2020 SPEAKERS

THE EXPERTS ARE HERE

Listen. Learn. Get Inspired.

Sarika Ahluwalia

Vice President, Compliance and Customer Experience, Propel Holdings, Inc

Vice President, Compliance and Customer Experience, Propel Holdings, Inc

Sarika is a seasoned attorney who has worked in the financial services industry in various capacities for 10 years. Sarika completed her law degree and MBA, subsequent to which she focused on corporate commercial work at a national law firm. Prior to joining the executive team at Propel, Sarika held roles in Compliance and as in-house counsel at a large, international bank. In her current roles as company executive, wife, mother, daughter and friend, she is abundantly aware of the competing priorities that often make finding a balance seem impossible; but is ultimately fueled by the challenge of moving through life in an intentional and fulfilling way… especially during a pandemic!

Andrew Alias

Vice President of Sales, REPAY

Vice President of Sales, REPAY

Andrew Alias is a Certified Payments Professional and has been in the payments industry for over twelve years. He began his career as a Sales Manager for REPAY and has served as the Vice President of Sales for REPAY for nearly a decade. As Vice President of Sales, Andrew is responsible for developing new business opportunities and providing payments expertise to clients in the consumer finance industry. Andrew serves on the Shepherd Center Foundation Board of Trustees, a private, not-for-profit hospital specializing in the medical treatment, research and rehabilitation for people with spinal cord injuries. He pursued a degree from the University of Mississippi in Hospitality Administration and Management.

Kim Anderson

CEO, Longitude Partners, Inc.

CEO, Longitude Partners, Inc.

Kim Anderson is Founder and CEO of Longitude Partners delivering growth strategy and executive recruiting exclusively to the fintech, payments and specialty finance sectors. His most recent PE-backed CEO assignments include Strategic Link, a full stack provider of vertically integrated capabilities for managing online consumer loan portfolios, and iVita Financial delivering disruptive non-recourse patient financing through hospitals and other providers.

He was previously CEO of CL Verify, a non-traditional credit bureau, and IDT Financial Services for US and European financial services. At Deluxe Corp, he was Group Executive for the Data Solutions and Payments Divisions, leading the development of DebitBureau™ and the IPO of eFunds creating over $1.2 B in new shareholder value. During fifteen years at Equifax, Kim was responsible for driving growth in bank, retail and online sectors through the application of advanced analytics and payment performance data.

A member of a several boards, his guidance helps fintech, payments and specialty finance firms navigate profitable growth through actionable strategies and develop exceptional leadership teams.

David Anthony

Partner, Troutman Pepper Hamilton Sanders LLP

Partner, Troutman Pepper Hamilton Sanders LLP

David Anthony handles litigation against consumer financial Services businesses and other highly regulated companies across the United States. He is a strategic thinker who balances his extensive litigation experience with practical business advice to solve companies’ hardest problems.

Kyle Asher

Managing Director, Co-Head Opportunistic Credit

Managing Director, Co-Head Opportunistic Credit

Mr. Kyle Asher is a Managing Director and Co-Head of Monroe Capital’s Opportunistic Private Credit investment vehicles, and also Head of Underwriting & Structuring. He is responsible for deal origination, structuring, and portfolio management, as well as managing the underwriting team. He joined the firm in 2009 and is a member of the Opportunistic Private Credit Fund’s Investment Committee. Mr. Asher has over 10 years of investment experience and has led the underwriting of over $2.5 billion of debt and equity transactions, across a variety of opportunistic private credit investments. Prior to Monroe, he was an Analyst with Chicago-based Calder Capital Partners, a direct and fund-of-funds private equity firm partly owned by Goldman Sachs and Ares Capital (formerly Allied Capital), where he performed due diligence on various direct and fund-of-fund investments, sourced transactions and assisted in capital raising. Mr. Asher began his career as an Equity Analyst for MindShare Capital, an institutional money-manager where he focused on the valuation and trading patterns of small-cap growth companies. Mr. Asher earned his M.B.A. in Finance and International Business from Northwestern University and his B.A. in Philosophy and Political Science from Northwestern University.

Mary Ann Azevedo

Managing Editor, FinLedger

Managing Editor, FinLedger

With more than 20 years of business reporting experience for publications such as Crunchbase News, Crain’s, Forbes and Silicon Valley Business Journal, Mary Ann Azevedo brings a wide range of technology experience to her role as Managing Editor of FinLedger, a new fintech-focused media outlet. Prior to joining FinLedger in 2020, Azevedo earned numerous awards including the New York Times Chairman’s Award and others for breaking news coverage. She holds a Master’s degree in journalism from the University of Texas, Austin.

Tom Audley

Fraud Manager, AwL, Inc

Fraud Manager, AwL, Inc

Tom currently serves as the Fraud Manager for AWL, Inc. Prior to Fraud Management, Tom was an Analyst with the Affiliate Lead Acquisition team

Baeza

Rocio Baeza

CEO & Founder, CyberSecurityBase

CEO & Founder, CyberSecurityBase

CyberSecurityBase is a Chicago-based data security and data privacy consultancy specializing in small-dollar lending.

Rocio works with Chief Compliance Officers of small-dollar lenders, who need to show compliance to their information security requirements.

Using her past experience at Enova, Rocio understands the culture, ambition, and speed of the small-dollar lender and integrates proven techniques to successfully integrate compliance requirements across the organization.

In 2020, Rocio joined a distinguished panel at the July FTC Workshop event, to provide official testimony to the proposed changes to the Safeguards Rule under the GLBA. Rocio shared insights, based on her experience in working with payday lenders.

Ryan Barrett

VP Credit Risk & Data Science, Acima Credit

Managing Director, Co-Head Opportunistic Credit

Ryan Barrett is VP of Credit Risk & Data Science and head of lease underwriting at Acima Credit, where he employs machine learning algorithms in SAS, R, and Python to large, structurally complex databases to determine customer credit worthiness using traditional (e.g. FICO, Vantage, non-prime consumer credit reports) and non-traditional data sources (e.g. online presence, magazine preferences, email footprint). He began his career in healthcare performing research for the small, Salt Lake City-based company the Institute for Clinical Outcomes Research (ICOR). His areas of focus included traumatic brain injury, spinal cord injury, geriatric care, and stroke where he has published several papers. He transitioned to the financial sector in late 2014 working briefly at Zion’s Bank on their small business loans team before being hired on as Acima Credit’s senior data scientist, and later Director of Credit Risk & Data Science. He is currently VP of Credit & Data Science. He has over 10 years of extensive experience in SAS and SQL, and multiple years of R and Python. He possesses intricate knowledge of a vast array of classical and modern machine learning techniques including logistic and linear regression, Cox proportional hazards models, Random Forest, support vector machine, K-nearest neighbors, and neural nets. Ryan received his undergraduate degree in mathematics and his masters degree in statistics from the University of Utah.
Joyce Batterson

Joyce Batterson

Chief Compliance Officer, CURO Financial Technologies Corp.

Chief Compliance Officer, CURO Financial Technologies Corp.

Compliance professional with a background specializing in short-term consumer credit, regulatory compliance, consumer protection, consumer credit risk, regulatory change management, and other compliance-focused areas specific to the retail credit industry. Ms. Batterson has been with CURO for over six years, and holds certifications as a CRCM, CAMS, CAFP, CERP, CCEP, and CIPP/US.

John A. Beccia

Co-Founder and CEO, FS Vector

Co-Founder and CEO, FS Vector

John is Co-Founder and CEO of FS Vector, a fintech advisory firm that provides a wide range of strategy, regulatory, compliance, technology, and public policy solutions for financial services, fintech and cryptocurrency firms. He was most recently General Counsel and Chief Compliance Officer of Circle Internet Financial, Inc., a global crypto finance company that is seeking to help change the global economy.

Mr. Beccia previously served as Senior Vice President and Deputy General Counsel for Boston Private Financial Holdings, Inc., a publicly traded bank holding company. He was also Assistant General Counsel for Investors Bank & Trust Company and Chief Regulatory Counsel and Research Director for The Financial Services Roundtable where he was responsible for all regulatory affairs and assisted with legislative efforts for the trade association.

Mr. Beccia has served as Chairman of the In-House Counsel Subcommittee of the American Bar Association’s (ABA) Banking Law Committee and is currently an Adjunct Professor of Boston University School of Law. Mr. Beccia has a Bachelor of Arts degree in Political Science from Providence College, a J.D. from Roger Williams University School of Law, and a LLM in Banking and Financial Law from Boston University School of Law.

Susan Bennett

The Voice of Siri

The Voice of Siri

You may not know Susan Bennett, but you definitely know her voice! Susan is a voice actor, singer, and speaker whose voice has appeared on hundreds of radio and TV commercials for such clients as McDonald’s, Macy’s, Goodyear, Papa John’s, Fisher Price, and more. She is the voice of Delta Airlines gates worldwide, as well as hundreds of GPS and phone systems, but you probably know her best as The Original Voice of Siri.

Susan has appeared on nationally televised programs The Mariah Carey Merriest Christmas Special, The Queen Latifah Show, CNN, Showbiz Tonight, The Jack & Triumph Show, the new To Tell the Truth, and she read the Top Ten list for David Letterman!

Susan was born in Burlington, Vermont, and spent her youth in New England. She was always interested in music and acting, which she pursued during her four years at Brown University, singing in theater productions, and in the jazz band, “Conglomerate.” Susan was the leader of the singing group, The Chattertocks, as well. After graduation, she married NHL hockey player, Curt Bennett, and moved to Atlanta, Georgia, where Curt played for The Atlanta Flames, and Susan began her voiceover and singing career. Susan toured with Burt Bacharach as a backup singer, and later toured and traveled the world with Roy Orbison, also singing backup vocals, with a featured duet. She sang jingles as well for such clients as Coca Cola, Georgia Power, Kroger, and Krystal restaurants. It was after a jingle session that Susan was asked to voice a commercial when the scheduled voice actor didn’t show up. She discovered that voiceover was something she did well and enjoyed, so she got a vocal coach, an agent, and started on a career that is still going strong. Since revealing herself as the Original Voice of Siri, Susan has a new career as a speaker, working with people at Harvard, The Federal Bank of Atlanta, Tedx Talks, Women in Business, Business Professionals of America, SwiftFest, etc.,

Susan continues to live and work in Atlanta, Georgia, along with second husband guitarist and audio engineer, Rick Hinkle, of Audiocam Music. Susan and Rick had a private event band called “Interactive!” for more than two decades, and they still continue to work together in their 60’s and 70’s rock and soul band, “Boomers Gone Wild!”

Susan has one child, son Cameron Schuyler Bennett, who is a photographer, living and working in Los Angeles (www.cambennett.com).

Check out Susan’s website at www.SusanCBennett.com to hear demos of her voice work and speaker events; or follow her on Instagram and Twitter @ SiriouslySusan; or check out her Facebook Fan Page, Susan Bennett-voice of Siri.

Andrew Bigart

Partner, Venable LLP

Partner, Venable LLP

Andrew Bigart helps banks, payments companies, and fintechs work together to develop cutting edge financial services for consumers and businesses. Andrew’s broad experience in financial services, covering areas such as anti-money laundering and consumer protection, allows him to help banks, payment facilitators, digital wallets, small business lenders, and other financial services providers navigate the complex federal and state regulatory landscape. This extensive knowledge allows Andrew to assist his clients with various legal needs, including regulatory compliance, business planning and transactions, regulatory examinations, and government investigations and enforcement defense.

Brock Blake

CEO and Co-Founder, Lendio

CEO and Co-Founder, Lendio

Brock Blake is the CEO and co-founder of Lendio, the leading online marketplace for business loans in the U.S. Brock believes that access to capital should be simpler and quicker for small business owners, and he’s built a successful company around solving this problem. Brock leads the team that has facilitated over $10B in loans to small businesses. An Inc. 500 CEO, national keynote speaker, Forbes columnist, and Utah’s Emerging Executive of the Year, Brock’s dedication extends far beyond the boardroom. He has shaped a superior company culture with a humble and hungry team that is passionate about driving results and giving back. For every new loan facilitated on Lendio’s marketplace platform, Lendio Gives, an employee contribution and employer matching program, provides a microloan to a low-income entrepreneur around the world through Kiva.org.

Lauren Brecht

Senior Legal Counsel, MetaBank

Senior Legal Counsel, MetaBank

After nearly six years as a judicial clerk for two different Justices on the Michigan Supreme Court, in 2017 Lauren Brecht joined MetaBank, N.A., a publicly-traded national bank located in Sioux Falls, SD. As senior legal counsel for the bank, Lauren represents the bank’s legal interests when evaluating bank partnerships, consumer lending programs, and product specifications across multiple banking divisions, including direct and indirect consumer lending, commercial financing, tax services, and payments. In this role, Lauren’s expertise is in the areas of legal and regulatory compliance. She is therefore responsible for ensuring that the bank operates within the confines of the law while providing innovative solutions and strategies to optimize the bank’s mission of providing financial inclusion for all.

Catherine Brennan

Partner, Hudson Cook, LLP

Partner, Hudson Cook, LLP

Catherine Brennan is a partner at Hudson Cook and assists national and state banks, investment banks, consumer and commercial finance companies, mortgage bankers, installment lenders and other licensed lenders in the development and maintenance of nationwide consumer and commercial lending programs. She engages in credit due diligence on behalf of investors in fintech firms, bank partnership platforms, small business lenders, merchant cash advance companies, consumer finance companies, title loan companies and payday lenders. She serves as a Vice Chair of the ABA Consumer Financial Services Committee and is a frequent presenter for the ABA Business Law Section, Alternative Finance Bar Association, deBanked and Lend360. Catherine writes and comments regularly for national publications on fintech, small business lending, bank partnerships and other consumer finance compliance topics. She is ranked in the Chambers FinTech 2020 USA Guide for Corporate, Securities and Financing and in Best Lawyers 2021 for Financial Services Regulation Law.

 

 

Brian Brooks

Acting Comptroller of the Currency, OCC

Acting Comptroller of the Currency, OCC

Brian P. Brooks is the Acting Comptroller of the Currency. Mr. Brooks became Acting Comptroller of the Currency upon the resignation of the 31st Comptroller of the Currency Joseph M. Otting as a result of his designation as First Deputy Comptroller by Treasury Secretary Steven T. Mnuchin pursuant to his authority under 12 USC § 4. As Acting Comptroller of the Currency, Mr. Brooks is the administrator of the federal banking system and chief officer of the Office of the Comptroller of the Currency (OCC). The OCC supervises nearly 1,200 national banks, federal savings associations, and federal branches and agencies of foreign banks that conduct approximately 70% of all banking business in the United States. The mission of the OCC is to ensure that national banks and federal savings associations operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations. The Comptroller also serves as a director of the Federal Deposit Insurance Corporation and a member of the Financial Stability Oversight Council and the Federal Financial Institutions Examination Council. Prior to becoming Acting Comptroller, Mr. Brooks served as Senior Deputy Comptroller and Chief Operating Officer. In this role, he oversaw OCC bank supervision, bank supervision policy, economics, supervisory system and analytical support, systemic risk identification support and specialty supervision, and innovation. He also served as a member of the OCC’s Executive Committee and was the Chair of the Technology and Systems Subcommittee, since joining the agency in April 2020. Prior to joining the OCC, Mr. Brooks served as Chief Legal Officer of Coinbase Global, Inc., where he headed the legal, compliance, audit, investigations, and government relations functions for the company, which served 20 million customers. He held this position since September 2018. From 2014-2018, Mr. Brooks served as Executive Vice President, General Counsel, and Corporate Secretary of the $3.2 trillion Fannie Mae. Prior to joining Fannie Mae, he served as a Vice Chairman of OneWest Bank, N.A., from 2011 to 2014. Prior to joining OneWest, he served managing partner of the Washington, D.C. office of the global law firm O’Melveny & Myers LLP, where he also served as chair of the firm’s financial services practice group. Prior to joining the OCC, Mr. Brooks also served on the Boards of Directors of Avant, Inc. and Fannie Mae, and also served as an advisor to a number of technology startups. Mr. Brooks holds a bachelor’s degree from Harvard University in government and a law degree from the University of Chicago.

Daryl Brown

Senior Director, Consumer Lending Market Strategy

Senior Director, Consumer Lending Market Strategy

Daryl Brown is Senior Director of Market Strategy in TransUnion’s consumer lending business. Before joining TransUnion, Daryl advised financial services firms on market strategy and major internal transformations with Deloitte Consulting. He also conducted competitive intelligence for Itau-Unibanco in Brazil, and was a sell-side equity research analyst covering Brazilian equities. Daryl holds an MBA from the Kellogg School of Management, BBA from Texas Tech University, Masters of Economics from the Brazilian Federal University of Bahia, and he earned the CFA Charter.
Debra Brown

Debra Brown

NBE Innovation Officer, OCC

NBE Innovation Officer, OCC

Debra is a national bank examiner with more than 25 years of public and private sector experience in Information Technology and Cybersecurity. In the private sector, she held various IT leadership positions including Chief Information Security Officer and has led the governance, risk management and business continuity and resiliency functions at global fortune 500 companies. She has also acquired Information Security certifications including the Certified Information System Security Professional (CISSP) and is experienced in Lean Six Sigma. Debra joined the Office of Innovation in January 2020. Prior to moving into this role, she spent five years as the Bank Information Technology (BIT) Lead Expert for the Central District. In this role, she worked with district leadership, IT examiners and supervised financial institutions in IT and cybersecurity matters. She trains and mentors other examiners and has spoken at CEO outreach and other industry conferences. As an Innovation Officer, she supports responsible innovation focusing on the Innovation Pilot Program, AI, and payments. Additionally, she supports the Central and Western District providing technical assistance to examiners and bankers.

Karen Brown

SVP Analytics, Lending Science DM

SVP Analytics, Lending Science DM

Karen Brown joined Lending Science DM as Senior Vice President, Analytics in May 2019. With over 30 years of Analytics expertise under her belt, Karen brings the knowledge and leadership to partner with clients to solve their business problems with analytic and data solutions. Prior to joining LSDM, Karen was the Senior Vice President, Model Development for Synchrony where she had the responsibility for the development of all consumer and commercial models supporting Synchrony’s private label credit card, bankcard, and installment lending programs. Karen joined the Synchrony/GE Capital’s Retail Sales Finance unit in 2003 as a part of GE’s acquisition of Conseco Finance. She worked in a variety of roles between 2003 and 2011 leading model development, acquisition and account strategy development, and credit risk infrastructure for the Retail Sales Finance business.  She then became the SVP, Model Development Leader for the consolidated GE Retail Finance business in November 2013 when her role expanded to include the responsibility for the development of all marketing, credit, fraud, collection, reserve, stress testing and economic capital models. Prior to joining GE, Karen spent two years as Conseco Finance’s Vice President of Modeling and Analysis.  She also spent over nine years working as a consultant in financial services developing both credit models and strategies throughout the credit lifecycle while working for Management Decision Systems (MDS), Credit Strategy Management (CSM), and May & Speh/Acxiom. Karen has Bachelor of Science degrees in Mathematics and Computer-Math from Furman University and a Master of Science in Statistics from Florida State University.

 

 

J. Burgundy

Anchor, LMBC News

Anchor, LMBC News

Jason Burgundy began his career making lattes in the News Room at LMBC Studios in Los Angeles and in a rags to riches story made it to chief Anchor in just 3 short months, after the main anchor was suddenly taken permanently ill by a cup of coffee. Self taught, non college educated he was voted sexiest TV personality of the year by San Diego Female Dog Walkers Association in 2019. His views on the Alternative Financial Services Industry are highly sought after. A connoisseur of rare Scotch whiskies, he lives in San Diego with his wife and pet Lama ‘Tiddles’.
M. Jesse Carlson

M. Jesse Carlson

General Counsel, Kapitus

General Counsel, Kapitus

General Counsel of Kapitus, a leading provider of small business commercial finance. Prior to joining Kapitus, Jesse served as Counsel in the Professional Liability & Financial Crimes Section of the FDIC’s Legal Division and practiced at Williams & Connolly LLP, where he focused on complex financial services, litigation and professional liability litigation. He also served as a judicial law clerk to the Honorable John M. Rogers of the U.S. Court of Appeals for the Sixth Circuit. He received his law degree from the Georgetown University Law Center, where he currently teaches a course in professional responsibility, and his undergraduate degree from Colby College.
James Celli

James Celli

Founder & CEO, LoanPaymentPro

Founder & CEO, LoanPaymentPro

Albert Chang

Counsel, Consumer Financial Protection Bureau

Counsel, Consumer Financial Protection Bureau

Albert D. Chang joined the Consumer Financial Protection Bureau (CFPB) in 2013 and serves as Counsel in the Office of Innovation, where he develops and implements programs that facilitate consumer-beneficial innovation. Prior to his current appointment, he served as co-chair of the CFPB’s Alternative Data Working Group; Counsel and Louis D. Brandeis Fellow in the Office of Fair Lending & Equal Opportunity; Counsel in the Office of Supervision Policy; and Policy Assistant in the Office of Card and Payment Markets. Albert attended law school and joined the Bureau after stints at American Express and Ernst & Young, where he focused on fair lending issues and model risk management. Albert received his B.A. in Physics and Economics from Swarthmore College and J.D. from Yeshiva University.

 

 

Melody Cherchian

Client Relations Manager, LeadsMarket.com

Client Relations Manager, LeadsMarket.com

Larry Chiavaro

Strategic Advisor to Fintech Companies, LPC Associates

Strategic Advisor to Fintech Companies, LPC Associates

Larry Chiavaro is a dynamic sales and business development executive with an outstanding 30-year track record of identifying and developing growth in the consumer finance industry. In October 2020 after building the company from 6 employees to over 800, Larry Chiavaro retired as Executive Vice President and Principal of First Associates Loan Servicing/ Vervent, following the sale of the company to a private equity fund. Currently Larry is advising fintech companies on strategic initiatives globally thru his Advisory Company, LPC Associates LLC. Prior to joining First Associates, he developed the BPO Loan Servicing Business for CSC, working with banks, investment banks, finance companies and credit unions on a national level. Mr. Chiavaro also created and managed a national wholesale sales force for NovaStar Mortgage and held leadership positions at Household/HSBC Auto Finance and GE Capital, where Jack Welch, the legendary CEO of General Electric, recognized him for his record-setting production. He has strong historical ties to the rating agencies built over years of experience in the consumer finance industry and was active in the many inaugural lending securitizations across many asset classes. Mr. Chiavaro is the owner of the Consumer Finance Professionals Group on LinkedIn and is a graduate of the GE Management Institute and GE Six Sigma program.

Helen Child

Co-Founder, Open Banking Excellencee (OBE)

Co-Founder, Open Banking Excellencee (OBE)

Helen is the co-founder of Open Banking Excellence (OBE), the world’s leading community of Open Banking and Open Finance pioneers from across the breadth of financial services, including banks, fintechs, BigTech and other industry bodies. Helen was the founder and former CEO of the UK’s first e-Money Licence Issuer to be awarded licences by both Mastercard and Visa. She sees that same pioneering spirit in the world of Open Banking today. She is excited about the current renaissance in payments and believes Open Banking will usher in a new, customer-centric era of transformation and transparency, making Open Banking payments ubiquitous. Helen also runs her own digital payments consultancy Striding Edge, specialising in Open Banking, e-money and digital wallets, helping banks and businesses around the world navigate the complexities without jargon. Outside of the fascinating world of payments, processing and regulations, Helen has sat on the Counsel of Lancaster University and is a founding member of the University’s InfoLab. A keen cyclist, she loves nothing more than to start each day with a blast on her bike! Connect with Helen on LinkedIn.

Greg Cote

CEO, Accelitas

CEO, Accelitas

Mr. Coté leads Accelitas’s business strategy and daily operations. Before co-founding Accelitas in 2004, Mr. Coté was a portfolio manager for J & W Seligman & Co., a New York-based investment management firm managing $40 billion in assets. Mr. Coté was part of the Technology Team which managed $18 billion in technology-focused mutual funds. He led the team coordinating technology investments across all Seligman portfolios and chaired an investment committee managing a $2 billion portfolio. Before Seligman, Mr. Coté spent 14 years in banking. Mr. Coté earned a BS in Development Economics from the University of Michigan. He received an MBA, summa cum laude, from UCLA.

 

 

George Coutros

Head of Product and Analytics, Clarity Services

Head of Product and Analytics, Clarity Services

George Coutros, Head of Product and Analytics at Clarity Services, a part of Experian, has more than 30 years of experience in consumer lending, risk management and analytics. He has served in various executive positions for a diverse set of companies including specialty and national credit reporting agencies, prepaid processing company, traditional national bank, internet bank and online small dollar lender. For the past 15 years, George has been focused on serving the needs of the unbanked, underbanked and subprime consumer segments. Coutros earned a Bachelor of Arts in Mathematical Sciences from Johns Hopkins University and a Master of Science in Statistics from North Carolina State University.

Michael Day

Policy Director, Online Lenders Alliance

Policy Director, Online Lenders Alliance

Richard Eckman

Senior Counsel, Troutman Pepper Hamilton Sanders LLP

Senior Counsel, Troutman Pepper Hamilton Sanders LLP

Rick Eckman represents financial institutions and non-regulated entities in a range of matters involving investment management, commercial and consumer financial services, public finance and trusts. Drawing upon many years of experience inside the banking industry and involvement in drafting key banking regulations, he is a trusted advisor on operational and regulatory issues. Rick also has an active practice representing non-depository institutions, specialty finance companies, and service providers in compliance matters, payment system issues, strategic transactions, government investigation and enforcement actions. In addition, he advises marketplace lenders on matters such as merchant cash advance and co-branding relationships and represents a number of institutional trustees in Delaware business trust transactions. Rick advises clients on payment issues including dealing with FinCEN and state money transmitter statutes. He also has helped non-bank lenders and their service providers to design and launch national online lending platforms and businesses. An active speaker and writer on the activities of state and federal banking regulators, including the Consumer Financial Protection Bureau, Rick was one of the drafters of Delaware’s landmark Financial Center Development Act that attracted over 25 financial institutions to the state. He was a founder of and vice president and general counsel for The Chase Manhattan Bank (USA), N.A.; and was a director and secretary of FCC National Bank, the national bank subsidiary of Bank One Corporation now part of JPMorgan Chase. He also has been counsel to the Bank of Delaware, now PNC Bank. Earlier in his career, he was active in politics, serving as campaign manager for Pete duPont’s 1976 successful gubernatorial campaign, and was legislative counsel in the Washington office of Congressman Thomas B. Evans, Jr. (R – Delaware) from 1977-1979. Also a founder and former president of the Delaware Entrepreneurs’ Forum, Rick is a member of the board of directors of the Delaware Innovation Fund, a nonprofit seed and preseed venture capital fund, and was chairman of the board of Early Stage East, Inc., a nonprofit that sponsors venture fairs in the Mid-Atlantic region. He serves as counsel to many startup technology growth companies in the telecommunications, interactive media, medical and health, and information technology industries.

Jim Ellis

Senior Political Analyst, BIPAC

Senior Political Analyst, BIPAC

As creator of the Ellis Insight publication and Senior Political Analyst for the Business-Industry Political Action Committee (BIPAC), Jim Ellis analyzes electoral politics and reports upon trends, characteristics, and tendencies in American elections. He is a 35-year veteran of politics at the state and national levels. He specialized in corporate grassroots lobbying, campaign management and coalition building as President of the Ramhurst Corporation of North Carolina and as a manager of the Public Issues Department of R. J. Reynolds Tobacco Company in Winston-Salem, NC. Additionally, he formerly provided political consulting services to the House Republican majority through 2006, has run two national political action committees, and managed successful political campaigns. In 2018, Jim Ellis delivered nearly 100 speeches or presentations about the Midterm Elections to groups across the country. He previously appeared as a debate participant on the CBS affiliate in Washington, DC’s morning news program, and has been interviewed on many national and local radio programs. Jim Ellis earned a B. A. in Political Science from the University of California at Davis in 1979. Outside of politics, he is a high school football official and resides in northern Virginia.

 

 

Brian Epling

Attorney, Bradley Arant Boult Cummings LLP

Attorney, Bradley Arant Boult Cummings LLP

Brian Epling assists financial services clients, including small dollar lenders, auto finance companies, and mortgage servicers, with navigating regulatory compliance and litigation issues. On the regulatory compliance side, Brian has assisted financial services clients with policies and procedures to comply with state and federal law and investor requirements. Additional, Brian assists financial services companies with external audits. With respect to litigation, Brian has successfully argued dispositive motions and appeals related to state and federal laws impacting financial services companies. He has also represented financial services companies in administrative and regulatory matters against state agencies. Prior to joining Bradley, Brian clerked for the Hon. Joseph H. McKinley, Jr., in the United States District Court for the Western District of Kentucky and the Hon. Eugene E. Siler, Jr., in the United States Court of Appeals for the Sixth Circuit.

Thomas Ervesun

President & COO, Braviant Holdings

President & COO, Braviant Holdings

Thomas is a serial fintech operator who has launched and grown multiple online lending businesses. Prior to becoming President and Chief Operating Officer at Braviant, Thomas was the Head of Strategy and Operations for NetCredit, a U.S. personal loan business owned by Enova International. While at Enova, Thomas was an integral member of the team that launched the company’s first-ever bank origination partnership to establish a national footprint. In his current position at Braviant, Thomas launched the Balance Credit Bank Partnership, Line of Credit and Chorus Credit products; expanding Braviant’s offerings to include larger, lower-cost credit for near-prime consumers. He earned his B.S. in Industrial Engineering from Purdue University.

Neil Fadden

Partner, Manatt, Phelps & Phillips

Partner, Manatt, Phelps & Phillips

Neil S. Faden practices transactional corporate and securities law with concentrations in organization and capitalization of collective investment funds, community development finance transactions, crowdfunding and peer-to-peer lending transactions, and healthcare industry financing and transactional matters. Recognized as a Top 25 Opportunity Zone Influencer in 2019 by Opportunity Zone Magazine, Neil has organized several qualified opportunity funds and is currently advising numerous clients in connection with investments using the new Opportunity Zone program. Neil focuses on finance matters related to the New Markets Tax Credit program and renewable energy tax credit projects. His practice includes the representation of community development entities, investors, lenders and borrowers. Neil advises clients in connection with the organization, capitalization and financing of marketplace lending platforms and loan purchase transactions. Neil advises sponsors of collective investment vehicles, organized as limited liability companies and partnerships, ranging from hedge funds to real estate private equity funds. Neil has lead responsibility for dozens of affordable housing finance transactions, including the formation of limited partnerships designed to invest in affordable housing that generates federal low-income housing tax credits, negotiation with institutional investors in such partnerships, negotiation with lenders and negotiation of equity investments in partnerships that are constructing or rehabilitating affordable housing.

Dennis Fish

Chief Operating Officer, IM Group Marketing

Chief Operating Officer, IM Group Marketing

Dennis has spent the vast majority of his 30+ year direct marketing career within the sub prime financial services sector. Dennis has significant experience in all marketing, financial, operational and regulatory areas of sub prime lending. A graduate of Bloomsburg University of Pennsylvania with a degree on Communication Theory, Dennis also holds an MBA in Marketing from Drexel University in Philadelphia, PA. He currently lives in Hockessin, Delaware with his wife and three daughters.

 

 

Katherine Fisher

Partner, Hudson Cook LLP

Partner, Hudson Cook LLP

Kate Fisher is a partner at Hudson Cook, LLP and co-chairs the firm’s Business Funding Group. Her practice focuses on consumer financial services and small business financing. Kate represents banks, finance companies, private equity and investment bank investors, merchant cash advance companies, and small business lenders in establishing new programs and products and conducting due diligence and compliance reviews of consumer lending and business financing portfolios. Kate is a founding member of the Alternative Finance Bar Association. She has testified before the United States House of Representatives Small Business Subcommittee regarding improving small business capital access and has appeared several times before the California legislature and New Jersey Senate Committee on Commerce regarding proposed disclosures for business finance transactions.

Justin Fisk

Director of Research, Online Lenders Alliance

Director of Research, Online Lenders Alliance

Justin Fisk is the Director of Research at the Online Lenders Alliance (OLA) where he conducts qualitative and quantitative research on a broad range of economic and financial policy topics. Prior to OLA, Justin worked at the Native American Financial Services Association (NAFSA) and Public Citizen’s Global Trade Watch. Justin has a master’s degree from the Elliott School of International Affairs at The George Washington University.

Kevin Foley

CEO, Creative Solutions International

CEO, Creative Solutions International

Kevin is CEO of Creative Solutions International, a leading direct response advertising agency with offices in the United States, Canada and the United Kingdom. The firm has a strong financial services practice and provides a wide range of marketing services including New Account Acquisition, Customer Experience (CX), Portfolio Development and Collections Marketing. Kevin has over 35 years of experience in financial services sector and has worked at companies such Mellon Bank, Allied Irish’s First Omni Bank, U S WEST Communications and NatWest Bank before co-founding Creative Solutions.

Heather Francis

CEO, Elevate Funding

CEO, Elevate Funding

Heather has over 14 years experience operating in the finance sector, eleven of those years in Alternative Small Business Finance. An acknowledged thought-leader in the Alternative Finance Industry, she is routinely consulted on trending topics in banking and payments. Heather took her experiences and launched Elevate Funding with the mission to provide business owners with services that other financial options are lacking; Customer Service, Business Products, and Transparency.

Chris Friedman

Attorney, Bradley Arant Boult Cummings

Attorney, Bradley Arant Boult Cummings

Chris Friedman helps banks, servicers, non-bank lenders, fintech companies, and other companies in the financial services industry handle legal regulatory and compliance issues, as well as litigation. Chris takes particular interest in helping companies in this space address emerging legal issues, and has worked with small businesses lenders, merchant cash advance companies, brokers, and lead generators to solve the unique legal problems faced by companies who work with small businesses. Chris has written extensively about the upcoming rulemaking related to Dodd Frank 1071, as well as other small-business lending issues. In addition to his regulatory compliance practice, Chris is an experienced litigator and a published author in the field of class actions. Specifically, Chris is the co-author of the settlement chapter of the American Bar Association’s Class Action Strategy and Practice Guide, and is the co-editor in chief of the ABA’s Class Action and Derivative Suits Committee newsletter.

Jennifer L. Galloway

Counsel, Bradley Arant Boult Cummings LLP

Counsel, Bradley Arant Boult Cummings LLP

Jennifer Galloway’s practice is dedicated to helping financial services clients successfully navigate increasingly complex regulatory and business environments. She is co-chair of Bradley’s Small Dollar and Unsecured Consumer Lending team and focuses on consumer financial services laws and regulations affecting banks, non-depository banks, Fintech companies and other financial institutions. Jennifer provides skilled regulatory guidance and detailed knowledge of the laws impacting the alternative financial services market, such as online consumer lending. Her compliance work includes assisting clients with developing, implementing and maintaining compliance management systems, performing internal compliance audits for clients, preparing clients for outside audits as well as preparing related lending documents and disclosures. She also counsels financial services companies regarding CFPB preparedness, implementation and operational strategies for complying with the CFPB’s regulations.

Dan Gans

Founder & Managing Principal, Polaris Consulting, LLC

Founder & Managing Principal, Polaris Consulting, LLC

Dan Gans is the founder and managing principal of Polaris Consulting, LLC. Prior to establishing Polaris, Dan managed the Telecommunications, Technology and Energy practice at a top 20 lobbying firm in Washington DC for three years. Under Dan’s stewardship, Polaris Government Relations has quickly become one of the most in demand boutique lobbying firms in Washington. Dan Gans is an eleven-year veteran of Capitol Hill. Most recently, Gans served as Chief of Staff to Governor-elect and Congressman Bob Riley (R-AL). In addition to serving as Riley’s Chief of Staff, Gans was also a Senior Advisor (in a volunteer capacity) to the Riley for Governor Campaign in 2002. Dan worked with the campaign General Consultant to develop and implement a successful media, grass roots, and fundraising plan. As Chief of Staff, Dan served as now Governor Riley’s principal strategist and advisor on all legislative and political matters including the Congressman’s work on the Financial Services, Armed Services and Agriculture Committees. Dan’s responsibilities included oversight and management of the Washington DC and Alabama offices. Gans also served as the Congressman’s liaison to the House Leadership and the Republican Study Committee. During his tenure as Chief of Staff, Gans was recognized by the Wall Street Journal for designing a state-of-the-art interactive Congressional website that implemented an e-video communication platform. Bob Riley was the first Member of Congress to communicate with his constituents using video email technology. It was no surprise that Campaigns and Elections magazine cited Bob Riley’s Campaign website as one of the best in the country and critical to his election success in 2002. Dan has been a regular speaker on Internet communication and e-strategy for the House Republican Conference. Dan also held a U.S. Department of Defense Security Clearance, which he was required to have in order to handle Riley’s work on the House Armed Services Committee

Keith Goodnight

SVP of Product Management & Development, MicroBilt

SVP of Product Management & Development, MicroBilt

Keith Goodnight currently serves as the SVP of Product Management & Development for MicroBilt Corporation, where he oversees MicroBilt’s global product strategy. With over 23 years of experience in the data and technology industry, Mr. Goodnight is responsible for managing over 200 products that serve more than 8,500 customers and 125,000 user locations in the financial, collections, retail and legal markets. Prior to joining MicroBilt in 2012, his positions at ChoicePoint, CCS-Adplus/Datalure, DBT Online and the Information Technology Group have provided him with a unique perspective on the evolution of data-driven technologies over the past 2 decades.

Michael Gordon

Partner, Bradley Arant Boult Cummings LLP

Partner, Bradley Arant Boult Cummings LLP

Michael Gordon is an accomplished consumer finance lawyer with more than 20 years of experience as a law firm partner, senior federal regulator, and fintech general counsel. His practice includes consumer finance and fintech, banking and bank partnerships, consumer and commercial credit, payments, regulatory strategy, risk management and corporate governance matters for a range of clients. Michael is a practical, business-focused lawyer with wide-ranging experience in private practice, government, and as a client. He has established a reputation for helping financial institutions and service providers anticipate and respond to a complex and ever-changing regulatory environment. Michael also has extensive experience representing corporations, institutions, and individuals in congressional investigations, executive branch and commission inquiries, regulatory proceedings, and related litigation. Michael has held senior positions in two Committees of the U.S. House of Representatives. He led investigations and hearings as Chief Investigative Counsel of the House Committee on Energy and Commerce, a committee with jurisdiction over health care, consumer protection, energy, food and drug safety, and communications. He also served as Senior Investigative Counsel on the Committee on Oversight and Reform, the principal oversight committee of the House, where he led investigations into the causes and effects of the financial crisis. Michael has also served as counselor to the General Counsel of the U.S. Department of the Treasury. Prior to joining Bradley, Michael served as general counsel and chief compliance officer for a fast-growing fintech and renewable energy company, where he oversaw legal, compliance, and regulatory functions. He is also the former chair of the Consumer Financial Protection Bureau (CFPB) Practice Group at a leading national firm, where he helped clients successfully navigate regulatory compliance issues, supervisory exams, and enforcement matters before the CFPB, other federal and state bank regulators, and the FTC. In that role, Michael advised banks, lenders (mortgage, student, auto, credit card, personal, and small business), loan servicers, debt buyers, credit bureaus, online lenders, fintech investors, and fintech firms on financial regulatory issues. Michael was on the start-up team that established the CFPB and served for five years in senior roles, including senior counselor to the director. He advised the director and senior agency officials on how best to utilize the CFPB’s authorities and whether to resolve significant matters through supervisory action or public enforcement.

John Graham

Managing Director, Pango Financial

Managing Director, Pango Financial

John Graham, Managing Director of Pango Financial, joined the company in December 2017. Previously John had worked in the insurance and financial services industry for over 25 years in various home office and field positions. He held numerous positions with Nationwide Financial, AIG and Cigna. More recently John worked for a corporate legal services company where he managed a regional sales team, their affiliate program and secured national partnerships. He is an accomplished public speaker and has spoken at national and regional sales conference for over 20 years. John is a graduate of Slippery Rock University with a B.A. in communications and holds an MBA from Wilmington University. Originally from the Pittsburgh, Pennsylvania area John now lives in Wilmington, Delaware with his son Nicholas, a Midshipman at the United States Naval Academy and his daughter Caroline.

John Hecht

Managing Director, Jefferies

Managing Director, Jefferies

John Hecht joined Jefferies in June 2014, following 10 years as a senior analyst covering consumer finance, specialty finance, fintech, and community/regional banks at Stephens and JMP Securities. Before joining equity research, John served in investment banking, covering the financial services industry at both Merrill Lynch and Montgomery securities from 1992-1997. John has been distinguished multiple times in the Institutional Investors All-American poll, and John has also been ranked for investment recommendations and forecasting accuracy at Thomson Reuters and has received Wall Street Journal awards for stock picking. John received a BA in International Economics from the University of California at Berkeley, and received an MBA at the Graduate School of Business at Stanford.

Justin Hosie

Partner, Hudson Cook LLP

Partner, Hudson Cook LLP

Justin Hosie is a partner at Hudson Cook, LLP, and practice group leader for the Small Dollar Lending & Alternative Financial Services Practice Group. Justin has counseled clients about compliance with consumer protection laws for over 17 years and is AV Rated by Martindale-Hubbell. For consumer finance updates, follow Justin on Twitter, @ConsumerFinance.

Steve Hotz

CEO, The Lead Group

CEO, The Lead Group

Steve Hotz is the CEO of The Lead Group, a leading performance-based online marketing and lead generation firm focused on the financial services market. Prior to The Lead Group, Steve oversaw the Full Service Lead Program practice at MediaWhiz Holdings. He previously served as VP, Marketing at CompuCredit Corporation, a market leader of financial based products dedicated to the underserved market within the US & UK and at TRADEX Technologies assisting in the acquisition of the company to Ariba, now SAP Ariba, in 2000 for $5.6B.

Stephen Ibaraki

Chairman REDDS Capital and Founder AI for Good, REDDS Capital - Venture Capital Investments

Chairman REDDS Capital and Founder AI for Good, REDDS Capital – Venture Capital Investments

Who is Stephen Ibaraki

  1. Multiple Awarded Global Visionary
  2. UN-related and Fortune CEOs Think Tanks Founder
  3. Founding Chairman YPO European Impact Summit Advisory Board
  4. Founder “AI for Good” Global Movement and World’s Largest AI UN SDG Summit
  5. Founder world’s No. 1 CEO “futures summit”, and think tank — CEOs managing trillions in assets

Stephen Ibaraki Chairman and Managing General Partner REDDS Capital. In addition, Stephen is globally unique with Chairman, Founder, Board roles in: Business and startups, successful Entrepreneurship/investments/venture capital, No. 1 global computing Science organizations, No. 1 UN-related innovation programs, No. 1 CEO/industry-organizations/think tanks, No. 1 Summits (acronym BE-SUN-CIS). 300+ annual global engagements impacting USD $100+ Trillion in ESG (environmental, social, governance), sustainable investments for 2020. He is keynote speaker, moderator, producer at more than 100 global CEO and leader events annually. Stephen’s has more than 300 “lifetime and career” achievements and awards for disruptive innovation, futuristic investments, successful entrepreneurship, and global technology leadership, as exemplified by July 2020 IFIP news — 18 global Microsoft Awards including 15 Microsoft MVP Awards — last one awarded in July 1st, 2020. There is more on LinkedIn.

Erin Illman

Co-Chair, Cybersecurity and Private Practice, Bradley Arant Boult Cummings LLP

Co-Chair, Cybersecurity and Private Practice, Bradley Arant Boult Cummings LLP

Erin Illman leads the firm’s Fintech team and is co-chair of Bradley’s Cybersecurity and Privacy Practice Group. Erin understands the intersection between technological innovation, business operations, and legal obligations, including the use of social media, mobile applications, cryptocurrencies, digital ledger technology, and biometric authentication. She has assisted clients in the creation, development and implementation of innovative products and services, including electronic identities, digital vaults, automated operations and cloud-storage. She has also assisted clients in the creation of security and privacy programs for the use of domestic and off-shore vendors.

Mary Jackson

CEO, Online Lenders Alliance

CEO, Online Lenders Alliance

Mary Jackson is leading the growth of the Online Lenders Alliance (OLA) – the first and largest trade association representing the growing industry of fintech companies that harness technology to deliver safe, convenient, private and reliable credit options for consumers. Ms. Jackson has over 25 years of experience in public policy and financial services, having served as SVP of Public Affairs for Cash America International and in various leadership positions as a board member of the Community Financial Services Association and the National Pawnbrokers Association. Prior to assuming the role of CEO of the Online Lenders Alliance, Mary served on the association’s board for 10 years. Mary is also an accomplished executive and entrepreneur who founded the public affairs and business advisory firm, Jackson Vaughn Public Strategies.

Marsha Jones

President, Third Party Payment Processors Association (TPPPA)

President, Third Party Payment Processors Association (TPPPA)

Marsha Jones is the President of the Third Party Payment Processors Association and helped to establish the Association. As part of the effort to create the TPPPA’s industry best practices, Marsha built long-standing, credible relationships with state and federal regulatory agencies, including the OCC, FDIC, Federal Reserve Bank, FinCEN, the CFPB, the FTC and the Conference of State Bank Supervisors. She is a Certified Anti-Money Laundering Specialist (CAMS), an Accredited ACH Professional (AAP) and an Accredited Payments Risk Professional (APRP) with over 25 years in the banking and payments industry. Prior to joining the TPPPA, Marsha worked for Viewpointe a regional payments association, where she founded the Third-Party Sender Roundtable which is now part of WesPay and served on Nacha’s Risk-Management and Advisory Group.

Ken Judd

CFO/Interim President, Axcess Financial Services, Inc.

CFO/Interim President, Axcess Financial Services, Inc.

2016- Current: CFO Axcess Financial / Interim President (June) 2006-2016: Citibank Consumer Finance PLCC / Global Technology CFO 1996-2006: GE Capital Consumer/Commercial Lending

Matthew Justice

President, Professional Bureau of Collections Maryland (PBCM)

President, Professional Bureau of Collections Maryland (PBCM)

Matt joined PBCM after completing his Masters’ Degree in International Business at Concordia University – Wisconsin. While in Graduate School, Matt worked for wealth management firm Wells Fargo Advisors. Matt spent the first few months at PBCM as a collector to learn the operations side before transitioning in to the sales and marketing department when he was promoted to Client Relationship Manager. From there he was promoted to the VP of Business Development. As VP he helped coordinate and manage PBCM’s sales and marketing efforts including: convention attendance, RFP bids and Sales Team management. Matt was then promoted to President in January 2018 and currently serves as President.

Jared Kaplan

CEO, OppLoans

CEO, OppLoans

Jared Kaplan is chief executive officer of OppLoans, a leading financial technology platform that helps middle income, credit-challenged consumers build a better financial path through accessible products and a top-rated experience.  Under Jared’s leadership, OppLoans has experienced exponential growth facilitating the issuance of more than 1 million loans for more than 500,000 customers. OppLoans was named an Inc. 5000 company for the 5th straight year and ranked 91st on Deloitte’s Technology Fast 500™. In addition, OppLoans was named a 2018 “Best Workplace” by Inc. Magazine, America’s 6th place to work by Glassdoor, and a number-one personal lender by LendingTree.  Jared was also ranked the 8th highest-rated CEO by Glassdoor (2018) and named a finalist for EY Entrepreneur of the Year. He is a frequent speaker at industry-leading events including LendIt, Lend Academy and Lend360 as well as a frequent media contributor for the industry. Prior to OppLoans, Jared was co-founder and executive vice president of Insureon, the leading online agency for small business insurance that boasted 1,700+% in revenue growth. After beginning his career at Goldman Sachs, Jared led financial services investing for Accretive LLC, an early-stage private equity firm. He holds a Bachelor of Business Administration from the University of Michigan.

Kenneth Kelly

Chairman and CEO, First Independence Bank

Chairman and CEO, First Independence Bank

Kenneth Kelly (Kenneth) serves as Chairman and CEO of First Independence Bank (https://www.firstindependence.com/), a minority depository institution, based in Detroit, Michigan. He is a respected leader in the banking community. He serves as a Board of Director of the American Bankers Association that is the voice of the nation’s $20.3 trillion banking industry, which is composed of small, regional and large banks that together employ more than 2 million people, safeguard $15.8 trillion in deposits and extend nearly $11 trillion in loans. He served as Chairman of the National Bankers Association 2018-2020. From 2018-2020, he served on the Federal Reserve Bank’s Seventh District Community Depository Institutions Advisory Council (CDIAC). Kenneth was also selected to become a member of the Federal Deposit Insurance Corporation Chairman’s Advisory Committee on Community Banking which is charged with providing advice and recommendations to the FDIC on a broad range of community banking policy and regulatory matters. Kenneth has testified as an expert witness before the U.S. Congressional House Financial Services subcommittee on consumer protection and financial institutions and has provided input to the full committee of House Financial Services during its COVID19 listening session. Also, Kenneth provided input and advice to the Secretary of Treasury and White House Staff during COVID19 on the state of minority banks. He also was a driver of solutions to support minority businesses with many corporate entities, regulators, and executive branch administrators regarding economic equality. Kenneth serves as the chairperson of the Auburn University Engineering Alumni Council. In this role, he works with a successful group of alumni including many CEO’s to assist the dean of the college with research and development, fundraising, and academic achievement. In 2019, the dedication of the new Brown Kopel Engineering Student Achievement Center included the naming of the Kenneth Kelly Engineering Academic Excellence Program Reception Area. Prior to banking, Kenneth enjoyed a 27 year career as an electric utility business leader in numerous roles within Southern Company. His last role entailed negotiating acquisitions of large renewable solar projects valued at $3.4 billion in partnership value. In 2018, Kenneth was inducted as the 137th Distinguished Auburn Engineer. In February, 2020 he was inducted into the State of Alabama Engineering Hall of Fame. In October 2020, Kenneth served as a speaker during the 2020 Milken Global Institute Forum and a panelist for the Hope Global Forum. He is the author of: Prepared Before I Let Go, to be published soon and a producer of a documentary: Economics, Politics, & Culture, which is a snapshot of economics in the development of civilization. Kenneth grew up in Eufaula, Alabama and received an electrical engineering degree from Auburn University and completed the executive MBA program at the University of Alabama.
J.R. King

J.R. King

Director of Business Development, Barr Funding

Director of Business Development, Barr Funding

J. R. King is a trusted adviser to the Credit Service Organization (CSO) / Credit Access Business (CAB) operating in the neighborhood store and on-line in Texas and elsewhere.  J.R. brings operational excellence and an unyielding commitment from his honorable service in the United States Marine Corps.

Stephanie Klein

CEO, Braviant Holdings

CEO, Braviant Holdings

Stephanie Klein is a proven fintech executive with a successful track record building and scaling tech-enabled consumer lending platforms. Stephanie is currently CEO of Braviant Holdings, a fast-growing nonbank lender that uses proprietary technology and machine learning to improve credit access and create a Path to Prime® for credit-challenged borrowers. Braviant has been named multiple times to the Inc. 5000 and Deloitte Technology Fast 500 lists of fastest growing companies and was recognized as a best place to work by American Banker, Crain’s Chicago and Built In Chicago. Prior to Braviant, Stephanie was a Managing Director at Springleaf Financial, where she launched a new online lending platform that helped bring the nearly 100-year-old storefront lender into the digital age. Her fintech career began at Enova International, where Stephanie led an internal startup effort to launch NetCredit, a near-prime lending business that originated close to $1 billion in its first five years. Stephanie is passionate about removing credit barriers for underbanked consumers and is a frequent speaker in the fintech community, including providing U.S. Senate testimony on alternative lending solutions. Stephanie holds a B.S. in Finance from the University of Illinois Urbana-Champaign and an MBA from The University of Chicago Booth School of Business. She was a finalist for LendIt’s Fintech Woman of the Year award and is a member of Crain’s 40 under 40.

Lena Knysh

VP Business Development, LeadsMarket.com

VP Business Development, LeadsMarket.com

Brian Korn

Partner, Manatt, Phelps & Phillips

Partner, Manatt, Phelps & Phillips

Brian S. Korn is a partner in the New York office and leads the firm’s fintech practice. His practice focuses on corporate finance transactions, including initial public offerings (IPOs), early-stage and start-up venture financings, fund formation and high-yield debt finance. He also advises clients on SEC and broker-dealer/investment advisory compliance, corporate swap transactions and blockchain technology. According to Chambers & Partners in their inaugural Fintech rankings, he is considered a “go to” attorney for marketplace lending and related investment structuring and compliance. Under his leadership, the firm was nominated as “Professional Services Firm of the Year” at the 2018 LendIt Industry Awards and “Law Firm of the Year” at the 2017 and 2019 LendIt Industry Awards. Brian chairs the prestigious Practising Law Institute’s Alternative Finance Summit, the leading legal conference of its kind serving the marketplace lending, crowdfunding and blockchain industries. The firm also achieved a Chambers Fintech rating and Brian was recognized as a “Notable Practitioner.” Prior to joining Manatt, Brian served as head of Equity Capital Markets and Syndicate Compliance at Barclays Capital and as senior vice president and assistant general counsel at Citigroup Global Markets, Inc. He has extensive experience representing issuers and underwriters in investment banking and capital markets transactions, including IPOs, SPACs, spin-offs, split-offs and carveout/tracking stock transactions. He also has extensive experience in sponsor-leveraged buyouts and bank/bond acquisition financing. Brian has made multiple appearances on Fox Business Television, Bloomberg, CCTV America and National Public Radio commenting on the JOBS Act, including its impact on crowdfunding, marketplace lending, IPOs and market trading dynamics. He is also a prolific speaker and writer in the fields in which he practices. Brian was appointed to the USF Muma College of Business’s FinTech advisory board, where he also serves as an adjunct faculty member. He was also selected to serve on the advisory board of the Lexis Practice Advisor, an online product providing legal and market insights and practical guidance for attorneys. He is a graduate of the University of California at Berkeley and the Northwestern University Pritzker School of Law.

Alek Kotolyan

VP of Data Science and Analytics, dot818

VP of Data Science and Analytics, dot818

Alek Kotolyan is the VP of Data Science & Analytics at dot818. He leads a department of data scientists that build, deploy, and maintain real-time decision-making engines. Through Plat.ai, Alek works with companies to build interpretable models for underwriting, scorecards, and other marketing analytics.

Melissa Lambson

CFO & Co-Founder, CashFactoryUSA

CFO & Co-Founder, CashFactoryUSA

Melissa Lambson is the CFO & Co-Founder of Cash Factory USA which opened in 2012. Since 2012 Melissa has been an integral part of the start-up, opening and operations of the company. Cash Factory USA started out as a storefront and then shortly after opening started lending online. Currently, Melissa oversees and manages the accounting, licensing, and legal departments. She is also involved with the daily operations of the company alongside the company Executive VP of Growth & Development. Melissa has 26 years in the financial industry including banking, mortgage lending and unsecured consumer lending.

Eric Lau

CEO, AWL, Inc.

CEO, AWL, Inc.

Eric Lau is the Chief Executive Officer for AWL, Inc., an internet lending solutions company owned and operated by the Otoe-Missouria Tribe of Indians. Eric has two decades of legal and executive leadership experience and has been in the fintech space for over ten years. From 2010 until being named CEO in June 2020, Eric held various senior roles at AWL, most recently as the Company’s general counsel and Chief Legal Officer. Prior to AWL, Eric was in private practice. Eric holds a Juris Doctor from Washburn University School of Law and earned his Bachelor of Arts in History from Drake University.
Christopher Leach

Christopher Leach

Attorney, Federal Trade Commission

Attorney, Federal Trade Commission

Christopher Leach is an attorney in the Federal Trade Commission’s Division of Financial Practices, where he focuses on fintech and fair lending issues. He previously worked as an associate the Washington, D.C. office of Gibson, Dunn & Crutcher LLP, where he specialized in consumer, data privacy, and transnational litigation. He graduated from Duke Law and clerked for the Hon. Gerald B. Tjoflat on the United States Court of Appeals for the Eleventh Circuit.
Jennifer Lee

Jennifer Lee

Principal, Edison Partners

Principal, Edison Partners

Jennifer is a Principal at Edison Partners leading the firm’s fintech investments. As a senior investment lead, her investments include Fund That Flip, YieldStreet, MoneyLion, ComplySci, Bipsync, and Bento for Business among others. She was recognized by NJBIZ 40 Under 40 in 2020, the Business Insider as 2019’s Rising Stars of Wall Street, NY Fintech Women’s Inspiring FinTech Females of 2019, a finalist for Finovate’s Fintech Woman of the Year for 2019, and was named to WSJ’s Women to Watch in Private Equity in 2018. Prior to joining Edison, she was at Commerzbank evaluating select European equities for fundamental long/short investments. Jennifer started her career at ForgeRock, a global leader in identity and access management with a unique history stemming from Sun Microsystems, and built the company from its first year through multiple rounds of funding ($230M+ total raised to date). MBA Columbia Business School, BA Johns Hopkins University.
David leibowitz

David Leibowitz

CEO, Mulligan Funding

CEO, Mulligan Funding

David is the co-founder and CEO of Mulligan Funding. He was born and raised in South Africa, where he pursued careers in law, corporate finance and structured finance, before immigrating to the USA in 2009 to start Mulligan Funding with his brother. He lives with his family in San Diego, CA.
Bradley Leimer

Bradley Leimer

Co-Founder, Unconventional Ventures

Co-Founder, Unconventional Ventures

Bradley Leimer, Co-Founder of Unconventional Ventures, writes and speaks about banking and technology, and advises start-ups, accelerators and major corporates. He is the former Head of Innovation and FinTech Strategy at Banco Santander, and led data-driven marketing strategies and digital technology programs within regional banks and community focused credit unions. He co-hosts One Vision, a podcast on innovation and fintech.
Ryan Lewis

Ryan Lewis

Director of Client Relations, LeadsMarket.com

Director of Client Relations, LeadsMarket.com

Ryan began his career in 2012 as a Business Analyst at Oakley where he developed his passion for online marketing. Ryan worked closely with sales and marketing for high traffic websites such as Oakley.com and Ray-ban.com.  Ryan joined LeadsMarket.com over five years ago and plays a key role to the Lender Team. His consultative and analytical background allow him to work closely with key partners and develop long term strategies for success.
Timothy Li

Timothy Li

CEO, Alchemy

CEO, Alchemy

Timothy Li is the Chief Executive Officer of Alchemy, a FinTech Infrastructure Company, helping FinTechs and Banks to launch financial products with ease. Timothy has over 15 years of Banking and Financial industry experience and has worked at JPMorgan Chase, LoanDepot, RealtyMogul. He also serves on multiple advisory boards including QuickenLoans/RocketLoans. Tim also recently joined the University of Southern California as a part-time faculty at the University of Southern California’s School of Engineering.
David leibowitz

Eyal Lifshitz

CEO & Co-Founder

CEO & Co-Founder

A 3rd generation small business entrepreneur, Eyal co-founded BlueVine to provide businesses with an easier way to access capital. Before BlueVine, he was a Principal at Greylock IL and an Associate at McKinsey. Eyal holds an MBA from the University of Chicago, where he was a Carlton Fellow.
Ido Lustig

Ido Lustig

Chief Risk Officer, BlueVine

Chief Risk Officer, BlueVine

Ido is Chief Risk Officer at BlueVine, an end-to-end banking platform built for small businesses. As Chief Risk Officer, Ido is responsible for credit, fraud and regulatory risk management at BlueVine. He has deep expertise in leading advanced risk analytics teams across the US and in Israel, including data scientists, data engineers, analysts and underwriters together with payments, collections and back-office officers. With a strong hands-on background, Ido previously managed the Analytical Components organization at PayPal and was in charge of multiple cross-organizational projects. He received his Bachelor of Law degree from Tel Aviv University.
Dov Marmor

Dov Marmor

COO, North America at RailsBank

COO, North America at RailsBank

Dov is FinTech executive with a proven track of building innovative, high-growth businesses in both startups and multi-billion dollar companies. He currently is COO of North America for Railsbank, a Visa-backed FinTech Platform that allows businesses to prototype, build, and scale any financial use case with a simple suite of APIs. Prior to Railsbank, he led two of the leading B2B FinTech Platforms (Green Dot BaaS and Currencycloud) through exponential YOY growth and built multi-million dollar partnerships with companies like Uber, Intuit, Stash, Wealthfront, and several publicly traded banks. He also lectures a MBA FinTech intensive at the Cornell Johnson Graduate School of Management and where he also sits on the alumni board

Billy Marsden

Co-Founder & COO, Argyle

Co-Founder & COO, Argyle

Billy Marsden is the Co-Founder and COO at Argyle, which offers companies better access to employment data via user consent. Prior to Argyle, Billy focused on early-stage investments in enterprise software and fintech as an investor with F-Prime Capital. He served as VP of Operations with STRATIM, where he scaled the company’s services division through its acquisition (NYSE: KAR), and was a Senior Associate Consultant with Bain & Company, where he served Fortune 100 companies across tech and retail industries, and private equity clients across technology, retail, and CPG verticals.
Diana Martinez

Diana Martinez

Corporate Counsel, CreditNinja

Corporate Counsel, CreditNinja

Diana M. Martinez is Corporate Counsel at KMD Partners, LLC, a financial technology (FinTech) company founded in 2017 by veteran serial entrepreneurs who started and successfully exited previous FinTechs such as Enova (NYSE:ENVA). KMD uses a proprietary underwriting and origination platform for its own supervised loans, made under the CreditNinja® brand, and for a variety of other consumer loan programs. Diana manages the company’s programs for vendor management, licensing, consumer-complaint management, and IP maintenance. She also supervises outside counsel and supports the company’s human resources and procurement functions. Diana began her legal career in-house at Discover Financial Services (NYSE:DFS) in the transactional group. Diana is an active member of the Association of Corporate Counsel, and serves as Co-Chair of the In-House Counsel Committee of the Young Lawyers Section of the Chicago Bar Association. She earned a B.A. from Northwestern University and J.D. from Loyola University Chicago School of Law.
Brian McCann

Brian McCann

Director of Strategy & Analytics, Barr Funding

Director of Strategy & Analytics, Barr Funding

Industry leader who helps drive business strategy by delivering high-quality insights through business analytics
Ryan Metcalf

Ryan Metcalf

Head of Public Policy, Funding Circle

Head of Public Policy, Funding Circle

Ryan is the Head of U.S. Public Policy, Regulatory Affairs and Social Impact for Funding Circle, the global small business financing platform, connecting small businesses who want to borrow with investors who want to lend in the US, UK, Germany and the Netherlands. Since launching in 2010, Funding Circle has helped over 100,000 investors lend more than $13.1 billion to over 90,000 businesses globally. Before joining Funding Circle, Ryan was Director of Government Affairs and Public Policy and Chief of Staff at Affirm, the leading point of sale consumer financial technology company led by serial entrepreneur, Max Levchin. He began his career at the White House under President Obama as a Senior Analyst and then Special Assistant to the U.S. Trade Representative, Ron Kirk crafting and promoting the Trans Pacific Partnership (TPP). Ryan received his BS in Political Science from the University of South Florida in Tampa, Florida.
Bart Miller

Bart Miller

CEO, Centrinex

CEO, Centrinex

You would think a CEO whose company is considered a technology leader in their industry wouldn’t still rely on a 1980’s era record player to listen to music in his office. Bart Miller not only still rocks with vinyl but has the expansive record collection that would impress any audiophile. Bart Miller appreciates the past but never stops looking toward the future. So, when Bart saw a gap in the market for call center services serving banks, financial services, and other industries, such as healthcare, transportation and government, he didn’t pause for a moment and launched Centrinex in 2005. Never looking back, Centrinex has grown to over 400 employees and still growing. Bart believed that preserving the best of past call center practices and combining them with new technologies and new ways of doing business would propel Centrinex forward – as an innovator and thought leader. Bart was right. Today Centrinex is at the cutting edge of the call center industry, not just in technology but also in data capture, analysis, conversion improvement, processes, and people management. To keep Centrinex in its leading role Bart gets intimately involved all aspects of the business. Ultimately, clients trust that Bart and Centrinex will help them improve their bottom line by increasing conversion rates, lowering acquisition costs and ultimately help improve their portfolios.
Parker Nealis

Parker Nealis

SVP Sales, MicroBilt

SVP Sales, MicroBilt

With considerable experience in the alternative lending markets, Parker Nealis is currently MicroBilt’s Senior Vice President of Sales. Before joining MicroBilt, Parker was owner and operator at N&N International Consulting, a sales, marketing, and business process outsourcing consultancy specializing in the alternative lending and underwriting industries serving the consumer and business-to-business markets. During his tenure with N&N, he served in executive roles for several clients including interim positions as COO of Gateway Capital, Senior Operations and Sales Leader at Auction Credit Inc., and CMO for OTG. John’s career began in operational roles. Before starting N&N John was Director of Operations for Media Whiz, Director of International Operations for SMR and General Manager of UK Operations for sister company Quick Click Loans UK. A native Georgian, he has a degree in Computer Information Systems from Georgia Southern University and lives outside Atlanta with his wife and children.
Preston Neel

Preston Neel

Senior Attorney, Bradley

Senior Attorney, Bradley

Preston leverages his previous experience as a practicing CPA to deliver a business-driven approach to the law. He provides litigation and regulatory compliance assistance to financial services clients across the country and serves as a Co-Leader for Bradley’s Small Dollar and Unsecured Consumer Lending Practice. On the compliance side, Preston advises clients on bringing their operations into compliance with various obligations imposed on them by the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Board of Governors of the Federal Reserve (FRB), the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development (HUD), the Department of Justice (DOJ), and a host of state banking regulators. In this capacity he consults on product development and bank partnership modeling. He also manages federal and state examinations, including CFPB supervisory exams, and serves as in-house counsel to support internal business units.

Tim Olzer

CEO, Lending Science DM

CEO, Lending Science DM

As CEO and Founder of Lending Science DM, Inc., Tim Olzer has helped Lending Science customers, no matter the industry, streamline their direct marketing and credit processes for over 10 years. His responsibilities include new business, managing the overall relationship with clients for analytics and other risk and marketing services. He has over 25 years of experience in consulting and analytics, specializing in risk management and marketing, particularly within bankcard, consumer lending, mortgage lending, and business lending sectors. In this time, he has worked with hundreds of lenders from small start-ups to Fortune 500 companies, growing billions of dollars of revenue in that time. He has started the following companies in the financial services industry – Lending Science 2014, acquired by O2 Consulting (founded by Olzer in 2006) in 2015, Acquired Scoring Solutions 2017; Sigma Analytics 1999, acquired by Merkle 2004. Also founded or involved from start-up – Leap credit (2017), L2C (2000, sold to TU in 2014), and Scoring Solutions 1994. Mr. Olzer’s philosophy is to be innovative and scientific with what his companies do – from some of the original generic credit scores, to the first segmentation systems, to tri-bureau attributes, to alternative data sources, to advanced underwriting systems, we have always used science and advanced statistics to solve some of the more complicated financial services problems. These days it’s more the successful application of these innovations, but he is constantly looking for new data and ways to improve marketing and risk management processes. Mr. Olzer holds a B.A. in Applied Mathematics from the University of California, San Diego, and a M.S. in Decision and Information Systems from Arizona State University.
John O’Shea

John O’Shea

President, Viking Payment Services

President, Viking Payment Services

Viking was founded 51 years ago as a call center and BPO provider. John O’Shea joined as President in 2011. Through John’s leadership, Viking’s payment processing service has grown 600% over the last 6 years. Today, they provide Debit Card, ACH and RCC processing to small dollar lenders. Their deep understanding of this vertical, coupled with their reliable and robust platform, have positioned Viking as a leader in the payments processing industry. John is a former owner of Triad Financial Services. After a successful sale of the business, he served in similar roles at General Motors Mortgage, AllianceOne and ICT Group. John is a member of the Third Party Payment Processors Association and OLA, and serves on the Payments Advisory Committee. He has led innovative, high-performing companies for 30 years as a senior executive focused on Payments, Customer Contact and BPO markets. He is a graduate of St. Olaf College.
James Ovenden

James Ovenden

President & CEO, Purpose Financial, Inc

President & CEO, Purpose Financial, Inc

*Joined Purpose Financial in 2011 *President & CEO *Previously CFO, Secretary & Treasurer of Extended Stay America *Serves on the Board of Flagstar Bancorp, Inc. & American Credit Acceptance, LLC
Corey Owens

Corey Owens

CEO, Acquire Interactive

CEO, Acquire Interactive

Corey is the CEO of Acquire Interactive with over a decade of Fintech experience with a focus on the intersection of technology, data science and customer acquisition. Corey and his team created MoneyMutual and LendVantage, both very successful customer acquisition brands for consumer and business lending products. Most recently, Corey and the Acquire Interactive team have created and launched the Accelerated Marketplace, the industry’s newest and most robust lead processing and analytics platform. Outside of work, Corey enjoys spending his free time playing music and traveling with his wife, Whitney.
Ron Oxom

Ron Oxom

VP Risk & Analytics, AWL, Inc

VP Risk & Analytics, AWL, Inc

As Vice President of Risk and Analytics at AWL, Dr. Ron Oxom-Kinder is responsible for developing credit policy and implementing underwriting strategies to minimize credit losses, fraud prevention, new account growth, and maximizing profitability & customer lifetime value. In his previous role, Dr. Oxom-Kinder co-founded the consulting firm BioCoast Capital, providing risk management and analytics services to the finance industry. He’s had senior roles at various banks and fintechs on Wall Street including Citigroup, BNY Mellon, IBM and Bloomberg. Dr. Oxom-Kinder earned his PhD in Nuclear Physics & Engineering from the University of Illinois-Urbana and a Master’s in Finance from the University of California – Berkley.
Tom Patterson

Tom Patterson

Chief Trust Officer, Unisys Corporation

Chief Trust Officer, Unisys Corporation

Tom Patterson is the Chief Trust Officer for Unisys. An actionable security expert with three decades of experience across all facets of security, Tom is a corporate executive, international thought leader, published author and keynote speaker providing compelling insight into cybersecurity issues of the day, with an optimistic view into a more secure tomorrow. At Unisys, Tom is focused on extending trust and security to hundreds of global stakeholders including governments and critical infrastructure companies that protect national borders, transact trillions of dollars, deliver energy to millions, secure global air transit, provide healthcare to entire populations, and architect a safer tomorrow.
Scott Pearson

Scott Pearson

Partner, Manatt, Phelps & Phillips

Partner, Manatt, Phelps & Phillips

Scott M. Pearson is a partner at Manatt, Phelps & Phillips, LLP in Los Angeles. He focuses his practice on the defense of regulatory enforcement actions and consumer class actions, other complex business litigation, and regulatory compliance counseling. Scott is also one of the pre-eminent authorities on the unique issues facing the fintech and marketplace lending industry. Prominent companies regularly entrust Scott with matters involving bet-the-company exposure or complexity, such as overlapping claims being pursued simultaneously in multiple jurisdictions by federal regulators, state attorneys general and class action plaintiffs. With more than 25 years of experience, Scott serves as a trusted strategic business advisor to Manatt clients, including national banks, mortgage lenders, auto finance companies, fintechs, institutional investors, sports and entertainment companies, retailers, and others. Scott has been called “a true expert in complex litigation and consumer class actions” and “a no-nonsense bulldog lawyer who is highly respected by his peers and the judiciary.” In March 2018, he was named a BTI Client Service All-Star for “delivering the absolute best client service” based on a national survey of in-house counsel.
Susan Perlmutter

Susan Perlmutter

Chief Revenue Officer, REPAY

Chief Revenue Officer, REPAY

Susan Perlmutter serves as REPAY’s Chief Revenue Officer and oversees the overall sales and marketing strategy of the company while forging integrative partnerships with loan management and dealer management systems. In addition, she architects and implements new payment and funding solutions, such as Instant Funding, IVR systems and text pay. Before joining REPAY, Susan served as Chief Revenue Officer of Sigma Payment Solutions, which offered a full suite of advanced payment technology products to car dealers, lenders and other businesses nationwide. Prior to Sigma, Susan led PAYTEK Solutions, a national payment processing provider, and owned and operated a CheckCare Systems franchise for over ten years.

Bill Phelan

SVP and General Manager, PayNet, an Equifax Company

SVP and General Manager, PayNet, an Equifax Company

William Phelan is one of the nation’s leading experts on credit for private businesses and serves as General Manager of PayNet, Inc. an Equifax Company. Mr. Phelan has grown PayNet into a major provider of credit assessments on privately held businesses by building one of the largest proprietary databases of commercial loans and leases in the U.S. and Canada. Mr. Phelan oversees PayNet’s sales, marketing, analytics and information technology functions across these markets. In addition, he serves on several boards various industry associations such as the Innovative Lenders Platform Association, The Canadian Finance and Leasing Association, and is a member of the Small Business Council at the U.S. Chamber of Commerce. He is formerly a board member of the Equipment Leasing and Finance Association and the Seventh District Advisory Council on Agriculture, Small Business, and Labor. Mr. Phelan’s expertise has been quoted by national media outlets in Reuters, The Wall Street Journal, Bloomberg Business News, CNBC, FOX Business News and Associated Press. As the nation’s leading small business credit expert, he regularly speaks at national events including: House Committee on Small Business, United States House of Representatives, Risk Management Association national conferences; National Association of Development Companies Conference; Equipment Leasing and Finance Association industry conferences; the Canadian Finance & Leasing Association, Lendit USA, Lend360 and Synovus Business Banking C&I Forum. He has published articles in the RMA Journal, Journal of Equipment Leasing. Prior to co-founding PayNet, Mr. Phelan managed investments for Trustmark Insurance Company in Lake Forest, IL. He previously worked at Dain Rauscher Securities, Ernst & Young and IBM. He has a Bachelor of Arts degree from Carleton College, an MBA from Loyola University Graduate School of Business and the Chartered Financial Analyst (CFA) designation.
Jonathan Pompan

Jonathan Pompan

Partner, Venable LLP

Partner, Venable LLP

Jonathan Pompan is co-chair of Venable’s Consumer Financial Services Practice Group. Jonathan’s practice focuses on providing comprehensive legal advice and regulatory advocacy to a broad spectrum of clients, such as lenders, debt collectors and buyers, and Fintech companies, advertisers and marketers, and trade and professional associations, before the CFPB, the Federal Trade Commission (FTC), state attorneys general, and regulatory agencies. His practice includes product development, compliance, assisting on supervisory exams, and defending government investigations and lawsuits.
Marco Ponce

Marco Ponce

Head of Operations, LeadsMarket.com

Head of Operations, LeadsMarket.com

With over 10 years of online marketing experience, Marco Ponce is a digital marketer with a solid and diverse set of skills that have helped the number one loan lead gen aggregator LeadsMarket get ahead of its competition. With an ultra-fine focus on user experience and optimization, Marco always likes to be ahead of the curve and pushing the envelope at his company to help deploy some of the most cutting edge experiences to its users that keep them coming back for more. Having a good foundation with both the creative and technical aspects of the business, Marco is able to contribute to projects that span the typical responsibilities of several different hires at any particular company. In other words, you can talk to Marco across many digital marketing disciplines on a 1-to-1 level and he will happily fire back quickly and honestly to help facilitate an informative discussion.
Shawn Princell

Shawn Princell

CEO, RIBBIT

CEO, RIBBIT

Shawn Princell, President of Cash Flow Solutions, has spent the last 16 years modernizing financial technology. Shawn works closely with fintechs, lenders, and financial institutions to streamline customer experiences while improving profitability. As an active member of Nacha, he serves as an advisor to the Board and sits on the Emerging Payments Advisory Committee. Shawn, an expert in new payment and risk initiatives, is a frequent speaker at industry events, including: PAYMENTS, Payments Innovation Alliance, The Clearing House Association Payments Perspective, and LEND360. Shawn earned a bachelor’s degree in chemistry from Denison University.
Ryan Rathje

Ryan Rathje

Chief Marketing Officer, CURO Financial Technologies Corp.

Chief Marketing Officer, CURO Financial Technologies Corp.

Over 22 years of Risk, Analytics and Marketing experience in the subprime lending space. Joined CURO in 2012 and leads the Risk, Analytics and Marketing teams. Ryan sits on the Experian Clarity Non-Prime Advisory Council.
Dan Richard

Dan Richard

Director of Data Science and Analytics, TransUnion

Director of Data Science and Analytics, TransUnion

Diana M. Martinez is Corporate Counsel at KMD Partners, LLC, a financial technology (FinTech) company founded in 2017 by veteran serial entrepreneurs who started and successfully exited previous FinTechs such as Enova (NYSE:ENVA). KMD uses a proprietary underwriting and origination platform for its own supervised loans, made under the CreditNinja® brand, and for a variety of other consumer loan programs. Diana manages the company’s programs for vendor management, licensing, consumer-complaint management, and IP maintenance. She also supervises outside counsel and supports the company’s human resources and procurement functions. Diana began her legal career in-house at Discover Financial Services (NYSE:DFS) in the transactional group. Diana is an active member of the Association of Corporate Counsel, and serves as Co-Chair of the In-House Counsel Committee of the Young Lawyers Section of the Chicago Bar Association. She earned a B.A. from Northwestern University and J.D. from Loyola University Chicago School of Law.
Phil Richards

Phil Richards

SVP of Client Relations, LeadsMarket.com

SVP of Client Relations, LeadsMarket.com

Phil has worked as a marketing and sales professional in the US and UK for many years. In the UK, he worked as Marketing Manager for one of the fastest growing UK companies, Systems Union, whose European accounting software product ‘Sun Systems’ achieved market dominance in just 4 years. He also worked in sales for ADT, Marriott and many others. With 7 years at LeadsMarket.com, as UK Product Owner, US Client Relations Manager, VP and SVP of Client Relations, he leads the Online and Storefront sides of the business.
Mark Ruddock

Mark Ruddock

CEO, BFS Capital

CEO, BFS Capital

Mark Ruddock is an experienced international CEO with two successful exits and over 20 years of experience at the helm of VC backed technology and fin-tech startups. He has been a company founder as well as come in as a later stage CEO to help existing companies scale. His experience spans multi-country online financial services, mission critical enterprise software and consumer-focused mobile applications. Mark is currently CEO, BFS Capital. Our mission at BFS is to leverage advanced technology and data science to unlock exciting new financial products and services for underserved small businesses. Today, we provide working capital to customers in the US and Canada. We have issued over $2BB in loans to over 23,000 companies across 400+ industries. Prior to BFS Capital, Mark served as Interim CEO, 4finance, Managing Director, International at Wonga, CEO of Wonga Canada, CEO of Viigo (acquired by Blackberry), and founder and CEO of INEA (acquired by SAP).
Michael Schenck

Michael Schenck

Senior Cybersecurity Consultant, CyZen

Senior Cybersecurity Consultant, CyZen

Michael Schenck, senior cybersecurity consultant, brings more than 13 years of cybersecurity experience to provide clients the discretion, attention to detail and discipline of a cybersecurity specialist comfortable working on high-stakes confidential matters. After spending more than a decade working in the aerospace and defense industry, Michael joined the private sector where he develops cybersecurity protocols and addresses compliance issues for clients across a range of industries. Michael focuses on the development of systems that preempt and prevent security events and helps assure compliance with relevant regulatory requirements (including those relating to PCI-DSS, HIPAA, SEC FINRA, and NYS-DFS). He also contributes to the completion of in-depth risk assessments. Michael earned his Bachelors of Business Information Systems from Baker University and he holds multiple industry certifications, including: ISC2 CISSP, CompTIA Security+, Network+, A+ certifications and various Microsoft certifications.
Joseph Schwertz

Joseph Schwertz

Executive Vice President, Hancock Whitney Bank

Executive Vice President, Hancock Whitney Bank

Mr. Schwertz has advised banks as to their vendor and third party contracts for more than 38 years, as a law firm attorney and General Counsel and most recently as Chief Risk Officer of a $38 billion midsize bank. While continuing to serve as an Executive Vice President of Hancock Whitney Bank, he recently accepted an assignment as a loaned executive working with the Midsize Bank Coalition of America, a trade group of 103 midsize banks ranging from approximately $10 billion to $100 billion in asset size. His MBCA experience has provided him with broad knowledge of the challenges facing midsize banks, as they seek relationships with fintechs and other third parties. Mr. Schwertz’s credentials include law and MBA degrees from the University of North Carolina, and a B.S. in Economics from the University of New Orleans. He is licensed to practice law in Louisiana, Florida and Texas. Mr. Schwertz is based in New Orleans.
Drew Shealy

Drew Shealy

Senior Manager, Data Science and Analytics

Senior Manager, Data Science and Analytics

Drew Shealy manages analytical engagements for customers interested in TransUnion’s Alternative Credit Data products. He has several years of experience in the auto finance industry where he designed and evaluated account servicing, credit policy, and product management strategies. Drew also spent a few years in management consulting evaluating business expansion strategies and supporting other business and finance transformation initiatives. Drew studied engineering and finance at the Georgia Institute of Technology where he also later earned his MBA.
Scott Shedd

Scott Shedd

Chief Information Security Officer, Strategic Link

Chief Information Security Officer, Strategic Link

Scott Shedd has more than 25 years of leadership experience in information security and technology — primarily in the heavily regulated financial services industry. As Chief Information Security Officer at Strategic Link, Shedd is responsible for establishing, maintaining, and updating information security management programs to protect the entire enterprise’s assets to minimize risk. Shedd is passionate about maintaining security and protecting information at Strategic Link – for its employees, its clients, and their customers. Shedd is a Certified Information Systems Security Professional and a Certified Information Systems Auditor. He is also a PCI Professional. Before coming to Strategic Link, Shedd was Chief Information Security Officer at Linq3 Technologies. Before that, he held various leadership positions in information technology and security at TSYS and Bank of America.
Anu Shultes

Anu Shultes

CEO, LendUp

CEO, LendUp

Anu Shultes is CEO of LendUp, a mission-driven financial technology company focused on expanding access to credit and creating pathways to better financial health. A 25-year veteran of the financial services industry, Anu has a personal mission to lift people out of poverty and infuses her work with her passion for financial inclusion. Anu’s career spans a broad spectrum of roles across subprime credit cards, subprime loans, and prepaid cards. Her significant experience building efficient operational processes and teams to support them has led her to become one of the few female CEOs in fintech.
Scarlett Sieber

Scarlett Sieber

Managing Director, Chief Strategy and Innovation Officer

Managing Director, Chief Strategy and Innovation Officer

Scarlett Sieber is CCG Catalyst’s Chief Strategy and Innovation Officer and a member of the executive management team. Based in New York City, she is one of the most sought-after speakers as a thought leader and innovator with expertise in driving organizational change across the financial services and fintech ecosystem. Scarlett’s banking experience includes leadership roles at BBVA and USAA. She is a leading fintech influencer, included in lists such as Top 10 Fintech Influencers in the US and Top 100 Women in Fintech. Scarlett’s clients comprise of banks, fintech, and vendors domestically and internationally.
Blake Sims

Blake Sims

Partner, Hudson Cook LLP

Partner, Hudson Cook LLP

Blake is a partner in the Tennessee office of Hudson Cook, LLP, where he focuses his practice in the consumer finance industry, including regulatory compliance and licensing, new product development, alternative credit products, fintech and bank partnerships, government examination/investigation preparation and assistance, electronic payments, lead generation, privacy, and debt collection. Blake clerked for the Tennessee Court of Appeals and served as in-house counsel for a national consumer finance company for nearly five years. He frequently presents on consumer finance topics to national audiences and industry groups, and has written numerous articles for various industry publications including the American Bar Association’s Business Lawyer.
Karen Solomon

Karen Solomon

Senior of Counsel, Covington & Burling LLP

Senior of Counsel, Covington & Burling LLP

Karen Solomon joined Covington & Burling LLP in 2018 after a career as a financial services regulator, having served most recently at the Office of the Comptroller of the Currency as its Acting Senior Deputy Comptroller and Chief Counsel. She advises bank and fintech clients on a wide variety of bank policy, regulatory, and supervisory matters including legal and policy issues pertaining to bank-fintech partnerships and bank-permissible digital activities. She also represents clients in matters before the federal banking agencies and advises clients on issues related to their regulation, examination, and supervision by these agencies.
Eric Sprink

Eric Sprink

President & CEO, Coastal Community Bank

President & CEO, Coastal Community Bank

Eric M. Sprink serves as President and Chief Executive Officer of Coastal Community Bank and Coastal Financial Corporation. Coastal prides itself on being “un-bankey” and has organically grown from less than $200 million in assets when Eric joined the bank in 2006, to more than $1.5 billion today in its Community Banking Division – CCB. Community is the bank’s middle name and also a way of doing business. We are openly changing the rules of what Banking means. In addition to meeting the needs of local CCB business clients, Coastal is delivering Partner Banking or “Banking as a Service” to Fintechs, capitalizing on the strong relationship culture built on top of a robust compliance backbone through its wholesale banking division – CCBX. Most recently, Coastal was selected as one of eight financial institutions collaborating with Google to launch Coastal’s new consumer digital platform, under Coastal’s newest division – CCBD. Because of the relationships the bank has built with Fintechs, Eric is a frequent speaker and advocate for bank/Fintech partnerships. He has worked closely with a number of regulatory bodies as the banking industry evolves and faces disruption. In spite of living in the Pacific Northwest, Eric is a Tarheel and will happily share his thoughts on North Carolina sports. Active in community affairs, Eric is a past-chair of the Community Bankers of Washington and is involved with numerous local non-profits.
James Stevens

James Stevens

Partner, Troutman Pepper Hamilton Sanders LLP

Partner, Troutman Pepper Hamilton Sanders LLP

James Stevens provides corporate and regulatory advice to our clients. He has substantial experience in the representation of public and private companies, including financial institutions, fintech and other financial services companies and real estate firms, in connection with their corporate governance matters, mergers and acquisitions, debt and equity financing transactions, joint ventures, and regulatory reporting and compliance. In such capacity, James offers creative advice regarding how to structure and document business arrangements with a particular focus on the financial services and real estate development industries. He also advises clients regarding employment agreements and short and long term incentive arrangements for executives. James often serves as the principal outside counsel for his clients.
Scott Stewart

Scott Stewart

CEO, Innovative Lending Platform Association

CEO, Innovative Lending Platform Association

Over the past 20 years, Scott envisioned, designed, built, and operated a variety of organizations to successfully achieve public policy objectives. As the CEO of the Innovative Lending Platform Association, Scott guides the development and expansion of the organization representing online small business lenders. ILPA advances best practices and standards that support responsible innovation and access to capital for small businesses. Previously, as the Senior Director of FinTech Initiatives for the Financial Services Roundtable, Scott developed and implemented collaborative programs between technology companies and financial institutions to find common ground on technical issues and public policy. He also designed and executed the first FinTech Ideas Festival that featured the world’s leaders at the confluence of finance, innovation and technology and was livestreamed by CNBC. The event included 110 CEOs from the financial services and technology industries and top trended on Twitter.
Bill Swift

Bill Swift

Vice President, Client Development, Dot818

Vice President, Client Development, Dot818

Bill has over twenty years of experience helping financial institutions leverage the online channel to effectively acquire new customers. He has spent time on both the agency side as well as the marketer side, running new customer acquisition for a 500 location alternative finance lender. While working at MediaWhiz, a large New York performance marketing agency Bill was part of the team that developed the first of its kind lead-to-branch retail customer acquisition program for the alternative finance industry. Prior to joining MediaWhiz Bill was part of the senior management team at Root Markets headed by Lewis Ranieri (legendary Vice Chairman of Solomon Brothers and innovator of the mortgage securitization process) which developed the first of its kind mortgage lead exchange. Bill has also held various positions within different divisions of LendingTree.com during their start-up phase, managing their auto finance and personal loan network.
Malika Tarabichi

Malika Tarabichi

Head of Marketing, Enova International

Head of Marketing, Enova International

Malika Tarabichi is a Head of Marketing at Enova International, leading P&L marketing teams (US Consumer and Small Business) responsible for customer acquisition, portfolio/retention marketing, customer experience, and brand management, driving P&L financial goals and strategic growth plans. From 2005 through 2015, she served in marketing and brand management roles for three operating units at Career Education Corporation. During her tenure, she developed and executed a $35MM brand campaign for CEC’s largest operating unit. She also worked at Magnani Continuum Marketing and Weber Shandwick in account management roles. Malika has an MS in Integrated Marketing Communications from Northwestern University and a BBA in Marketing from Loyola University Chicago.
Steven Thompson

Steven Thompson

Chief Data Scientist, RIBBIT

Chief Data Scientist, RIBBIT

Steven Thompson has been in analytics roles for 15 years and financial services for the last 10 years. Steven’s career has always focused on understanding the behavior that drives consumer and small business decisions across companies such as SquareTwo Financial, TransUnion, Elevate Credit, and Tax Guard. In his current role as Chief Data Scientist for Transaction Science, he engineers and models credentialed and non-credentialed bank data to evaluate affordability and behavior as inputs into credit decisions. Steven earned his Master’s in Information Science from Penn State.
David Tilis

David Tilis

Chief Strategy Officer, FinWise Bank

Chief Strategy Officer, FinWise Bank

With over 15 years of Banking experience, Mr. David Tilis has been revolutionizing the use of technology within banking for companies such as UBS, and Cross River Bank, and now, FinWise Bank. As Chief Strategy Officer for FinWise Bank, Mr. Tilis is focused on building out tactical approaches to strategic plans with a passion for Banking, Lending, Technology, and Capital Markets. Mr. Tilis has extensive experience in creating new business lines while building out highly effective and cohesive internal teams from the ground up. Skilled in high-level business planning, partnership alignment, business and strategy execution. Mr. Tilis has built two FinTech Partnerships strategies with over 30 partnerships including LendingPoint, Upstart, Liberty Lending, Mulligan Funding, Behalf and others, which have cumulatively originated billions. He has served as a panelist and speaker for conferences such as Lend360, LendIT, and the Hudson Cook Financial Services Conference.”

Julie Townsend

Senior Policy Counsel, Purpose Financial

Senior Policy Counsel, Purpose Financial

Julie Townsend is the Senior Policy Director at Purpose Financial. With more than 20 years of experience working with legislators in statehouses across the nation, she has advocated on many issues ranging from agriculture to finance to transportation and infrastructure. Townsend graduated from the University of Missouri School of Law in 2005, after which she operated Townsend Consulting, a Missouri-based lobby and consulting firm, until joining Purpose Financial in 2008.

Rahul Vaid

Managing Director, Crestline Investors

Managing Director, Crestline Investors

Mr. Vaid is a Manager Director with Crestline Investors since 2015. Mr. Vaid focuses on Opportunistic Strategies and leads the firm’s specialty finance and fintech-related investments. Prior to joining Crestline, Mr. Vaid was Co-Founder and Managing Director of Frontier Investment Holdings. At Frontier, Mr. Vaid was responsible for sourcing, acquiring and managing secondary credit assets, hedge fund side pocket assets and direct deal investment opportunities. Prior to Frontier, Mr. Vaid was General Partner of Pacesetter Capital Group where he sourced, led and managed investments in technology and middle-market companies across growth equity, venture capital and debt investments. Mr. Vaid has a Bachelor of Engineering in Electronics and Telecommunications from Government College of Engineering Pune India, and Master of Science in Electrical and Computer Engineering and Master of Engineering Management from Dartmouth College.
Eric VonDohlen

Eric VonDohlen

Chief Credit Officer, Zebit

Chief Credit Officer, Zebit

Eric VonDohlen has been an analytics leader in financial services for over 20 years. Throughout his career, Eric has focused on the nonprime segment of the population, serving in senior analytics and predictive modeling roles at diverse companies like Citigroup, Encore Capital Group, and Elevate Credit. Most recently, Eric co-founded Transaction Science to develop decisioning and scoring products that rely on bank account data to assess affordability and creditworthiness. Eric is currently Chief Credit Officer at Zebit, Inc. Eric earned a PhD from the University of Arizona in 1999, and he is based in San Diego.
Mitchell Walling

Mitchell Walling

Group Vice President, Lead Envy

Group Vice President, Lead Envy

Mitch Walling leads a team of dedicated software developers who work tirelessly to solve lender pain points and increase portfolio performance. In coordination with client success managers, Lead Envy acts as an extension of lenders’ technical staff, focusing on business growth. Lead Envy not only brings efficiencies to lending portfolios, but also provides the tools needed to simplify the entire lead-decisioning flow. Using Lead Envy’s powerful engine, lenders are given the ability to manage their lead flow, integrate with third-party data providers, customize the data models and help recover costs with our lead marketplace platform.
Frederick Warder

Frederick Warder

CEO, Wallace Finance

CEO, Wallace Finance

As the Chief Executive Officer of Wallace Management, I am responsible for driving overall strategic direction, results and realizing our mission of helping others achieve their dreams. I lead an amazing organization across 120+ branches in 6 different states who are passionate about making a difference in their community. I am focused on building a fintech company of the future.
Jennifer Weddle

Jennifer Weddle

Principal Shareholder; Co-Chair, American Indian Law Practice, Greenberg Traurig LLP

Principal Shareholder; Co-Chair, American Indian Law Practice, Greenberg Traurig LLP

Jennifer Weddle is the Co-Chair of the Greenberg Traurig’s American Indian Law Practice and has wide-ranging experience in complex regulatory and jurisdictional issues. Much of her practice focuses in the areas of tribal economic development, including tribal fintech. Jennifer is also a litigator, practicing frequently before the U.S. Supreme Court and other federal appellate courts. She is past president of the National Native American Bar Association and past chair of the Federal Bar Association Indian Law Section. She currently serves as the Tenth Circuit Representative to the ABA Standing Committee on the Federal Judiciary, evaluating federal judicial nominees. She spends most of her time in Colorado and Montana. She is a Harvard Law and University of Michigan alumna and a busy working mom.
Jimmy Williams

Jimmy Williams

SVP Sales, Accelitas

SVP Sales, Accelitas

Jimmy has spent his entire adult life as a client-facing payments geek. 18 years working at First Data (now Fiserv) on check, ACH, prepaid, and merchant products, and more recently on the Emerging Payments and Strategy Team at Bank of America. Today Jimmy leads the sales organization for Accelitas, which provides advanced identity verification and scoring solutions incorporating unique alternative data. Jimmy, his wife and 2 children live in the Philadelphia region.
Kyle Williams

Kyle Williams

Head of Government Relations, OppLoans

Head of Government Relations, OppLoans

Kyle Williams is the Head of Government Relations at OppLoans, a fintech platform that partners with FDIC-regulated banks to help middle-income, credit-challenged consumers reach the financial mainstream. In this role, Kyle works closely with federal lawmakers and other key stakeholders to ensure consumers have access to affordable small dollar loan products with strong consumer protection guardrails. Prior to his work at OppLoans, Kyle led the National Urban League’s Federal Financial Services Policy portfolio, for six-years. Here, Kyle fought to ensure underserved communities had access to responsible financial services, products and jobs in the industry. Kyle also served as a Legislative Assistant and personal office Committee Staffer for his hometown, Congresswoman, the Honorable Marcia L. Fudge (D-OH), leading her financial services and labor policy portfolios, for 3 years. He also served as a Federal Policy Analyst for the former Governor of Ohio, Ted Strickland (D), in his Washington, DC office. Kyle’s first jobs out of college were in the financial services industry, where he served as a Senior Underwriter for MBNA America and as a Mortgage Broker at Allied Home Mortgage Capital Corporation. Born and raised in Cleveland, Ohio, Kyle earned his undergraduate degree from Ohio University with honors and his law degree from The Ohio State University Moritz College of Law. Kyle is licensed to practice law in the State of Ohio. He and his wife Katie and their 2-year old son live in Washington, DC.
Jennifer Wilson

Jennifer Wilson

Chief Compliance Officer, DebtTrader

Chief Compliance Officer, DebtTrader

Jennifer Wilson, the Chief Compliance Officer of DebtTrader, joined the DebtTrader team in April of 2014. Prior to joining DebtTrader, Jenn served in various compliance roles for several large third-party collection agencies. Jenn is designated as a Certified Receivables Compliance Professional (CRCP) by the Receivables Management Association (RMA, formally Debt Buyers Association (DBA)) and as a Credit and Collection Compliance Officer (CCCO) by ACA International. Jenn also served multiple terms on the Certification Council for RMA as well as serving as the Chairperson of its Audit Committee. Jenn has a BA in Communication from Canisius College. Jenn’s responsibilities at DebtTrader involve oversight of the Compliance Department, Legal and Government Affairs programs.
Natalia Wilson

Natalia Wilson

National Sales Director, Infinity Systems

National Sales Director, Infinity Systems

Natalia Wilson leads the US Sales operation for Infinity Systems and has grown the company through direct sales, highlight targeted and popular conferences and optimizing the core LMS. Natalia opens the lines of communication between lenders, third party partners and her amazing Loan Management Software Development Team. Natalia believes that working together creates solutions for lenders in the short-term lending industry and allows us all the Freedom to Grow. In her 8 years with Infinity Software, she has enjoyed connecting with hundreds of lenders and guiding them through the exciting path of taking their business to new heights through software automation and integrations.
Walt Wojciechowski

Walt Wojciechowski

CEO, MicroBilt

CEO, MicroBilt

With over 35 years of experience in executive management, in addition to his role in overseeing MicroBilt operations, Mr. Wojciechowski concurrently holds the title and responsibilities of CEO and CFO for the company and is responsible for planning overall strategic direction. The company has been a pioneer in consumer data and risk management services, providing a broad array of traditional and proprietary alternative credit data enabling companies and consumers to do business where they couldn’t before. Mr. Wojciechowski formerly served as Senior Vice President of several credit reporting divisions of CoreLogic, First Advantage Corporation and Experian North America; where he managed the day-to-day operations of these business units. From 1993 to 2003, he held CEO, COO and CFO positions at CBA Information Services a national CRA (Credit Reporting Agency) and headed the strategic sale of the company to Experian North America. CBA was one of Experian’s largest credit reporting affiliates. He is a graduate of LaSalle University, Philadelphia, Pennsylvania with an accounting and finance degree. Early in his career he worked for a large multinational CPA firm as a Senior Auditor, performing audits of private and public companies. For 10 years he was a Director and Chairman of Clarifi.org of the Philadelphia area, a nonprofit financial literacy advocacy organization, and presently serves on the finance and audit committee. He currently serves on the board of directors of OLA, the Online Lenders Alliance, the preeminent trade association for the online small dollar lending industry. He also serves on the board of directors of CDIA, the Consumer Data Industry Association (CDIA). CDIA is an international trade association that has represented CRA’s for over 100 years.
Matthew Wratten

Matthew Wratten

Founder and CEO, DebtTrader

Founder and CEO, DebtTrader

Matthew Wratten has spent the last 17 years in the financial services industry, 12 of which have been in a senior leadership role. His background includes an in-depth knowledge of the fin-tech consumer loan industry, wholesale mortgage sector, and the accounts receivable space. Over the past decade, Matthew has focused his efforts on taking DebtTrader from concept, through creative and technical design and into deployment. In a very short period, DebtTrader has gone from start-up to an industry leader in providing consulting, technology, and compliance. The employees of DebtTrader are proud of their position on the forefront of technological innovation in the space and industry-leading best practices in compliance and vendor management. DebtTrader has committed to crafting the most compliant, competitive, secure, and transparent marketplace for loan portfolio sales. Mr. Wratten has an extensive background in the consumer loan industry, and he is highly regarded in the same space as a leader and technology innovator.
Chris Yasko

Chris Yasko

VP, Innovation Science Lab, Equifax

VP, Innovation Science Lab, Equifax

Chris is the Vice President, Innovation Data Science Lab, leading the global analytics R&D team at Equifax that is chartered to pioneer disruptive solutions utilizing machine learning and artificial intelligence. Chris and his team are engaging key customers, industry leaders, and academic partners to deliver new insights using big data, alternative data, and advanced mathematical modeling on high performance computing platforms. Chris has over twenty years of global R&D experience and has successfully built and led high performance teams in the USA, France, Scotland, Israel, and India. Chris has earned a Master of Science, Computer and Information Science, University of Florida, and a Bachelor of Science, Electrical Engineering, with Distinction, Worcester Polytechnic Institute