC

CEO, Artis Technologies LLC

Barclay Keith is the CEO and Co-Founder of Artis Technologies, an embedded lending and payments company located in Atlanta, Georgia.

Kevin King

VP, Credit Risk and Marketing Strategy, LexisNexis Risk Solutions

VP, Credit Risk and Marketing Strategy, LexisNexis Risk Solutions

Kevin King is the vice president of credit risk strategy at LexisNexis Risk Solutions.

Kevin King has nearly 15 years of experience in alternative credit data and risk analytics, having served in a variety of strategic and leadership roles at LexisNexis Risk solutions, and formerly at ID Analytics. In each of these roles, King has focused on providing financial services and telecommunications companies with a more complete view into consumer credit worthiness, enabling enterprises to expand financial inclusion and refine lending decisions across every consumer segment.

A driving force in the industry for credit thought leadership, he has authored numerous whitepapers on a range of topics spanning credit and identity risk and routinely speaks on these topics at industry events. King holds a B.A. from the University of Colorado.

Howard Krieger

CEO and Co-Founder, unFederalReserve

CEO and Co-Founder, unFederalReserve

Howard Krieger currently serves as Co-Founder and CEO of unFederalReserve. Before founding unFederalReserve, Howard served as Managing Director at CBIZ Valuation Group, Valuation Director at WithumSmith+Brown. He specialized in the valuation of complex financial instruments including digital asset loans, interest rate swaps, agency and non-agency mortgage-backed securities (MBS), and collateralized debt obligations (CDOs). He is a former Big-4 Senior Manager responsible for a variety of assignments including intangible business valuation, intellectual property valuation, financial modeling, valuation of equity participating instruments, and other exotic financial assets/liabilities with almost 20 years experience.

Melissa Lambson

Co-Founder & CFO, Cash Factory USA

Co-Founder & CFO, Cash Factory USA

Melissa Lambson co-founded Cash Factory USA in 2011 and currently operates as its CFO. Since Cash Factory USA started lending in 2012 Melissa has been responsible for multiple aspects of running the company over the last 9 years. She was an integral part of taking the business online, obtaining state licenses, overseeing operations, legal and accounting. Prior to opening Cash Factory USA Melissa spent over 10 years in the mortgage industry where she owned and operated a mortgage bank that grew to over $700MM in monthly originations and had 600 + employees over 20 different locations.

Jennifer Lee

Jennifer Lee

Principal, Edison Partners

Principle, Edison Partners

Jennifer is a Principal at Edison Partners leading the firm’s fintech investments.  As a senior investment lead, her investments include gohenry, Fund That Flip, Yieldstreet, MoneyLion, ComplySci, Bipsync, and Bento for Business among others.  She was recognized by VCJ Rising Stars 2021, NJBIZ 40 Under 40 in 2020, the Business Insider as 2019’s Rising Stars of Wall Street, NY Fintech Women’s Inspiring FinTech Females of 2019, a finalist for Finovate’s Fintech Woman of the Year for 2019, and was named to WSJ’s Women to Watch in Private Equity in 2018.  Prior to joining Edison, she was at Commerzbank evaluating select European equities for fundamental long/short investments.  Jennifer started her career at ForgeRock, a global leader in identity and access management with a unique history stemming from Sun Microsystems, and built the company from its first year through multiple rounds of funding ($230M+ total raised to date).  Jennifer holds an MBA Columbia Business School and a BA in Economics from Johns Hopkins University.

John Lesnik

Founder & Senior Vice President, Lending Science DM

Founder & Senior Vice President, Lending Science DM

John Lesnik has more than 20 years of experience guiding firms in the use of data driven marketing and operational objectives in a financial services environment. John and his team specialize in developing analytically driven, omni-channel marketing solutions designed to acquire, retain, and grow customer relationships across all channels. John has extensive experience in all aspects of database marketing including data, analytics, direct and digital marketing design and execution, and more.

Bekah Luebcke

Director of Operations, Crown Asset Management, LLC

Director of Operations, Crown Asset Management, LLC

Rebekah Luebcke is a Director of Operations for Crown Asset Management, LLC. In her role, she oversees the team of Relationship Managers who support both the Litigation and Agency networks that service Crown’s consumer credit portfolios, empowering performance through data and systems education and navigation of portfolio nuances. Her team serves as a liaison between and advocate for the servicers and the various teams within the organization. Before her work with Crown, Rebekah spent nearly 15 years gaining experience in the collections, payments processing, auto lending, and revenue cycle management industries.

Tom Ludwig

General Counsel & EVP, NLEX

General Counsel & Executive Vice President, NLEX

Tom has worked in the accounts receivables business for nearly two decades. As General Counsel and EVP of National Loan Exchange, he’s been involved with thousands of portfolio sales on behalf of top banks, fintech’s and other loan originators. Tom is passionate about mitigating his client’s risk exposure and maintaining brand integrity through the entire debt sale process. He holds fellow, scholar and credit compliance officer designations from ACA International, is a certified by the IAPP as a information privacy professional and privacy manager, and is licensed in various states to practice law.

Ido Lustig

Ido Lustig

Chief Risk Officer, BlueVine

Chief Risk Officer, BlueVine

Ido is Chief Risk Officer at BlueVine, an end-to-end banking platform built for small businesses. As Chief Risk Officer, Ido is responsible for credit, fraud and regulatory risk management at BlueVine. He has deep expertise in leading advanced risk analytics teams across the US and in Israel, including data analysts, underwriters, and payments, collections and back-office officers. With a strong hands-on background, Ido previously managed the Analytical Components organization at PayPal and was in charge of multiple cross-organizational projects. He received his Bachelor of Law degree from Tel Aviv University.

Christina Luttrell

CEO, IDology, a GBG Company

CEO, IDology, a GBG Company

Christina Luttrell is the chief executive officer for IDology, a GBG company and leader in multi-layered identity verification and fraud prevention. In over 10 years at IDology, Luttrell has significantly advanced the company’s technology, forged close relationships with IDology customers and driven the development of technology innovations that help organizations stay ahead of constantly shifting fraud tactics without impacting the customer experience. A well-respected industry thought leader, Luttrell was recognized in 2018 by One World Identity as a top 100 influencer in identity verification. She has been named one of the leading women in security by Security Magazine and in 2019 was selected as one of Atlanta’s Women Who Mean Business by the Atlanta Business Chronicle.

 

Jim Lynch

Sr. Director of Product Marketing, LiveVox

Sr. Director of Product Marketing, LiveVox

 

Adam March

Director of Business Development, Valmar Holdings

Director of Business Development, Valmar Holdings

Adam has led an innovative group in the alternative finance space for over 15 years; highlighted by the leading debt buyer: Debt Management Partners, a strong payment processor with a portfolio of alternative finance friendly banks: Valmar Merchant Services, an all in one solution for lender operations consulting: Credit Deployment Services, a cutting edge automation focused Loan Management System: Totality LMS, and a lender focused dialer solution: CrocoDial. Backed by a strong in-house staff of Tech, Analytics, Accounting, Operations, and Support to bring all of Valmar Holdings’ solutions to market in the most vertically integrated suite of products available to the consumer lending industry.

 

Diana Martinez

Diana Martinez

Senior Corporate Counsel, NinjaHoldings

Senior Corporate Counsel, NinjaHoldings

Diana M. Martinez is Senior Corporate Counsel at NinjaHoldings, a financial technology (FinTech) company headquartered in Chicago. Through its CreditNinja® and NinjaCard™ brands, the company offers a full suite of digital banking and lending products for the everyday American. Through its NinjaEdge™ business line, the company offers a package of bespoke underwriting, fraud detection, and analytics services that helps companies better understand their customers.

Diana manages the company’s programs for vendor management, contract management, consumer-complaint management, and IP maintenance. She also oversees regulatory examinations and licensing matters, helps advise various departments, and manages outside counsel for the company as needed.

Diana began her legal career in-house at Discover Financial Services as part of the transactional group. She earned a B.A. from Northwestern University and J.D. from Loyola University Chicago School of Law.

James Mastriani

President & COO, Velocity Portfolio Group, Inc. & RMAI

President & COO, Velocity Portfolio Group, Inc. & RMAI

Rhonda McGill

Director of Client Solutions, PerformLine

Director of Client Solutions, PerformLine

As the Director of Client Solutions, Rhonda is responsible for leading PerformLine’s voice of the customer initiatives as the company continues to invest in its industry-leading compliance technology. Rhonda has over 20 years of experience in the housing and mortgage industry including development, homebuyer eduction and marketing and licensing compliance. Prior to coming to PerformLine, Rhonda was a Director of Compliance at Quicken Loans.

Peter McVey

SVP Director of Payments, Lead Bank

SVP Director of Payments, Lead Bank

Mr. McVey is Senior Vice President, Director of Payments at Lead Bank. He is responsible for building, developing, and monitoring innovative payments products, growing payment relationships, and providing payments expertise to all bank departments. Mr. McVey serves on the EPCOR Board of Directors. He also serves on Nacha’s Rules & Operations and AAP Blue Ribbon Panel Committees. He graduated from Truman State University with a BA in Business Administration / Management and a Biology minor and earned his MBA from Baker University. He earned his Accredited ACH Professional (AAP) accreditation in 2004, his National Check Professional (NCP) certification in 2015 and his Accredited Payments Risk Professional (APRP) accreditation in 2019.

Cassidy Moss

Senior Manager, Collections, Revolut Technologies Inc.

Senior Manager, Collections, Revolut Technologies Inc.

Preston Neel

Preston Neel

Partner, Bradley Arant Boult Cummings LLP

Partner, Bradley Arant Boult Cummings LLP

Preston leverages his previous experience as a practicing CPA to deliver a business-driven approach to the law. He provides litigation and regulatory compliance assistance to financial services clients across the country and serves as a Co-Leader for Bradley’s Small Dollar and Unsecured Consumer Lending Practice. On the compliance side, Preston advises clients on bringing their operations into compliance with various obligations imposed on them by the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Board of Governors of the Federal Reserve (FRB), the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development (HUD), the Department of Justice (DOJ), and a host of state banking regulators. In this capacity he consults on product development, bank partnership modeling, and end-to-end mortgage operations. He also manages federal and state examinations, including CFPB supervisory exams, and serves as in-house counsel to support internal business units.

Megan Nicholls

Partner, Hudson Cook LLP

Partner, Hudson Cook LLP

Megan Nicholls is a partner at Hudson Cook’s Fort Worth, Texas office. She advises businesses on compliance with consumer financial services and consumer protection laws. She is experienced in developing and maintaining robust compliance programs that are essential to proactively comply with the myriad of complex consumer financial services industry laws. Prior to joining Hudson Cook, Megan served as the head of compliance and privacy for GIACT Systems, LLC, an identity verification and fraud prevention company, where she designed, implemented, and maintained a compliance management system to ensure compliance with federal and state consumer reporting and privacy laws.

Tim Olzer

CEO & Founder, Lending Science DM, Inc.

CEO & Founder, Lending Science DM, Inc.

Tim Olzer has helped Lending Science DM customers across many industries streamline their direct marketing and credit processes for more than 10 years. He has over 25 years of experience in consulting and analytics, particularly within bankcard, consumer lending, mortgage lending, and business lending sectors. In this time, he has worked with hundreds of lenders from small startups to Fortune 500 companies, growing billions of dollars of revenue in that time.

Tim’s philosophy is to be innovative and scientific with what his companies do, using science and advanced statistics to solve some of the more complicated financial services marketing and risk management problems.

Tim holds a B.A. in Applied Mathematics from the University of California, San Diego, and an M.S. in Decision and Information Systems from Arizona State University.

John O’Shea

John O'Shea

President, Viking Payment Services

President, Viking Payment Services

Viking was founded 52 years ago as a call center and BPO provider. John O’Shea joined as President in 2011. Through John’s leadership, Viking’s payment processing service has grown 600% over the last 6 years. Today, they provide Instant funding, Debit Card, ACH and RCC processing to small dollar lenders. Their deep understanding of this vertical, coupled with their reliable and robust platform, have positioned Viking as a leader in the payments processing industry.

John is a member of the Third Party Payment Processors Association and OLA, and serves on the Payments Advisory Committee. He has led innovative, high-performing companies for 30 years as a senior executive focused on Payments, Customer Contact and BPO markets. He is a graduate of St. Olaf College.

Jan Owen

Senior Advisor, Manatt, Phelps & Phillips LLP

Senior Advisor, Manatt, Phelps & Phillips LLP

Jan Owen is a senior advisor in the Manatt Financial Services group, and is based in the Sacramento office.
Her practice includes a wide range of oversight work including accountancy, assets recovery, auditing, banking, benefits administration, corporate governance counseling, strategic planning, public policy review and analysis, regulatory representation, budget preparation and financial reporting. With her deep understanding of regulatory issues, Jan provides innovative, practical and commonsense solutions. Her clients include major banks and consumer financial institutions, fintech startups, blockchain and cryptocurrency companies, cannabis owner and operators, and technology companies.
Prior to joining Manatt, Jan was the first and longstanding Commissioner of California’s Department of Business Oversight (from 2013 to 2019), now known as the Department of Financial Protection and Innovation (DFPI), the state’s financial regulator. She regularly counsels her clients on strategic approaches in response to DFPI and other financial services regulatory inquiries and investigations, and can appear in front all state and federal regulators on her clients’ behalf.
Prior to that, she served as Commissioner of the California Department of Corporations. Before serving in these significant public roles, Jan worked at a leading investment banking firm, one of the world’s leading consumer products companies, and at her own consulting firm.
Jan is a frequent speaker and author on topics relating to regulatory and consumer protection developments for California and other states nationwide. She has been extensively quoted by national publications such as American Banker and Bloomberg Law.

Corey Owens

CEO, Acquire Interactive

CEO, Acquire Interactive

Corey is the CEO of Acquire Interactive with over a decade of FinTech experience with a focus on the intersection of technology, data science and customer acquisition. Corey and his team created MoneyMutual and LendVantage, both very successful customer acquisition brands for consumer and business lending products.

Most recently, Corey and the Acquire Interactive team have created and launched the Accelerated Marketplace, the industry’s newest and most robust real-time lead processing and analytics platform.

Scott Pearson

Scott Pearson

Partner, Manatt, Phelps & Phillips LLP

Partner, Manatt, Phelps & Phillips LLP

 

Susan Perlmutter

Susan Perlmutter

Chief Revenue Officer, REPAY

Chief Revenue Officer, REPAY

Susan Perlmutter serves as REPAY’s Chief Revenue Officer and oversees the overall sales and marketing strategy of the company while forging integrative partnerships with loan management and dealer management systems. In addition, she architects and implements new payment and funding solutions, such as Instant Funding, IVR systems and text pay. Before joining REPAY, Susan served as Chief Revenue Officer of Sigma Payment Solutions, which offered a full suite of advanced payment technology products to car dealers, lenders and other businesses nationwide. Prior to Sigma, Susan led PAYTEK Solutions, a national payment processing provider, and owned and operated a CheckCare Systems franchise for over ten years.

Brandon Peters

Head of Marketing, Enova International

Head of Marketing, Enova International

Jonathan Pompan

Partner, Venable LLP

Partner, Venable LLP

Jonathan Pompan is co-chair of Venable’s Consumer Financial Services Practice Group. Jonathan’s practice focuses on providing comprehensive legal advice andnd regulatory advocacy to a broad spectrum of clients, such as nonbank financial products and services providers, advertisers and marketers, and trade and professional associations, before the CFPB, the Federal Trade Commission (FTC), state attorneys general, and regulatory agencies.

Satyajeet Prasad

CEO, QFund

CEO, QFund

Satyajeet Prasad is the CEO of Virinchi Ltd, a company that has been delivering market leading loan management software QFund for close to 2 decades to the subprime industry in the US. Virinchi is listed on Bombay Stock Exchange (BSE). Prior to Virinchi, Satyajeet has worked across the world delivering market leading IT solutions for last 20 years. He has been driving QFund for past eight years. QFund is a suite of IT solutions, helping lenders manage the entire loan process from leads management to collection management.

Shawn Princell

Shawn Princell

CEO, RIBBIT.ai

CEO, RIBBIT.ai

Shawn Princell has spent his 17-year career modernizing payment and financial technology. In 2015, Shawn ushered in the transformation of Cash Flow Solutions from payment processor to RIBBIT, a global provider of financial decisioning analytics using bank and payment behavior. As an active member of Nacha, he serves as an advisor to the Board and sits on the Emerging Payments Advisory Committee. Shawn, an expert in new payment and risk initiatives, is a frequent speaker at industry events and works directly with fintechs, lenders, and financial institutions. Shawn earned a bachelor’s degree in chemistry from Denison University.

Farhad Rahbardar

Senior Manager, Analytics, Axcess Financial

Senior Manager, Analytics, Axcess Financial

Brian Reshefsky

Head, NinjaEdge

Head, NinjaEdge

Brian Reshefsky has over 25 years of operational and investment experience in the technology and media industries. He is currently the Head of NinjaEdge, an analytics and decisioning platform that leverages proprietary and alternative permission-based financial data for consumer risk assessment. Prior to joining NinjaEdge Brian was the COO and head of M&A at LQD Business Finance, a financial technology company focused on SME structured capital investments. He also held an executive leadership role in a publically traded marketing technology company, and was the founder and CEO of an international marketing services company with offices in the U.S. and Europe.

Brian began his career as an investment banker at Credit Suisse First Boston, where he worked on equity, debt, and M&A transactions in the media and telecommunications sectors. Later he worked at Veronis Suhler Stevenson, a New York-based private equity and debt firm focused on the media and business information services industries.

Brian is a co-founder of Somm TV, a lifestyle streaming network and media company, dedicated to the food, wine and travel space.

Brian received his undergraduate degree from the College of William and Mary with a concentration in finance, and a J.D. and M.B.A. from the University of Miami.

Phil Richards

Phil Richards

VP of Client Relations, LeadsMarket.com

VP of Client Relations, LeadsMarket.com

 

Jason Romrell

General Counsel and Director of Government Relations, LeadsMarket.com LLC

General Counsel and Director of Government Affairs, LeadsMarket.com LLC

For over a decade, Jason has served as General Counsel at LeadsMarket.com LLC, a compliance-focused lead marketplace in the consumer finance space. In addition to his legal duties, he regularly meets with federal and state regulators, lawmakers and Attorneys General to explain the critical role ethical lead generation plays in protecting consumers from bad actors.

Michael Roncoroni

Director of Lending and Payments, Neustar

Director of Lending and Payments, Neustar

Michael Roncoroni is a Director of Lending and Payments within the Neustar TRUSTID business unit. Michael’s area of expertise is enabling Lending/Payment/Fintech companies to leverage real-time phone and identity data and analytic insights to improve operational efficiencies, manage risk and fuel marketing effectiveness. Prior to joining Neustar, Michael spent 15+ years in various IT selling and consulting leadership roles with a F100 concentration and various aspects of the financial services industry. Michael has a Bachelor of Science in Business Administration from the University of Delaware.

Mark Ruddock

Mark Ruddock

CEO, Nuula

CEO, Nuula

Juan Santa Cruz

Chief Revenue Officer, Modern Treasury Corp

Chief Revenue Officer, Modern Treasury Corp

Juan is the Chief Revenue officer at Modern Treasury. Modern Treasury builds payments operations software to simplify complex payment flows—from payment initiation, through approvals, to reconciliation— reconciling over $2B in payments per month. Prior to Modern Treasury Juan was the General Manager for e-commerce at Brex and before that, Product Lead for Business Lending at Square Capital, where he experienced first-hand the complexity of building custom bank integrations, workflows and tracking of payments status at scale. Juan holds an MBA from Harvard Business School and a MS in Industrial Engineering from the Technological Institute of Buenos Aires.

Benjamin Saul

Shareholder, Greenberg Traurig LLP

Shareholder, Greenberg Traurig, LLP

Benjamin Saul is a shareholder in the firm’s Financial Regulatory and Compliance Practice. For two decades, Ben has handled high-stakes regulatory, enforcement, and litigation matters for corporate and individual clients in the consumer finance, specialty finance, fintech, and banking sectors.

Ben has helped clients navigate dozens of contentious supervisory, enforcement, and litigation matters involving the Consumer Financial Protection Bureau (CFPB) and has been a leader in the private bar on CFPB matters since the Bureau’s inception in 2011. He also routinely assists clients in matters involving the FTC, DOJ, HUD, OCC, FRB, FDIC, state financial services authorities, state attorneys general, and state civil rights commissions. Ben’s enforcement matters have concerned fair lending and servicing, unfair deceptive or abusive trade practices, other federal and state consumer finance laws, AML/BSA, troubled or failed banks, fiduciary duties, financial institution fraud, supervisory ratings, and other safety and soundness issues.  These matters often have involved parallel proceedings by multiple enforcement agencies and/or private parties.

Ben also advises lenders, servicers, alternative financial service providers, and money services businesses on product and service development, licensing, compliance program enhancement, and the applicability of federal and state consumer credit and other financial services laws. He frequently helps clients understand how financial services law maps onto new technologies and innovative products, having worked on matters involving big data, artificial intelligence, marketplace and online lending, blockchain, digital assets and cryptocurrencies, digital banking, and payment systems. In addition, Ben provides financial services regulatory advice on corporate and capital markets transactions.

Peter Schoenrock

VP Product Management, FactorTrust

VP Product Management, FactorTrust

Eric Schneider

President, BasePoint Capital

President, BasePoint Capital

Eric Schneider is the CEO of BasePoint. Previously, Eric was the Co-Founder and Managing Partner of OCO Capital Partners. Since 2011, he has worked for Omega where he built the firm’s structured credit business focusing on many different instruments including CLOs, mortgages, and consumer loans. Mr. Schneider co­founded Omega Credit in June 2013 with Samuel Martini as a stand-alone entity within Omega, focused on the structured credit, corporate credit and specialty finance markets. Prior to joining Omega, he worked at Morgan Stanley from 2004-2011, where he held a variety of positions involving the origination and trading of CLOs. Immediately prior to his joining Omega, Mr. Schneider was an Executive Director and the senior CLO trader for both US and European CLOs. While at Morgan Stanley, he also traded a variety of other structured products including trust preferred collateralized debt obligations (“CDOs”) and corporate synthetic tranches. Mr. Schneider received a BA in Economics from Yale University where he graduated Cum Laude with High Distinction in his major.

Kyle Shirley

Account Executive, Ocrolus

Account Executive, Ocrolus

 

Nadeem Siam

Founder & CEO, Fund Ourselves

Founder & CEO, Fund Ourselves

Nadeem Siam is the Founder & CEO of Fund Ourselves, the leading UK short-term FinTech.  Nadeem started Fund Ourselves in the UK in the middle of the regulatory crackdown and has grown the company to be a leading short-term FinTech lender in the UK.

Blake Sims

Blake Sims

Partner, Hudson Cook, LLP

Partner, Hudson Cook, LLP

Blake Sims is a partner in Hudson Cook’s Tennessee office. He focuses his practice in the consumer finance industry, including regulatory compliance and licensing, new product development, alternative credit products, fintech and bank partnerships, government examination/investigation preparation and assistance, electronic payments, lead generation, privacy, and debt collection. Blake frequently presents on consumer finance topics to national audiences and industry groups and has written numerous articles for various industry publications including the American Bar Association’s The Business Lawyer.

Amar Sivaji Pendyala

COO, Virinchi, LTD.

COO, Virinchi, LTD.

Andrew Smith

Partner, Covington & Burling LLP

Partner, Covington & Burling LLP

Andrew Smith advises clients on data protection, advertising, consumer protection, technology, credit reporting, and e-commerce issues. He assists financial institutions, technology companies, and their vendors with regulatory compliance, litigation, and transactional matters. Andrew previously served as Director of the Bureau of Consumer Protection at the Federal Trade Commission (FTC), where he was focused on investigations and enforcement of privacy, data security, financial services, and marketing laws and regulations across a broad range of areas, including artificial intelligence, fair lending, technology platforms, digital advertising, payments, telemarketing, lead generation, affiliate marketing, consumer reporting, and small business financing. Andrew represents clients before federal and state agencies—particularly the FTC and Consumer Financial Protection Bureau (CFPB)—in law enforcement and rulemaking proceedings.

Ken So

Founder & CEO, Tillful

Founder & CEO, Tillful

Ken is the Founder & CEO of Tillful, an SF-based fintech startup that is modernizing SMB credit using AI and alternative data. Prior to founding Tillful, Ken has over 10 years of experience in business development and M&A as a corporate development executive at companies including Qualcomm, Ericsson, and Citi. He started his career as an engineer and became one of the inventors of the world’s first 3D non-volatile memory chip. Ken holds over 13 patents. He received his MBA from UC Berkeley, Masters in Electrical Engineering from University of Illinois Urbana-Champaign, and BS in Electrical Engineering from the University of Waterloo.

Trent Sorbe

President & Founder, Central Payments

President & Founder, Central Payments

 

Eric Sprink

Eric Sprink

CEO, Coastal Community Bank

CEO, Coastal Community Bank

Eric M. Sprink serves as President and Chief Executive Officer of Coastal Community Bank and Coastal Financial Corporation. Coastal prides itself on being “un-bankey” and has organically grown from less than $200 million in assets when Eric joined the bank in 2006, to more than $2.3 billion today in its Community Banking Division – CCB.

Community is the bank’s middle name and also a way of doing business. We are openly changing the rules of what Banking means. In addition to meeting the needs of local CCB business clients, Coastal is delivering Partner Banking or “Banking as a Service” to Fintechs, capitalizing on the strong relationship culture built on top of a robust compliance backbone through its wholesale banking division – CCBX.

Most recently, Coastal was selected as one of eight financial institutions collaborating with Google to launch Coastal’s new consumer digital platform, under Coastal’s newest division – CCBD.

Because of the relationships the bank has built with Fintechs, Eric is a frequent speaker and advocate for bank/Fintech partnerships. He has worked closely with a number of regulatory bodies as the banking industry evolves and faces disruption.

In spite of living in the Pacific Northwest, Eric is a Tarheel and will happily share his thoughts on North Carolina sports. Active in community affairs, Eric is a past-chair of the Community Bankers of Washington and is involved with numerous local non-profits.

Jan Stieger

Executive Director, Receivables Management Association International

Executive Director, Receivables Management Association International

Jan Stieger, CAE, a 30-year veteran of association management, serves as Executive Director of Receivables Management Association International (RMAI), the trade association representing 570 member organizations in the accounts receivables industry. Jan brings a wealth of experience in financial services, strategic planning, regulatory and legislative issues, international affairs, and credit and risk management. In 2021, Jan was honored to receive the Bud Reitzel award recognizing her lifetime dedication and contributions to the accounts receivables management industry. In 2018 and again in 2019, Jan was also recognized as one of the 25 most influential women in the accounts receivables management industry.

James Stevens

James W. Stevens

Partner, Troutman Pepper Hamilton Sanders LLP

Partner, Troutman Pepper Hamilton Sanders LLP

James Stevens provides corporate and regulatory advice to clients. He has substantial experience in the representation of public and private companies, including banks, neobanks, marketplace lenders, payments companies and other fintech and financial services providers in connection with formation, licensing, sponsorship and program agreements, mergers and acquisitions, securities offerings, and regulatory reporting and compliance. He often serves as the principal outside counsel for these clients.

John Sun

CEO, Spring Labs

CEO, Spring Labs

John is a technologist and entrepreneur with deep experience in credit and fintech. Prior to Spring Labs, John co-founded Avant, a fintech unicorn, where he served as the Chief Credit Officer and UK GM. John was also an Inc. 30 Under 30, and went through Y-Combinator Spring 2011 with DebtEye (acquired by Avant). John also formerly ran the Data and Analytics Team at Enova.

Jennifer Tescher

Founder & CEO, Financial Health Network

Founder & CEO, Financial Health Network

Jennifer Tescher is the Founder, President and Chief Executive Officer of Financial Health Network (formerly the Center for Financial Services Innovation), the nation’s authority on financial health. The Financial Health Network is a trusted resource for business leaders, policymakers, and innovators united in a mission to improve financial health for all. As an entrepreneur, innovator and forceful voice for change, Jennifer has focused her work and career on the idea that, by aligning consumer and provider success, business can be a force for good in the lives of consumers, communities and the economy.

Tescher founded what was then CFSI in 2004 to champion increased access to high-quality financial products and services for underserved consumers. Over two decades, she has cultivated a robust network of relationships to raise the profile of financial health, and today the Financial Health Network has built a Network of over 150 companies and organizations committed to financial health for their customers, employees and communities. Through its Financial Solutions Lab, the organization has invested in more than 40 fintech innovators who are developing solutions to critical financial health challenges. The organization’s deep consumer research and financial health measurement platform generate the data and insights that are driving practitioners and policymakers alike to build powerful financial health strategies, products and practices.

Jennifer is a recognized thought leader, with a regular column in Forbes and frequent interviews and articles in both the mainstream and financial press and major speaking engagements at a broad spectrum of industry and policy conferences. She participates as an advisory board member for several of the nation’s largest financial institutions, nonprofits and research organizations, and previously served terms on the Federal Reserve Board’s Consumer Advisory Council and the Fannie Mae Affordable Housing Advisory Council. She currently serves on the board of Elevate Energy.

A native of Miami, Jennifer graduated from Northwestern University’s Medill School of Journalism with a combined BSJ and MSJ. She holds an MPP from the University of Chicago’s Harris School, where she gave the commencement address in 2016. She lives in Chicago with her husband, bestselling author Jonathan Eig, and their children, Lillian, Lola, and Jeffery.

Jessica Thrasher

VP of Merchant Sales and Strategy, Payliance

VP of Merchant Sales and Strategy, Payliance

Jeremy Tsui

CEO, Finley

CEO, Finley

 

Eric VonDohlen

Chief Credit Officer, Zebit, Inc.

Chief Credit Officer, Zebit, Inc.

Eric is the Chief Credit Officer of Zebit, Inc., a leading Buy Now, Pay Later e-commerce company. Eric has focused on the use of bank data and banking analytics in consumer underwriting for years, and has deployed several credit scores using bank transactions data.

Jimmy Williams

Jimmy Williams

SVP National Sales Manager, Accelitas

SVP National Sales Manager, Accelitas

Jimmy is a lifelong payments geek, having spent the last 20+ years in leadership roles at First Data/Fiserv as well as Bank of America. Today he leads the client-facing team at Accelitas delivering innovative solutions for Bank Account Validation and Credit Scoring using alternative data.

Walt Wojciechowski

Walt Wojciechowski

CEO & President, MicroBilt

CEO & President, MicroBilt

With over 40 years of experience in executive management, in addition to his role in overseeing MicroBilt operations, Mr. Wojciechowski concurrently holds the title and responsibilities of CEO and CFO for the company and is responsible for planning overall strategic direction. The company has been a pioneer in consumer data and risk management services, providing a broad array of traditional and proprietary alternative credit data enabling companies and consumers to do business where they could not before. Over his career he has frequently spoken and been an advocate for financial literacy, the use of alternative data and understanding our credit-based systems.
He currently serves on the board of directors of the Online Lenders Alliance, the Consumer Data Industry Association and Clarifi.org a national nonprofit financial literacy organization.