Mark T. Dabertin is special counsel in the Financial Services Practice Group of Pepper Hamilton LLP, resident in the Berwyn office. Mr. Dabertin has over 25 years of broad-based experience in financial services law and regulatory compliance. Mr. Dabertin’s career includes extensive experience in banking, lending, safety and soundness, and anti-money laundering. His work in regulatory compliance at large financial institutions has been marked by innovations that resulted in fundamental structural changes to existing firm-wide compliance activities, including with respect to regulatory change management, risk assessments, and vendor management. Mr. Dabertin frequently handles the negotiation of agreements between non-bank lenders and regulated banks, and has represented both banks and non-bank parties to such relationships. Mr. Dabertin has authored numerous articles regarding the online lending industry, including for the Review of Banking and Financial Services, the American Banker, and the Journal of Taxation and Regulation of Financial Institutions, and is often called upon to serve as a speaker or panelist at online lending conferences. Bank examinations that Mr. Dabertin either managed or co-managed while working in regulatory compliance positions included exams focused on fair lending, data privacy, and add on products. For most of these examinations, he authored the bank’s written responses to any legal or regulatory issues cited in supervisory letters. Mr. Dabertin is an officer of the Alternative Finance Bar Association and frequently handles transactional matters concerning merchant cash advance.