Chris McKay is the Chief Risk and Analytics Officer at OppLoans, the highest-rated lender and services provider to the underbanked. Chris has helped design products and infrastructure that have enabled OppLoans to place on the Inc. 500 list of fastest-growing companies for the past three years. Chris has 20 years’ experience in consumer lending, serving multiple Risk and Marketing functions at both Capital One and HSBC, covering credit cards, auto loans, and personal loans across the entire credit spectrum. Offering fast funding, significantly lower rates, total transparency, and unmatched customer service, OppLoans provides non-prime borrowers a reliable alternative to payday lending. OppLoans was named a number-one personal lender by LendingTree and a “Leader in Quality and Innovation” by the Center for Financial Services Innovation, a 2018 “Best Workplace” by Inc. Magazine, and America’s sixth-best place to work by Glassdoor.