Speakers list

[KEYNOTE] Greg Berg

[KEYNOTE] Greg Berg

AVP, Republic Bank of Chicago

Greg is a licensed attorney having been in general practice prior to joining Republic Bank of Chicago.  At Republic, Greg has worked in the Money Services Business and Sponsored Products departments with an emphasis on prepaid cards, push payments, and acquiring products.
[KEYNOTE] Brock Blake

[KEYNOTE] Brock Blake

CEO and Founder, Lendio

Brock Blake is the CEO and founder of Lendio, the largest online marketplace of small business loans in the U.S. Brock believes that access to capital should be simpler and quicker for small business owners, and he’s built a successful company around solving this problem. Brock and his team have helped small business owners get access to almost $1B in funding. An Inc. 500 CEO, national keynote speaker and Forbes columnist, Brock’s dedication extends far beyond the boardroom. He has shaped a superior company culture with a humble and hungry team that is passionate about driving results and giving back.
[KEYNOTE] James Celli

[KEYNOTE] James Celli

Founder and CEO, LoanPaymentPro

James is the founder and CEO of LoanPaymentPro, a technology-driven payment processing platform for consumer finance companies. With the help of his co-founder and team, he successfully grew the company from a startup to an industry-leading solution with substantial market adoption. He is a proven business leader and serial entrepreneur, successfully building and selling multiple technology companies. Prior to LoanPaymentPro, James founded and built a powerful SaaS-based marketing platform, which he successfully sold in 2014. James understands that his success is due to the strength of his team, and prides himself on putting people first. He is passionate about creating solutions that solve complex problems in new and ever-evolving markets. James has a bachelors in Computer Engineering and lives in Chicago with his wife and family and is a die-hard Cubs fan.
[KEYNOTE] Kirk Chartier

[KEYNOTE] Kirk Chartier

CMO, Enova International

Kirk Chartier has served as Enova CMO since 2013, leading the Global Marketing, Public Affairs, and Corporate Strategy groups. His teams focus has been developing a portfolio of products that can serve customers throughout their financial health journey and engaging non-prime consumers and small businesses in that journey. Prior to joining Enova, Kirk was CMO at optionsXpress, the #1 online options trading broker that was purchased by Charles Schwab. He was the Senior Managing Principal for Strategy at Zyman Group (part of MDC Partners) from 2005 to 2010, and was contracted as the interim Marketing and Distribution leader at Safeco Insurance and Global Product Marketing Leader at EDS. Kirk has an MBA from Syracuse University, a BA in Economics from Holy Cross and a BS in Engineering from Worcester Polytechnic Institute. He is also a former Marine Corps Officer and combat helicopter pilot.
[KEYNOTE] Bruce Cook

[KEYNOTE] Bruce Cook

SVP Corporate Development, LendingTree

Bruce Cook is responsible for creating corporate value by leveraging the LendingTree brand to grow existing and create new revenue streams through strategic partnerships, new products, investments and acquisitions. Includes research, planning and execution of a wide range of strategies towards alignment with the broader diversification business goals and identifying and negotiating partnerships as well as assessing and executing on potential M&A opportunities. Bruce is a twenty-year veteran of personal finance consumer acquisition with strong knowledge of the digital marketing ecosystem and passion and in-depth understanding for online media and technology.
[KEYNOTE] Sean P. Duffy

[KEYNOTE] Sean P. Duffy

U.S. Congressman WI-07, Duffy for Wisconsin

Congressman Duffy serves on the House Financial Services Committee as the Chairman of the House Financial Services Subcommittee on Housing and Insurance. He met his wife Rachel Campos-Duffy, an Arizona native, through the MTV show, “The Real World,” Together, they are the proud parents of eight children: Evita, Jack, Lucia-Belen, John-Paul, Paloma, MariaVictoria, Margarita, and Patrick Miguel.
[KEYNOTE] Rob Frohwein

[KEYNOTE] Rob Frohwein

CEO and Co-Founder, Kabbage, Inc.

In 2008, Rob Frohwein recognized that companies like eBay offered automated access to small business transaction data via APIs. Rob realized small businesses could simply share this data to allow underwriters to make better, faster credit decisions and provide a great user experience. He co-founded Kabbage in Atlanta, Georgia, to leverage the power of real-time data automation through technology. Kabbage has since expanded to serve all small businesses throughout the U.S., providing $5 billion to more than 100,000 customers
[KEYNOTE] Lily Harder

[KEYNOTE] Lily Harder

Vice President of Research, Mintel

Lily Harder is the Vice President of Research for Mintel Comperemedia. Lily specializes in the financial services industry, researching and presenting on the latest industry trends, competitive intelligence insights, and newsworthy developments. She is also responsible for leading a team of senior industry analysts that produce both custom and syndicated competitive intelligence reports. Lily earned her BA in Economics from Northwestern University and her MBA from ESADE in Barcelona, Spain.
[KEYNOTE] John Hecht

[KEYNOTE] John Hecht

Managing Director, Jefferies

Mr. John Hecht is an Equity Analyst at Jefferies LLC. Mr. Hecht joined Jefferies in June 2014, following 10 years as a senior analyst covering consumer finance, specialty finance and community/regional banks at Stephens and JMP Securities. Before joining equity research, he served in investment banking, covering the financial services industry at both Merrill Lynch and Montgomery securities from 1992-1997. Mr. Hecht has been ranked for investment recommendations and forecasting accuracy at Thomson Reuters and has received Wall Street Journal awards for stock picking. He received a BA in International Economics from the University of California at Berkeley, and received an MBA at the Graduate School of Business at Stanford.
[KEYNOTE] Congressman Mike Quigley (IL-05)

[KEYNOTE] Congressman Mike Quigley (IL-05)

Member of Congress, House of Representatives

Mike Quigley was elected to Congress to represent Illinois’ 5th District on April 7, 2009. A former Cook County Commissioner who began his career through community service in the Lakeview neighborhood, Mike has served his community for more than thirty years. Mike was appointed by the House Democratic Caucus to serve as Ranking Member of the Financial Services and General Government (FSGG) Subcommittee on the Appropriations Committee in the 115th Congress. The FSGG Appropriations Subcommittee is responsible for providing oversight and approval over annual spending levels for a diverse number of agencies, including the Internal Revenue Service, the Securities and Exchange Commission, the Treasury Department, and the Judiciary.
[KEYNOTE] Justin B. Perun

[KEYNOTE] Justin B. Perun

Chief Operating Officer, LoanPaymentPro

Justin B. Perun is Chief Operating Officer of LoanPaymentPro. He is responsible for developing, implementing and maintaining all Acquiring Bank, Card Association and State/Federal relationships.
[KEYNOTE] Kathryn Petralia

[KEYNOTE] Kathryn Petralia

President and Co-Founder, Kabbage, Inc.

Kathryn has spent the past 20 years working with startups and established companies focused on credit, payments, technology and ecommerce.  Kathryn co-founded Kabbage in 2009, and Kabbage has since provided more than $5 billion to SMBs through a fully-automated platform that allows customers to apply in minutes.
[KEYNOTE] Jennifer Tescher

[KEYNOTE] Jennifer Tescher

President and CEO, Center for Financial Services Innovation (CFSI)

Jennifer Tescher is the President & CEO of CFSI.  CFSI is the authority on consumer financial health, leading a network of committed financial services innovators to build better consumer products and practices.  Through its Compass Principles and a lineup of proprietary research, insights and events, CFSI connects memebers of its network to build a more robust financial services marketplace and economic opportunity. Jennifer formed CFSI in 2004. She is a nationally known thought leader, with major speaking engagements at a broad spectrum of industry and policy convening’s. She lives in Chicago with her husband, Jonathan Eig, and their children, Lillian, Lola and Jeffery.
Ryan Abramovic

Ryan Abramovic

Director of Sales, LoanPaymentPro

Ryan has spent the last decade in the payments space, wearing every hat along the way. From Sales, Support, and Customer Acquisition, to Development, Implementation and Marketing. For the past year he has been solely dedicated to transferring his electronic payments knowledge towards the growing and evolving industry of Consumer Lending. While leveraging LoanPaymentPro’s value, Ryan is helping to innovate and make payment acceptance more cost efficient and effective.”
Chris Asbrock

Chris Asbrock

Chief Operating Officer, Debt Management Partners

Chris Asbrock has been active in the Accounts Receivable Management (ARM) industry since 1995 and is currently the Chief Operating Officer for Debt Management Partners (DMP). DMP is a passive debt buyer that purchases distressed receivables from lenders and subsequently outsources those delinquent accounts to collection agencies. Since 2008, DMP has purchased over 1,250 portfolios containing 5 million accounts with a face value of two billion dollars.
Sam Bobley

Sam Bobley

CEO, Ocrolus

Trained to be an entrepreneur since childhood, Sam began building Ocrolus in his parents’ kitchen immediately upon graduating from the University of South Carolina. Under Sam’s leadership, the Company has grown into an international organization, analyzing millions of data points every day for hundreds of customers. Along the way, Sam authored a patent application and led fundraising efforts at every level- from friends and family to angel investor groups to institutional investors. Outside of the office, Sam is known for his ball handling skills on the basketball court and wicked forehand on the ping pong table.
Cathy Brennan

Cathy Brennan

Attorney, Hudson Cook, LLP

Cathy is a partner in the Hanover, Maryland office. She assists national and state banks, investment banks, consumer and commercial finance companies, mortgage bankers, installment lenders and other licensed lenders in the development and maintenance of nationwide consumer and commercial lending programs. Cathy engages in credit due diligence on behalf of investors in Fintech firms, bank partnership platforms, small business lenders, merchant cash advance companies, consumer finance companies, title loan companies and payday lenders.

Cathy was the Assistant City Solicitor/Assistant State’s Attorney for the Department of Housing and Community Development, Code Enforcement Legal Section from April 2001 to January 2004.

Cathy also represented the Mayor and City Council of Baltimore City in the civil prosecution and the State of Maryland in the criminal prosecution of owners of properties in violation of the Baltimore City Building, Housing and Zoning Codes, obtained search warrants to investigate possible violations of municipal law, provided technical assistance with press and public relations to the Director of the Code Enforcement Legal Section, and worked with communities and lenders on foreclosed properties to address complaints.

She was the Education Director, Advocates for Children and Youth from November 1999 – April 2001. Cathy was Staff Director for The New Maryland Education Coalition from November 1999 – April 2001. She was the Staff Attorney for The Women’s Law Center of Maryland, Inc. from January 1999 – November 1999 and was the Pro Bono Project Coordinator for the Bar Association of Baltimore City from August 1997 – January 1999. Cathy was also a Legal Writer for The (Baltimore) Daily Record from October 1995 – August 1997.

Cathy received her law degree in 1995 from the State University of New York at Buffalo and received her Bachelor of Arts degree in English and Psychology from Fordham University in 1992.

Ryan Brennan

Ryan Brennan

CEO, Neat Capital

Ryan Brennan is the President of Neat Capital and oversees the company’s wholly-owned loan trading subsidiary, Whole Loan Solutions. In addition to being an experienced entrepreneur, he has expertise in the portfolio management, trading, and capital markets arenas. Ryan’s experience in the mortgage industry has come from many different angles, including working on a proprietary trading desk at Merrill Lynch investing in residential mortgage-backed securities, building out a whole loan acquisition vehicle at a regional bank, investing in distressed RMBS positions for a hedge fund, developing a loan-level RMBS database at Standard & Poor’s, and launching his own company to advise jumbo mortgage industry participants on capital markets and secondary marketing activities. Ryan resides in Riverside, CT with his wife, Amanda, and two sons, Rory and Blake. With limited immediate mountain access, he has taken to road biking recently having completed numerous centuries including the CT Challenge, Tour de Pink, Ride to Montauk, and North Fork Century multiple times. He enjoys the outdoors and will ski whenever the opportunity presents itself. Ryan holds a Bachelor of Science in Finance from Georgetown University.
Ray Chan

Ray Chan

Partner, Atalaya Capital Management

Mr. Chan has extensive experience in originating and investing in a range of financial assets, focused on specialty finance transactions. Prior to joining Atalaya, Mr. Chan was a partner and co-founder of TTM Capital, LLC, an investment firm focused on acquiring and lending against portfolios of financial and other assets. Prior to TTM, Mr. Chan was a Managing Director and co-head of the Assets Group at D.B. Zwirn & Co. Previously, Mr. Chan was a member of the Principal Transaction and Principal Finance teams at Lehman Brothers, and worked on numerous securitizations across multiple asset classes at Salomon Brothers. Mr. Chan began his career as a consultant at Price Waterhouse, followed by an internal consulting and operations roles at Lehman Brothers. Mr. Chan received a B.A. in Economics and Political Science from Columbia University.

Larry Chiavaro

Larry Chiavaro

EVP and Principal, First Associates

Larry Chiavaro is a dynamic sales and business development executive with an outstanding 25-year track record of identifying and developing growth in the consumer finance industry. In his current role as Executive Vice President and Principal of First Associates Loan Servicing, Mr. Chiavaro has used his vast expertise and deep industry relationships to help build the company into the fastest growing servicer of loan and lease portfolios in the United States. Prior to joining First Associates, he developed the BPO Loan Servicing Business for CSC, working with banks, investment banks, finance companies and credit unions on a national level. Mr. Chiavaro also created and managed a national wholesale sales force for NovaStar Mortgage and held leadership positions at Household/HSBC Auto Finance and GE Capital, where Jack Welch, the legendary CEO of General Electric, recognized him for his record-setting production. He has strong historical ties to the rating agencies built over years of experience in the consumer finance industry and was active in the first publicly-rated marketplace lending securitization for Eaglewood Capital, CAN Capital and Blackrock’s securitization for Prosper Loans. Mr. Chiavaro is the owner of the Consumer Finance Professionals Group on LinkedIn and is a graduate of the GE Management Institute and GE Six Sigma program.
Jim Colassano

Jim Colassano

SVP Product Management Real Time Payments, The Clearing House

Mr. Colassano is a Senior Vice President in the Product Development and Strategy group at The Clearing House.  He has over 25 years of experience in the payments and cash management business, and joined TCH in 2016 to assist with the build out and launch their new real-time payments system, RTP®.  He works closely with TCH owner banks on opportunities and applications to address business related payment problems, and identify strategic priorities for this new payments infrastructure.  Before joining TCH, Jim spent 10 years with HSBC and 15 with Chase.  He holds Masters Degrees in Banking and Finance from Pace University.
George Coutros

George Coutros

Chief Revenue Officer, Clarity Services Inc. A part of Experian

George Coutros is the Head of Product & Analytics at Clarity Services. He has more than 30 years of experience in consumer lending, risk management and analytics. He has served as an executive on both the lender and vendor sides of the business, and has consulted with many lenders about how to use data to optimize business strategies across the entire consumer credit lifecycle – from prospecting to collections, and every stage in between. George brings a unique perspective from his experience working for a diverse set of companies including a “big 3 credit bureau,” subprime credit reporting agency, prepaid processing company, traditional bank, internet bank and specialty lender. For the past 15 years, he has been focused specifically on the unbanked, underbanked and subprime consumer segment.
Mark Dabertin

Mark Dabertin

Special Counsel, Pepper Hamilton LLP

Mark T. Dabertin is special counsel in the Financial Services Practice Group of Pepper Hamilton LLP, resident in the Berwyn office. Mr. Dabertin has over 25 years of broad-based experience in financial services law and regulatory compliance.  

Mr. Dabertin’s career includes extensive experience in banking, lending, safety and soundness, and anti-money laundering. His work in regulatory compliance at large financial institutions has been marked by innovations that resulted in fundamental structural changes to existing firm-wide compliance activities, including with respect to regulatory change management, risk assessments, and vendor management.  

Bank examinations that Mr. Dabertin either managed or co-managed while working in regulatory compliance positions included exams focused on fair lending, data privacy, and add on products. For most of these examinations, he authored the bank’s written responses to any legal or regulatory issues cited in supervisory letters. 

Mr. Dabertin is an officer of the Alternative Finance Bar Association and frequently handles transactional matters concerning merchant cash advance.

John Dancu

John Dancu

CEO, IDology

John Dancu has served as President and CEO of IDology since 2005 and is recognized for his leading edge innovations in both the identity and fraud spaces. John has a widespread track record in advising customers, including many Fortune 500 companies, and pioneering industry collaboration initiatives. With John’s leadership, IDology has evolved into a recognized leader across multiple industries including alternative financial services, mobile payments, financial services, government and e-commerce for innovation and has become a leading voice coordinating the fight against fraud.
Allen Denson

Allen Denson

Partner, Hudson Cook, LLP

Allen Denson is a partner in Hudson Cook’s Washington, DC office. His practice focuses on representing small dollar lenders, sales finance companies, Fintech companies, banks, auto dealers and other financial services companies in government investigations, examinations, regulatory enforcement actions, and litigation. He represents clients before the CFPB, FTC, DOJ, federal prudential regulators, as well as state attorneys general and financial regulatory agencies. He also assists clients in complying with federal consumer financial law. Prior to joining Hudson Cook, Allen was a Senior Attorney with the U.S. Department of the Treasury, Office of the Comptroller of the Currency, Enforcement & Compliance Division.
Rick Eckman

Rick Eckman

Partner, Pepper Hamilton

Richard P. Eckman is a partner in the Wilmington office of Pepper Hamilton LLP. He is a finance and transactional lawyer and from 2003 to 2015 was chairman of the firm’s Financial Services Practice Group, which includes over 40 lawyers practicing in the areas of investment management, commercial and consumer financial services, public finance and affordable housing. Mr. Eckman’s transactional practice focuses on representing financial institutions, corporations and other entities in complex financing transactions, including mergers and acquisitions, asset securitizations and other lending and venture transactions. As a result of his background in banking, Mr. Eckman has in-depth experience and knowledge of financial services companies. He represents many financial institutions and lenders in a broad array of areas, including commercial lending, consumer finance, mortgage banking, insurance, trust matters, outsourcing and operational issues. He also represents a number of institutional trustees in Delaware business trust transactions. Mr. Eckman also has an active practice representing non-depository institutions and specialty finance companies, and service providers in compliance matters, payment system issues, strategic transactions, government investigation and enforcement actions. He is an active speaker and writer on the activities of the Consumer Financial Protection Bureau and other regulators, and their implications for the industry. He represents financial institutions and non-regulated entities, including marketplace lenders in many areas, including consumer finance, small business lending, merchant cash advance and co-branding relationships. He also represents many clients in dealing with payment issues including dealing with FinCEN and state money transmitter statutes. He specializes in helping non-bank lenders and their service providers in designing and launching online lending platforms and businesses that operate on a national basis. He also has represented a number of American Indian tribes in launching online lending businesses. Active in politics early in his career, he was campaign manager for Pete duPont’s 1976 successful gubernatorial campaign and was legislative counsel in the Washington office of Congressman Thomas B. Evans, Jr. (R Delaware) from 1977-1979. He also was one of the drafters of Delaware’s landmark Financial Center Development Act that attracted over 25 financial institutions to Delaware, many of whom he represents. He was chairman of the Commercial Law Section of the Delaware Bar Association from 1989-1991 and of its Banking Law Committee from 1984-1992. He has been counsel to the Bank of Delaware, now PNC Bank; was a founder of and vice president and general counsel for The Chase Manhattan Bank (USA), N.A.; and was a director and secretary of FCC National Bank, the national bank subsidiary of Bank One Corporation now part of JPMorgan Chase, headquartered in Wilmington. Mr. Eckman is a fellow in and former regent of the American College of Consumer Financial Services Lawyers and a member of the Lawyers Committee of the Consumer Bankers Association. He is also an adjunct professor at the Villanova University School of Law where he teaches financial institution law. He is active in and held leadership positions on the Consumer Financial Services Committee of the Business Law Section of the American Bar Association and served as editor-in-chief of its e-newsletter. Mr. Eckman was a founder and president of the Delaware Entrepreneurs’ Forum. He is a member of the board of directors of the Delaware Innovation Fund, a nonprofit seed and preseed venture capital fund, and was chairman of the board of Early Stage East, Inc., a nonprofit that sponsors venture fairs in the Mid-Atlantic region. Mr. Eckman also is a member of the Editorial Board of the Journal of Payment Systems Law.
Sameh Elamawy

Sameh Elamawy

CEO, Scratch

Sameh Elamawy is the Chief Executive Officer at Scratch. Scratch is a different kind of loan servicer that delivers a borrower-first experience by leveraging technology to significantly improve consumers’ ability to understand, manage, and repay their loans while helping transform the servicing ecosystem for both borrowers and lenders. Sameh has a background in product management where he has built consumer experiences at organizations big and small like Dropbox, Pinterest, and Procter & Gamble. He received his B.S.E. in Computer Science and has an MBA from Stanford Graduate School of Business.
Thomas Ervesun

Thomas Ervesun

President & COO, Braviant Holdings

Thomas is a serial fintech operator who has launched and grown multiple online lending products and businesses. Prior to becoming the Chief Operating Officer and President at Braviant Holdings, Thomas led Product Strategy and Operations for NetCredit at Enova International. In his current position at Braviant, Thomas launched the Chorus Credit product, expanding Braviant from the sub-prime space into the near-prime market. He earned his B.S. in Industrial Engineering from Purdue University.
Michael Failor

Michael Failor

Head of Portfolio Risk and Fraud Analytics, Enova International

Mike Failor, Head of Portfolio and Fraud Analytics at Enova International, joined Enova’s analytics team in 2010 with years of prior experience in quantitative analytics within the trading industry. Mikes leads a thirty-person team of Managers, Data Scientists, and Analytics Associates whom are responsible for building and supporting all proprietary fraud, credit, and acquisition models for Enova’s ten brands in four countries. Mike received a BS in Mathematics from the University of Notre Dame and an MS in Mathematics from Purdue University. Mike lives in the Chicago area with his wife and three sons.
Jon Farber

Jon Farber

Director, Citi

A key member of the Citi Agency & Trust Sales team,  Jon is responsible for ensuring complete client satisfaction and service delivery to our Investment Bank, Power, Renewable Energy and Marketplace Lending clients. During his 8+ year tenure, he has worked on various transactions requiring Trust services to support complex securitizations (ABS, MBS, and CLOs), large scale project financings for wind, solar, and hydro transactions, as well as transactions for public and private entities in the Power and Healthcare sectors. With a focus on esoteric products, Jon has led the charge in covering the evolving Renewable Energy and Marketplace Lending/Fintech sectors.
Carl Fairbank

Carl Fairbank

Founder & Chief Executive Officer, Breakout Capital Finance

Carl is Founder and Chief Executive Officer of Breakout Capital. Through a decade of work as an investment banker to the alternative finance industry, Carl identified market inefficiencies and widespread industry practices that made it extremely expensive for many small business owners to secure funding. Such capital also carried additional costs frequently not fully understood by business owners at the time of funding. Carl founded Breakout Capital in an effort to bring affordable and fully transparent funding solutions to small businesses with a wide range of credit profiles. Breakout Capital eliminates the hidden costs that have significantly raised the cost of capital to small business owners, enabling the company to offer an affordable solution tailored to each business. Prior to founding Breakout Capital, Carl worked as an Investment Banker at FBR & Co. and in the Corporate Strategies Group at Capital One Financial Corporation. Carl graduated from American University with a B.S. in Business Administration and Economics. Carl was recognized in the 2016 Trending 40’s list of D.C.’s top entrepreneurs under 40 years old and is a member of the Forbes Finance Council.

Kate Fisher

Kate Fisher

Attorney, Hudson Cook, LLP

Kate Fisher is a partner with Hudson Cook, LLP in the firm’s Maryland office. Her practice focuses on the areas of Consumer Financial Services and Small Business Financing. Kate represents banks, finance companies, private equity and investment bank investors, merchant cash advance companies, and small business lenders establishing new programs and products, and conducts due diligence and compliance reviews of consumer lending and business financing portfolios. Kate’s practice also includes assisting clients with compliance with state and federal consumer protection and related laws as they develop and maintain consumer and commercial credit programs.
Joel Frisch

Joel Frisch

Head of Americas, Prodigy Finance

Joel Frisch is the Head of Americas at Prodigy Finance. Educated in Philadelphia and London, Joel had a successful career on Wall Street and co-founded a software startup in the employee management industry prior to joining Prodigy Finance. The first US based employee at Prodigy Finance, Joel has helped build both the team and the market while balancing the complexities of a fast scaling company in a highly regulated space across the UK & US. He thrives on the challenge of building a truly global platform that caters to 150 countries and impacts the lives of thousands of the world’s best and brightest.
Robert Gage

Robert Gage

Partner, Hudson Cook, LLP

Robert Gage is a partner with Hudson Cook’s Michigan Office. His practice focuses on consumer financial services matters, concentrating on personal property financing and leasing in the automobile finance business.  Before joining Hudson Cook, Robert was in-house counsel for BMW Financial Services for over 12 years. He regularly advises clients on matters relating to licensing, disclosure, servicing, e-commerce, privacy, and compliance management.  Robert’s practice also includes representing clients involved in commercial lending and alternative business financing.  He assists sales finance companies, lenders, and merchant cash advance providers with the review, drafting, and negotiation of contracts and related documents.
Jennifer Galloway

Jennifer Galloway

Counsel, Bradley LLP

Jennifer Galloway’s practice is dedicated to helping financial services clients successfully navigate increasingly complex regulatory and business environments. She focuses on consumer financial services laws and regulations affecting banks, non-depository banks and other financial institutions. Jennifer provides skilled regulatory guidance and detailed knowledge of the laws impacting the alternative financial services market, such as online consumer lending. Her compliance work includes assisting clients with developing, implementing and maintaining compliance management systems, performing internal compliance audits for clients, preparing clients for outside audits as well as preparing related lending documents and disclosures. She also counsels financial services companies regarding CFPB preparedness, implementation and operational strategies for complying with the CFPB’s regulations. Jennifer is an active member of the Online Lenders Alliance, the Consumer Financial Services Committee of the American Bar Association, and the Short-Term Lending Bar Association. She has presented at several industry conferences on a diverse range of regulatory topics.
Dan Gans

Dan Gans

Founder & Principal, Polaris Government Relations

Dan is the founder and principal of Polaris Consulting, LLC and the Polaris-Hutton Group.  Prior to establishing Polaris, Dan managed the telecom, financial services and energy practices at a top 10 Washington, DC lobbying firm. Under Dan’s stewardship, Polaris has grown into one of the most sought after boutique lobbying firms in our nation’s capital. Polaris currently represents an elite roster of Fortune 100 companies and top tier trade associations. Polaris brings campaign style intensity and tactics to issue advocacy on behalf of its clients which often leads to successful results. Dan is an eleven-year veteran of Capitol Hill.  He served as Chief of Staff to Governor and former Congressman Bob Riley (R-AL).  In addition to serving as Riley’s Chief of Staff, Gans was a Senior Advisor to Riley’s successful campaign for Governor Campaign in 2002.  Dan worked with the campaign General Consultant to develop and implement a successful media, grass-roots, and finance plan.  Prior to joining the Riley staff, Dan also served as the Legislative Director to former Congressman and current Federal District Court Judge, William Martini. Dan began his Capitol Hill career in the fall of 1991 and worked for several members on the House Energy and Commerce Committee. Dan majored in Political Science at the University of Colorado at Boulder and is a member of the CU Alumni Association (Former Vice President of the local Washington DC chapter) and the Sigma Alpha Epsilon Alumni Foundation. He and his wife Laura, along with their two daughters (Ellie & Maggie) are active members of the Beth El Hebrew Congregation in Alexandria, VA. He is also a board member of the Reach charity organization which helps disadvantaged youth in the Washington DC area.
Jon Geidel

Jon Geidel

President, DataX Ltd

Jon Geidel is an astute, results-oriented executive leader with over 25 years’ experience and proven success in developing and managing highly effective and sophisticated teams across a multitude of business lines and functions in the financial sector.  As President of the rapidly growing DataX LTD, he is responsible for developing strategies for penetrating new markets and innovative products in support of their clients while affording consumers greater access to the credit they deserve. Mr. Geidel has a great understanding of consumer financial data and knows how to best leverage the information to better serve the industry and their partners
Jim Granat

Jim Granat

Head of Small Business Financing, Enova International

Jim Granat is Head of Small Business Financing for Enova International (NYSE: ENVA), a leading provider of online financial services to non-prime consumers and small businesses. In his role, he is responsible for bringing easy-to-access working capital to more small businesses in the U.S. and growing the Headway Capital and The Business Backer branded products. With a decade of experience in online lending, Jim previously served as President at Lendio and as Chief Operating Officer at FDI Management. He holds his BA in accounting and finance from Arizona State University. While at ASU, Jim was a member of the golf team, and he later played professionally.
Rochelle Nawrocki Gorey

Rochelle Nawrocki Gorey

Co-Founder and CEO, SpringFour

Rochelle Nawrocki Gorey is co-founder and CEO of SpringFour, Inc. SpringFour is a Certified B Corporation and social impact FinTech company. SpringFour’s award winning platform increases financial wellness opportunities by connecting consumers to financial health resources. SpringFour won the 2015 Promontory Financial Group’s Empowerment Award for Financial Innovation, was a finalist for Google for Entrepreneur’s program for Women Founders and was chosen as the Top Venture for the Points of Light Civic Accelerator. SpringFour was a winner of the BMO Harris/1871 Fintech Partnership Program, a finalist for the BAI Global Innovation Award, Chicago’s Fifty on Fire Award and the Midwest Women in Tech’s Fintech Award. In 2018, SpringFour was named as a finalist for the Most Innovative Solution of the Year by Bank Director.
Keith Goodnight

Keith Goodnight

SVP Product Management & Development, MicroBilt Corporation

Keith Goodnight currently serves as the SVP of Product Management & Development for MicroBilt Corporation, where he oversees MicroBilt’s global product strategy.  With over 22 years of experience in the data and technology industry, Mr. Goodnight is responsible for managing over 200 products that serve more than 9,000 customers and 125,000 user locations in the financial, collections, retail and legal markets.  Prior to joining MicroBilt in 2012, his positions at ChoicePoint, CCS-Adplus/Datalure, DBT Online and the Information Technology Group have provided him with a unique perspective on the evolution of data-driven technologies over the past 2 decades.
Sasha Grutman

Sasha Grutman

Partner, MiddleMarch Partners

Mr. Grutman is a founder of Middlemarch Partners and co-leads the firm’s merchant banking and investing efforts. He has spent his entire career investing and advising high-growth financial services and business services companies that leverage technology to create sustainable advantage. At Middlemarch, Mr. Grutman advises clients on business and capital strategy issues, has sourced over $730M of capital for clients, and serves as a board member for a number of Middlemarch clients and portfolio companies. He has deep domain expertise in specialty finance and transaction processing, sectors where he has been exceptionally active both as a merchant banker and as a private equity investor since 2002. Active with both private and public companies, he has participated in over $3.2B of transactions over the course of his career as a merchant banker and private equity investor. Prior to founding Middlemarch Partners, Mr. Grutman served as a Partner at TH Lee Putnam Ventures, a $1B growth equity fund, where he co-led the firm’s financial services investments in specialty finance, insurance services, and electronic capital markets investments. Previously, he was a Managing Director at Citigroup where he oversaw the firm’s on balance sheet financial services private equity holdings as well as managed the bank’s $6 billion private equity fund-of-funds business. He has also held private equity investment roles at Goldman Sachs and Frontline Capital. He began his career at The Boston Consulting Group in its Financial Services and e-Commerce Practices. Mr. Grutman received an MBA from the Wharton School where he majored in Finance. He was a Fulbright Scholar in Italy where he pursued independent research on Dante. He graduated from Yale University magna cum laude with a BA in Humanities. He holds Series 7, 63, 79, and 24 FINRA registrations.
Annette Higgins

Annette Higgins

Compliance Officer, Cash Flow Solutions, Inc.

Cash Flow Solutions (CFS), a provider of digital payment technology, empowers companies to send and receive funds from consumer/business bank accounts.  Annette Higgins, AAP, Compliance Officer has over 14 years of experience within the ACH payments industry.  As an Accredited ACH Profession, she has brought her ACH expertise to some of the country’s online and brick and mortar lenders.  She works with merchants to combine the compliance needs of the ACH/Banking with their needs to service their consumers.  She served as Chairman of the Third-Party Sender Committee for Epcor, and authored a white paper exploring the relationship between third-party senders and their banking partners.  Her experience and accreditation give her a unique insight between the technology driving today’s payment innovations and the rules and regulations that govern those transactions.
PJ Hoffman

PJ Hoffman

Director of Regulatory Affairs, Electronic Transactions Association (ETA)

Mary Jackson

Mary Jackson

CEO, Online Lenders Alliance

Mary Jackson is the founder and managing partner of Jackson Vaughn Public Strategies (JVPS). Prior to establishing JVPS, Mary built and directed a successful Corporate Affairs team. She most recently served as Senior Vice President of Corporate Affairs and Chief Legislative Officer for Cash America International, Inc. (NYSE:CSH). For 25 years, Mary coordinated government relations, corporate communications and public relations in line with the company’s retail and online business strategies. She effectively managed a multi-million dollar budget and a team of 18. Domestically, she is an expert in the financial services industry in Washington, D.C. and 33 states. She has spent the last 18 years primarily focused on federal lobbying. Internationally, she has experience with projects in the United Kingdom, Australia, Canada and Mexico. Mary is active in several professional associations on behalf of clients. She serves as a Board Member and Executive Committee Leader for the Online Lenders Alliance (OLA) and formally a board member with the Community Financial Services Association (CFSA).
Darrell Johnson

Darrell Johnson

CEO, FRANdata

As the CEO of FRANdata, a leading franchise-focused advisory firm, Darrell Johnson enables his clients to harness information and analysis into targeted business development strategies and actionable solutions that transform mediocre outcomes into highly successful business results.   Known as the “Franchise Economist”, Johnson is a sought-after advisor to franchisors, suppliers, media companies, and some of the top private equity firms in the nation. He is a frequent speaker and contributing columnist on franchising economics and trends, and is often cited as a franchise subject matter expert in leading media such as New York Times, Wall Street Journal, Bloomberg and Forbes.
David Johnson

David Johnson

CEO, First Associates

David Johnson is a charismatic leader with a well-earned reputation for innovative ideas, a talent for building world-class management teams and the skill to create leading-edge approaches to technology and processes. In the 10 years since his private equity firm acquired First Associates and he became CEO, the company has grown from a small niche player in the mobile home servicing space into an award-winning, global financial services company that offers B2B solutions across the consumer life-cycle. Under Mr. Johnson’s leadership, First Associates has massively expanded to deliver solutions across Europe, Latin America and Canada as well as becoming a major player in the United States. They have also earned a top Morningstar Credit Ratings ranking, the LendIt Top Service Provider award and gained FCA authorization to manage and administer debt in the United Kingdom. Mr. Johnson has over 25 years of experience across industries including finance, technology, communication and consumer products that gives him a unique insight into today’s financial landscape, as well as a keen eye to future trends and opportunities. Prior to First Associates, he was SVP of Corporate Development at Memec LLC and a consultant at McKinsey & Company and Bain & Company, working with Global 500 clients across North America, Europe, Asia and Africa. In addition to his role at First Associates, Mr. Johnson is a member of the Young Presidents’ Organization, a partner at Social Venture Partners and serves on the board for several other prestigious & successful organizations. Mr. Johnson earned his BS from UC Berkeley and an MBA from the Stanford University Graduate School of Business.
John Kaltenbach

John Kaltenbach

VP Sales, MicroBilt

John joined MicroBilt as Vice President of Sales in 2012.   His focus is on working with fintech companies and digital lenders to leverage alternative credit, identify, and banking data.  John’s prior experience includes Director of Sales at CoreLogic and extensive sales leadership positions at Equifax.    He holds an MBA from Emory University and a BS in Finance from the University of Missouri.
Julia Kanouse

Julia Kanouse

CEO, Illinois Technology Association

Julia Kanouse is the CEO of the Illinois Technology Association (ITA).  With innovative resources that connect members to the local tech ecosystem, build their talent networks and create visibility for their brands, ITA’s mission is to drive investment, talent and innovation in Chicago’s tech ecosystem. Prior to joining the ITA, Julia spent ten years at the National Restaurant Association where she led marketing for the Association’s revenue-generating products and programs.  Having begun her career in the technology industry at Accenture, Julia is now able to blend her love for technology with her passion for building community.
Jared Kaplan

Jared Kaplan

CEO, OppLoans

Jared Kaplan is the Chief Executive Officer of OppLoans. He has transformed the business from four storefront Chicago lenders to a best-in-class technology platform that enables more people to borrow responsibly in the face of financial emergencies. OppLoans is the highest-rated lender and services provider to the underbanked. In 2018, Jared was ranked the 8th highest-rated CEO on the Top CEO list by Glassdoor and named a finalist for EY Entrepreneur of the Year. Under his leadership, OppLoans has placed on the Inc. 500 list of fastest-growing companies for the past three years, the firm was named a 2018 “Best Workplace” by Inc. Magazine, America’s sixth-best place to work by Glassdoor, a number-one personal lender by LendingTree and a “Leader in Quality and Innovation” by the Center for Financial Services Innovation. He is the co-founder and former Executive Vice President of Insureon, the leading online agency for small business insurance. At Insureon, Jared helped the company achieve over 1,700% revenue growth while building its customer base to more than 175,000 small businesses. Prior to Insureon, Jared led financial services investing for Accretive LLC, a unique early-stage private equity firm that designs, funds and builds new businesses. He has a Bachelor of Business Administration from the University of Michigan and is a die-hard Detroit sports fan.
Wei Ke

Wei Ke

Managing Partner, Simon-Kucher & Partners

Dr. Wei Ke is a Managing Partner based in Simon-Kucher’s New York and Toronto offices.  He currently heads the Financial Services Practice in North America.  Wei has advised leading financial institutions in North America and Europe on product, pricing, marketing and sales strategies.  Wei is a frequent speaker at banking and fintech conferences and is regularly published in leading financial services journals.  Wei also holds adjunct appointment for pricing and marketing analytics at Columbia Business School and Queen’s University.  Wei received a Ph.D. from Columbia Business School, and a B.Sc. in Electrical Engineering, summa cum laude, from Columbia University.
Stephanie Klein

Stephanie Klein

CEO, Braviant Holdings

Stephanie is a proven fintech executive with a successful track record building and scaling tech-enabled consumer lending businesses. Prior to CEO of Braviant, Stephanie was a Managing Director at Springleaf Financial focused on digital lending. Stephanie also spent seven years at Enova, where she spearheaded the launch of NetCredit, a near-prime lender that originated close to $1 billion in its first five years. Stephanie is passionate about removing credit barriers for underbanked consumers and has provided U.S. Senate testimony on alternative lending solutions. She holds an MBA from Chicago Booth and a BS in Finance from the University of Illinois.
Brian Knight

Brian Knight

Director of the Program on Financial Regulation, Senior Research Fellow, Mercatus Center at George Mason University

Brian Knight is the Director of the Program on Financial Regulation and a Senior Research Fellow at the Mercatus Center at George Mason University. Brian’s research focuses on numerous aspects of financial regulation, including the creation of pro-innovation regulatory environments, the role of federalism in fintech regulation, the use of digital assets for financial transactions, the role of regulation for credit markets and consumer protection, and the provision of capital to businesses. Prior to joining Mercatus, Brian worked for the Milken Institute, where he headed up the FinTech and Capital Access programs. He has experience working for a broker-dealer with a focus on the emerging online private-placement market and was the co-founder of CrowdCheck, a company providing due-diligence and disclosure services to companies and intermediaries engaged in online private offerings. Brian received his law degree from the University of Virginia and his bachelor’s degree from the College of William and Mary.
Alex Lakatos

Alex Lakatos

Partner, Mayer Brown LLP

Alex Lakatos (alakatos@mayerbrown.com) is a partner with Mayer Brown LLP. To stay competitive, lenders and credit reporting agencies need to leverage artificial intelligence. But AI poses regulatory and public acceptance risks. Alex helps clear those hurdles. He dives deeply into each AI system and provides concrete, actionable recommendations for improvement. He offers the peace of mind that comes from knowing that concerns of all stakeholders—from regulators, to investors, to consumer advocates—have been considered.
Larry Lavender

Larry Lavender

Consultant, Lavender Consultants

Larry Lavender, the founder of Lavender Consultants, provides federal government relations services, primarily to the financial services sector.  For the five years preceding the advent of Lavender Consultants, he was a Director of Government Relations for a multi-faceted, national law firm. Before joining that firm, he served for five years as the Chief of Staff of the House Financial Services Committee and, prior to that, for five years as Chief of Staff to Congressman Spencer Bachus. Larry has been active in the management of political campaigns at the local, congressional district, and state-wide levels.
Christine Leddy

Christine Leddy

Vice President Analytics, Clarity Services Inc. A part of Experian

Christine Leddy is the Vice President of Analytics at Clarity Services. With 20 years of experience in statistical methods and quantitative analysis, she leads a team that demonstrates how prospective clients can best use Clarity data to manage risk and expand their reach.
Doug Lebda

Doug Lebda

Founder, Chairman & CEO, LendingTree

Doug is the CEO and company founder of LendingTree, an online loan marketplace where consumers can shop and compare multiple offers from a national network of lenders to find the best deal on their financing needs. The spark for LendingTree ignited after Doug experienced his own frustrations and complexities of getting his first mortgage. Doug thought consumers could be better served, and he asked himself, “Why not create a way for banks to compete for their customers’ business instead of customers having to do all the legwork to find the best deals?” In 1996, Doug founded LendingTree which revolutionized how consumers shop for loans and how lenders could reach new customers. As a financial tech company, LendingTree has dedicated itself to empowering consumers to make better and more informed financial decisions by providing transparent options and resources. LendingTree provides loan comparison resources for multiple financial products including mortgage, refinance, personal loans, auto loans, business loans, student loans, and more. Before founding LendingTree, Doug worked as an auditor and consultant for PriceWaterhouseCoopers after receiving his Bachelor’s degree from Bucknell University.
John Lesnik

John Lesnik

Founder & SVP, Lending Science DM

John Lesnik, co-founder of Lending Science DM, has over 15 years of experience in guiding firms in the use of data to drive marketing and operational objectives in a lending environment. John and his team of marketing scientists specialize in developing analytically driven omni-channel marketing solutions for mortgage, commercial and consumer lending. LSDM’s services are in place at several of the largest lenders in the United States, Canada and Mexico, as well as, many lenders attending Lend360. John attended North Carolina State University where he studied Biochemistry and Molecular Cell Biology.
Jesse Levey

Jesse Levey

President, Credit Sesame

For over 16 years, Jesse Levey has been a product innovator and growth expert for technology and financial service companies. His passion for consumer finance was discovered at the age of 5 when he tried to convince his parents of the value of home ownership. Prior to joining Credit Sesame, Jesse was a Senior Director at Quinstreet. He began his career as an entrepreneur, founding United Leaders, a college-based non-profit. Jesse holds an MBA from the Wharton School at the University of Pennsylvania, where he graduated with honors, and a BA from Tufts University, where he graduated Magna Cum Laude.
Timothy Li

Timothy Li

CEO, MaxDecisions, Inc and Alchemy Technology

Timothy Li is a serial entrepreneur who is passionate about innovating in FinTech. His current ventures include Alchemy (cloud-based lending platform), ElloMynt (cryptocurrency exchange), MaxDecisions (lending analytics), Kuber Financial (portfolio management), and FluidFi (credit-building college lending product). Mr Li has been a leader in the FinTech and marketplace lending industries for well over a decade. He has held numerous C-level, executive and advisory board positions, including at Blinker, Kabbage, Realty Mogul, Rocket Loans, Solar Mosaic, Quick Bridge Funding and JPMorgan Chase. Mr. Li is a frequent contributor to various FinTech publications and speaker at universities and FinTech conferences. He also serves on the board of OLPI, the Online Lending Policy Institute, and has several technology patents.
Dave Ludwig

Dave Ludwig

President, National Loan Exchange, Inc.

Dave developed NLEX from its start as a post-RTC sales outlet to the nation’s leading loan sale advisor of charged-off debt. Considered a leading pioneer in the debt sales industry, Dave has been a featured speaker at dozens of industry conferences. He has been quoted in numerous publications including the New York Times, LA Times, Collections and Credit Risk, Collector Magazine, and serves as consultant and expert witness within the industry. Since introducing NLEX to financial institutions in the early 1990’s, Dave has supervised the sale of over 5,000 portfolios with face value of $175 billion. Dave has a Bachelor of Science Degree in Economics from the University of Illinois, and has been in the financial industry for 25 years.
Tim Mages

Tim Mages

CFO, Expansion Capital Group

Tim Mages joined Expansion Capital Group (“ECG”) in early 2016 as CFO. In this role he is responsible for all support and administration at ECG, including capital markets, accounting, HR, Legal & Compliance, and government affairs. Prior to ECG, Tim worked as an investment banker covering the specialty finance industry and with a Small Business Investment Company (“SBIC”) that provided capital to small businesses as part of the SBA program. While working as an SBIC lender, Tim witnessed first-hand how traditional sources of capital for small businesses were pushed by regulators to either move “up-market” or pursue fundings with significant collateral requirements. ECG, like many other Fintech players, is filling this void. Headquartered in Sioux Falls, South Dakota, Expansion Capital Group has provided approximately $300 million in working capital to small businesses throughout the United States since its founding in 2013. ECG was recently named the 802nd Fastest Growing Private Company in America and the 2nd Fastest in South Dakota by Inc. 5000.
Peter W. Maynard, PhD

Peter W. Maynard, PhD

SVP Data and Analytics, Equifax

Peter leads Equifax’s Data and Analytics Strategic Client and Partner Engagement function. He is building strategic partnerships with Equifax’s clients and partners to cultivate innovative data, analytics and technology solutions. His prior leadership roles at Equifax included analytical product development and building Equifax’s data science innovation lab, generating identity fraud models and solutions, and overseeing Equifax’s data and model governance functions. Prior to joining Equifax, Peter led data and analytics teams across Card, Banking, as well as Consumer and Small business lending at Capital One.
Chris McKay

Chris McKay

Chief Risk & Analytics Officer, OppLoans

Chris McKay is the Chief Risk and Analytics Officer at OppLoans, the highest-rated lender and services provider to the underbanked. Chris has helped design products and infrastructure that have enabled OppLoans to place on the Inc. 500 list of fastest-growing companies for the past three years. Chris has 20 years’ experience in consumer lending, serving multiple Risk and Marketing functions at both Capital One and HSBC, covering credit cards, auto loans, and personal loans across the entire credit spectrum. Offering fast funding, significantly lower rates, total transparency, and unmatched customer service, OppLoans provides non-prime borrowers a reliable alternative to payday lending. OppLoans was named a number-one personal lender by LendingTree and a “Leader in Quality and Innovation” by the Center for Financial Services Innovation, a 2018 “Best Workplace” by Inc. Magazine, and America’s sixth-best place to work by Glassdoor.
John McWilliams

John McWilliams

Senior Vertical Solutions Consultant, LexisNexis Risk Solutions

John has a dual role consulting on using alternative data for marketing data analytics and consumer credit risk decisioning at LexisNexis™ Risk Solutions. These roles intersect at many points throughout the customer lifecycle starting with marketing strategy (branding, acquisition, cross-sell/upsell, customer service and retention) through credit underwriting and account management. The goal is to help companies increase organizational efficiencies and effectiveness using a pragmatic, empirical data-driven approach that allows for measuring, refining, and scaling customer insights across the enterprise.
James Mendelsohn

James Mendelsohn

Chief Operating Officer & Chief Revenue Officer, Breakout Capital Finance

James serves as Chief Operating and Revenue Officer overseeing firm strategy and operations, in addition to marketing, sales and business development. James brings deep, high-level experience in the FinTech space, having led marketing and sales at CAN Capital, one of the pioneers in the small business lending industry. He was part of the team that launched the Capital One brand and the “What’s In Your Wallet” campaign, and had senior roles in marketing and corporate strategy. As a consultant with McKinsey & Company, he advised financial services clients on brand and marketing strategy, digital transformation, and customer experience topics.
John Mizzi

John Mizzi

Chief Strategy Officer, Bond.One

John is Chief Strategy Officer of Bond.One, a blockchain company developing tokenized debt securities, known as BlockBonds. He is responsible for the design and implementation of the BlockBond smart contract, as well as, handling operational and business development for the broader platform. John is also the Head of Marketing & Strategy for CBXmarket, a fixed income portfolio management software company. Prior to CBXmarket, John was an Associate at GCM Grosvenor, an alternative asset manager and part of the Strategy & Business Development Team in the Global Wealth & Investment Management organization at Bank of America Merrill Lynch. John attended the University of Michigan, graduating with a Bachelor of Arts degree in Economics. He is currently a Board Member of the McCarton Foundation, a nonprofit organization dedicated to bringing exceptional treatment and services to children with autism living in poverty.
Pat Nanda

Pat Nanda

EVP, MicroBilt

Dr. Nanda is the head of the analytics team at Microbilt. He directs all activities related to client studies, scorecard development, default reduction strategies and interaction with clients regarding monthly reporting of their portfolio qualities including benchmarking this quality against a peer group. Dr. Nanda has been dealing with alternative data sources in the development of credit evaluation systems for the last 25 years. These have included bad check prediction models, a prediction of default for a retailer in Mexico and default prediction models in third world countries including the Philippines and Malaysia. Dr. Nanda brings his experience to bear in providing innovative approaches to solving the problems facing the short-term lending community and in creating state-of –art solutions at Microbilt that will take short term lenders to the next level of analytical sophistication that is lacking today and that they sorely deserve.
Michael Nonaka

Michael Nonaka

Partner, Covington & Burling LLP

Michael Nonaka is co-chair of the Financial Services Group at Covington & Burling LLP and advises banks on a broad range of compliance, enforcement, transactional, and legislative matters. He has worked extensively with federal and state banking agencies and with other federal agencies authorized to regulate financial services. Mr. Nonaka also plays an active role in the firm’s Fintech Initiative and works with a number of banks, lending companies, money transmitters, payments firms, technology companies, and service providers on innovative technologies such as blockchain, bitcoin and other cryptocurrencies, big data, cloud computing, same day payments, and online lending.
Gregory J Nowak

Gregory J Nowak

Partner, Pepper Hamilton LLP

A partner in the New York and Philadelphia Offices of Pepper Hamilton.  Counsels traditional lenders, on-line lenders, market place lenders and alternative lenders (such as MCA providers), as well as investment platforms and funds (public and private) that provide lending capital and invest in loan products.  Adjunct Professor of Law at Cornell Law School, Spring 2017 to present.
Roy Nickerson

Roy Nickerson

Executive Vice President, Servicing Solutions

With his 30 years of experience within the collections and Debt Purchasing industry, Roy has been instrumental in the acquisition and disposition of over $750,000,000.00 of distressed debt. Roy has purchased delinquent receivables from many different companies and financial institutions such as Cashcall, Checkmate , Citibank, Bank of America , Marlette Funding , Prosper Marketplace, The National Credit Union Administration, , as well as many other verticals and product lines. Roy is a recognized thought leader in the area of Recovery Strategies and operational optimization, and has spoken on many industry panels.
Tim Olzer

Tim Olzer

Founder & CEO, Lending Science DM

Tim Olzer is a proven fintech executive with a passion for driving portfolio profitability with innovative concepts that keep pace with ever changing lending markets, data, analytics & technology. His 25+ years’ experience is equally deep in risk and marketing and this experience enables him to create profit driven solutions for each client. Several of the top lenders at Lend360 started their road to success working with LSDM, the company Tim founded in 2006. Previously Tim worked for established data & marketing companies as well as entrepreneurial consulting and analytic firms. He holds a B.A. in Applied Mathematics from the University of California and a M.S. in Decision and Information Systems from Arizona State University.
Victor Pacheco

Victor Pacheco

Chief Innovations Officer & Co-Founder, LendingPoint

Victor J. Pacheco is Co-founder and Chief Innovations Officer of LendingPoint, an award-winning Atlanta-based online loan platform. Victor leads the strategic relationships and project development for the company.  As part of the executive team, Victor helped grow LendingPoint’s business from the first loan it originated in 2015 to the more than $750 million worth of loans it has issued to date. He was instrumental in creating Merchant Solutions, LendingPoint’s point-of-sale platform that now provides loans in thousands of merchant locations across the country. Over his 20 year career, Victor has held leadership positions in financial companies in his native Dominican Republic and in the United States. Prior to joining LendingPoint, Victor co-founded AvanzaMe Latin America, which became one of the most successful SMB lenders in the Caribbean. He earned a degree in economics from Pontificia Universidad Católica Madre y Maestra.
Blake Paulson

Blake Paulson

Deputy Comptroller, Comptroller of the Currency

In this role, Mr. Paulson oversees 350 community banks and federal savings associations, as well as 26 independent data service providers and trust companies. In this capacity, he manages a staff of bank examiners and other professional and support personnel located in Illinois, Indiana, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Ohio, and Wisconsin.
Scott Pearson

Scott Pearson

Partner, Ballard Spahr

Scott Pearson leads Ballard Spahr’s Marketplace Lending Task Force, and is widely recognized as one of the preeminent authorities on the unique issues facing this industry. He focuses his practice on the defense of regulatory enforcement actions and class actions, other complex business litigation, and regulatory compliance counseling. Prominent companies regularly entrust Mr. Pearson with matters involving bet-the-company exposure or extreme complexity, such as overlapping claims being pursued simultaneously in multiple jurisdictions by federal regulators, state Attorneys General, and class action plaintiffs. He also serves as a trusted strategic business advisor, drawing on more than twenty years of experience.
Michael Perkins

Michael Perkins

SVP of Channel Partnerships, LoanPaymentPro

Michael Perkins recently joined LoanPaymentPro as its SVP of Channel Partnerships and is responsible for leading strategic growth of the company. Michael has well over a decade of C-level, founder, and executive experience in the FinTech and online lending industries and has the unique experience of being a lender, lead generator, and payment processor. Most recently, he co-founded and served as President an online lending portfolio management company. Previously, he Co-Founded LogicFI, Inc, an online loan origination platform for bank and credit unions, as well as iRevLogic, a performance-based lead generation company. He has consulted for numerous lenders on customer acquisition, retention, growth, and payments strategy, developing customer retention programs that have generated over $50MM in small-dollar loan originations annually as well as payment and risk strategies that have significantly reduced default and return rates. Michael is a graduate of the University of Georgia and lives in Nashville.
David Peterson

David Peterson

SVP Credit Risk, Elevate

David Peterson is the SVP of Credit and Fraud Strategies at Elevate. David is a veteran in the financial services industry with over 15 years of experience between the personal lending and automotive lending space. Elevate Credit, Inc. (NYSE: ELVT) is a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers.
Danny Pfeifer

Danny Pfeifer

Founder and Managing Principal, Catalyst

Danny Pfeifer is a nationally-recognized government relations strategist and consultant.  He is the founder and managing principal of Catalyst, one of the nation’s leading multi-state lobbying firms. Catalyst has attracted a Fortune 500 and blue-chip client base by fully integrating with its clients and quickly adapting to the rapidly changing environments they face, specifically new or antiquated federal and state regulations that impact private sector innovation at the expense of consumers. Catalyst represents clients that are producing large-scale disruptions in their industries and emerging businesses facing regulatory challenges and marketplace entry barriers. Since founding Catalyst over 10 years ago, Pfeifer has created a dynamic and fast-growing government relations practice, evolving quickly to his clients’ needs in the innovation economy.  Founded in Pfeifer’s home state of Missouri, Catalyst quickly became one of the largest firm in the state.
Bill Phelan

Bill Phelan

President and Co-Founder, PayNet

As President, Mr. Phelan has grown PayNet into a firm with the largest collection of payment histories for commercial loans and leases. Under his strategic direction, Mr. Phelan oversees the sales, marketing, analytics and information technology functions of the business. Prior to co-founding PayNet, Mr. Phelan managed an investment portfolio of fixed income securities for Trustmark Insurance Company in Lake Forest, IL. In this fiduciary role at Trustmark, Mr. Phelan managed asset and mortgage backed securities and corporate bonds to achieve policy holder goals of total return and safety of principal. From 1993 to 1995 Mr. Phelan worked at Dain Rauscher Securities helping pension funds, banks and asset managers meet their clients’ investment needs. As a consultant at Ernst & Young from 1988 to 1993, Mr. Phelan advised privately-held companies on acquisitions and valuations to help them expand their business and conduct estate planning. Prior to that time, Mr. Phelan worked for International Business Machines Corp. and started his career in 1982 as an operations director in the retail industry. In 1992, Mr. Phelan became a Chartered Financial Analyst from the CFA Institute. He completed a Masters in Business Administration in 1987 from Loyola University Graduate School of Business where he was a member of the Dean’s List and received the MBA designation with a concentration in Finance. He has a Bachelor of Arts degree from Carleton College in Northfield, MN. Mr. Phelan is quoted by national media outlets on a regular basis including Reuters, Bloomberg Business News, CNBC, FOX Business News, Business News Network (Canada) and The Wall Street Journal. Mr. Phelan regularly speaks throughout the nation on the latest trends on the small business economy such as Testimony to the House Committee on Small Business, United States House of Representatives, February, 2011; Equipment Leasing and Finance Association Annual Conferences; Synovus Business Banking C&I Forum; Consortium on Bank Regulation. National articles Mr. Phelan authored include: ”Success to Come in C&I Lending in 2015,: RMA Journal November, 2014; “Business Loan Delinquency Rates Continue to Edge Up,” October 2006; “Banks’ Small-Business Lending Practices at Odds with Growth Aspirations,” July 2006; “Leasing and the Economy… Benchmarks Show Varied, but Improving, Credit Trends,” May 2004; “Technology & Credit: Pooling Lease Payment History,” November 2000.
Jonathan Pompan

Jonathan Pompan

Partner, Venable LLP

Jonathan Pompan, a partner in the Washington, DC office, is co-chair of the firm’s Consumer Financial Services Practice Group and Consumer Financial Protection Bureau (“CFPB”) Task Force. His practice focuses on providing comprehensive legal advice and regulatory advocacy to a broad spectrum of clients, such as nonbank financial products and services providers, advertisers and marketers, and trade and professional associations, before the CFPB, the Federal Trade Commission (“FTC”), state Attorneys General, and regulatory agencies.  At a time when government consumer protection agencies are stepping up their scrutiny, Jonathan develops strong and lasting relationships with clients by understanding their business objectives, helping them to recognize opportunities, and avoid legal pitfalls. Jonathan is a frequent speaker and author on legal and regulatory issues of significance to providers of consumer financial products and services, advertisers and marketers, and nonprofit organizations.
Greg Porter

Greg Porter

Partner, Catalyst

Greg Porter is known across the country as one of the leading government relations’ professionals in his field. He has cultivated a vast personal network of government officials, their senior staff and the thought-leaders who shape public opinion with over a decade of experience in public service, politics and government relations at the federal, state and local levels. As a Partner at one of the fastest growing influence management firms in the country, Porter’s achievements range from helping clients defeat unnecessary and burdensome regulations, tripling the membership of leading national trade associations and launching effective public policy programs for organizations of every size.
Paul Purcell

Paul Purcell

Co-Founder and Partner, Continental Advisors

Mr. Purcell serves as a senior research analyst. His research focuses on specialty consumer finance (non-bank operated), financial and payment processing, consulting and information technology companies. His primary responsibility is to develop and maintain deep domain expertise in all non-bank financial services platforms in IT, payment and specialty consumer finance verticals.

Mr. Purcell currently serves on the Board of SCVNGR/LevelUp (www.thelevelup.com), a leading provider of mobile payments solutions, and is part of the managing committee of Veritec (www.veritecs.com), a provider of regulatory enforcement solutions for the financial services industry.

Prior to joining Continental Advisors, Mr. Purcell was Manager of Internet Marketing at the Chicago Board Options Exchange (CBOE), a department he helped found.  He also held analyst positions in the Trading Operations and Investor Services Divisions at the CBOE.

Mr. Purcell received his B.A. in Political Science from the University of San Diego. He is a member of the Emerging Leaders Council at the University of San Diego. He founded and co-directed the Drive for Breakthroughs, a charity golf outing, which in its 6 years of existence, raised nearly $2 million for the benefit of the Myelin Repair Foundation (www.myelinrepair.org). Mr. Purcell is active in many areas of medical research, namely Multiple Sclerosis and Child Food Allergy.

Senthil Ramanath

Senthil Ramanath

CEO, DM Analytics

Senthil Ramanath, CEO, DM Analytics LLC Senthil Ramanath founded DM Analytics in 2015,  which provides direct mail marketing services for financial services industry. DM Analytics distinguishes itself by using cutting edge analytic techniques such as ensemble modeling, and in-database analytic platforms.  There by, DMA is able to take sophisticated analytics that are typically only available for large firms with tremendous resources to smaller innovative startups. DMA’s services include data acquisition from credit bureaus, design of creative for mailer, statistical modeling and performing pre-screen selection in order to provide firm offer of credit, optimizing the offered loan amount, and reporting of performance.
Sheri Reynolds

Sheri Reynolds

VP Sales, MicroBilt

Sheri joined MicroBilt in 2014 as Vice President of Sales.  Her prior experience included over 20 years in the Accounts Receivables and Financial Services industry, focusing on all aspects of the credit life cycle.   Throughout her career, Sheri has positively impacted organizational performance through new business development and client relationship building.
Stu Richards

Stu Richards

CEO, Bredin

Stu Richards is CEO of Bredin, a B2B marketing consultancy that helps marketers develop profitable, long-term relationships with small and medium businesses (SMBs). He is responsible for setting organization strategy, business development, client engagement supervision, and partnership and alliance development. A 20-year veteran of SMB marketing, Stu joined Bredin in 1997 as vice president of marketing. He was named president in 1999 and CEO in 2001. Prior to joining Bredin, Stu served as director of marketing at DeLorme Mapping, product manager at Nabisco Brands, and marketing representative at IBM. Stu holds an MBA from the Tuck School at Dartmouth College and a BA from Middlebury College.
Randy Rivera

Randy Rivera

Founder and Principal, Keen Advisors

Randy Rivera is the founder of Keen Advisors. Keen Advisors advises firms, family offices, and individuals on strategic planning, financial matters, and financial services technology. Prior to founding Keen Advisors, Randy worked for over sixteen years in financial services. He was a Senior Vice President at BBVA, where he built and ran a private banking practice in their East region that worked closely with family offices, business individuals and family owned businesses. Prior to BBVA, Randy was an Executive Director at JP Morgan Chase where he also built a private banking team after running two commercial lending businesses in Chicago and New Jersey. Randy is engaged in supporting entrepreneurship, innovation and community in his various volunteer efforts. He sits on the Board of Directors of ACCION Chicago, a community-focused micro lender. He is on the advisory board for FinTEx, a non-profit, member-driven community of the leading FinTech and Financial Services companies within Chicago and the broader Midwest. Lastly, he is also on the board of Urban Initiatives, a youth-based sports development program that serves over 15,000 Chicago Public School students. Randy received his bachelor’s degree from Georgetown University in English and Government and has served on the Board of Governors of the Georgetown University Alumni Association for over thirteen years. He earned his MBA from University of Chicago’s Booth School of Business with majors in Finance and Entrepreneurship and is active with the Polsky Center for Innovation and Entrepreneurship as a mentor and judge. Randy, his wife and three children live in Lincoln Park, Chicago. He spends his spare time traveling with his family and enjoys coaching his children in baseball, basketball and flag football.
Jeffrey Rogers

Jeffrey Rogers

CEO, LiftForward, Inc.

Mr. Rogers is the President & CEO of LiftForward, Inc., which provides organizations with payment solutions that power subscription services, membership programs and Hardware as a Service.  LiftForward’s payment solutions include digital lead generation, point-of sale software, white labelled e-commerce platforms, inventory management, shipping, customer account management and real-time customer analytics reporting. LiftForward also supplies the financing, providing a total end-to-end solution.  Mr. Rogers received his BA from Washington and Lee University, his JD from Washington and Lee University School of Law, and finally, his MBA from the Darden School at the University of Virginia.
Jason Romrell

Jason Romrell

General Counsel and Director of Government Relations, LeadsMarket.com

Kathryn L. Ryan

Kathryn L. Ryan

Partner, Buckley Sandler LLP

As Partner in Buckley Sandler’s Washington, DC office, Kathryn “Katy” Ryan advises financial services companies on a variety of regulatory, licensing, compliance, and transactional matters, including federal and state compliance requirements, Secure and Fair Enforcement (S.A.F.E.) Act compliance, Federal Housing Administration (FHA) compliance, and the risks associated with the False Claims Act (FCA) and Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA). She also provides strategic and tactical advice to help clients identify and secure the nationwide federal and state approvals necessary to achieve operational goals.
Kareem Saleh

Kareem Saleh

Executive Vice President, ZestFinance

Kareem Saleh is the Executive Vice President at ZestFinance, a machine-learning powered credit scoring company founded by Google’s former Chief Information Officer. Previously, Kareem spent several years in the Obama Administration, where he served as Chief of Staff to the President’s Special Envoy for Climate Change at the State Department and as Senior Advisor to the CEO of the Overseas Private Investment Corporation. Before entering the U.S. Government, Kareem was deputy general counsel at Softcard (acquired by Google), a mobile wallet startup founded by AT&T, T-Mobile, and Verizon. He’s a graduate of the University of Chicago and Georgetown University Law Center.
Ohad Samet

Ohad Samet

CEO, TrueAccord

Ohad Samet is the co-founder and CEO of TrueAccord, a data driven debt recovery platform seeking to put a human face on debt collections by using machine learning and behavioral analytics. Prior, Ohad headed fraud analytics for FraudSciences, a company that provided eCommerce fraud prevention and was acquired by PayPal in 2008. At PayPal, Ohad incubated and ran the New Ventures Risk team. After leaving PayPal in 2010, Ohad started two companies. Signifyd is a leading fraud prevention vendor working with Fortune 500 companies to reduce payments fraud. The other, Analyzd, was acquired by Klarna, a European payments company, in 2011. There Ohad served as Chief Risk Officer, in charge of granting real-time short-term credit for Klarna’s $2.5B of annual payments volume.
Bryan Schneider

Bryan Schneider

Secretary, Illinois Department of Financial Regulation

Bryan A. Schneider was appointed Secretary of the Illinois Department of Financial and Professional Regulation in February of 2015. Prior to joining the Department, he served for more than 14 years in various roles at the Walgreens Company. He most recently served as Divisional Vice President and Assistant General Counsel in the Pharmacy, Health and Wellness Legal Department.
Marc Schneider

Marc Schneider

CEO & President, Zebit

Marc Schneider is the CEO and President of Zebit, an e-commerce credit solution that provides consumers access to 0% interest without a traditional credit check. Schneider previously served as Senior Vice President of Product Management and Legal for Global Analytics, Inc., COO of Zulily, Vice President of mergers and acquisition integration and customer service at Provide Commerce, and Vice President of Operations for Richard C. Breeden & Co. Schneider received his B.S. in economics and accounting from The Wharton School at the University of Pennsylvania and his M.B.A. in marketing and statistics from the University of Chicago’s Graduate School of Business.
Blake Sims

Blake Sims

Partner, Hudson Cook LLP

Blake Sims is a partner in the Tennessee office of Hudson Cook, LLP, where he focuses his practice in the consumer finance industry, including regulatory compliance and licensing, new product development, government examination/investigation preparation and assistance, electronic payments, Internet transactions, privacy, and debt collection. Blake previously served as in-house counsel for a national consumer finance company for nearly five years. He frequently presents on consumer finance topics to national audiences and industry groups, as well as writes articles for the American Bankers Association and other trade publications.
S. David Smith

S. David Smith

Partner, Bradley LLP

David Smith’s practice is primarily focused on providing counsel to financial service companies across a number of states, representing lenders and servicers in the mortgage, auto finance, credit card, payday and auto title lending areas. David’s litigation experience is broad, having represented clients in a wide variety of matters but with a particular focus in financial services, consumer finance, and real property litigation. David is board certified in Consumer and Commercial Law by the Texas Board of Legal Specialization. He also served as chair of the Board of Trustees of the Texas Center for Legal Ethics.
Steve Snyder

Steve Snyder

Senior Attorney, Bradley LLP

Steve Snyder is an attorney at Bradley Arant Boult Cummings LLP and member of the firm’s Cybersecurity and Privacy team. He leverages his industry experience as a network engineer and cyber risk manager to assist clients in navigating the increasingly complex matters related to data protection arising from emerging technologies. Steve is a thought-leader in privacy and data security and routinely writes and speaks on topics relating to data security, privacy and emerging tech like blockchain. He has a B.S. and M.S in Engineering from Lehigh University and a law degree from NYU School of Law.
Mark Solovy

Mark Solovy

Managing Director, Co-Head, Technology Finance Group, Monroe Capital

Mark Solovy launched, built, and co-heads the technology and tech-enabled business services financing group at Monroe Capital, which specializes in direct lending, opportunistic private credit investing, recurring revenue financing, and equity co-investments in tech-enabled business services and technology companies. With approximately $5.6 billion of committed and managed capital under management (as of April 1, 2018), Monroe provide flexible private debt and equity co-investments in support of LBO activity, accelerated growth, strategic acquisitions, dividends, debt refinancing, conversion to SaaS, and online lending. Monroe has financed companies backed by well know private equity, growth capital, and venture capital firms, as well as successful founder and employee owned businesses. Monroe’s Tech Finance Group is also the co-sponsor of Thunder Bridge Acquisition, LTD, a special purpose acquisition company which intends to focus its search on acquiring a company in the financial technology sector. As an industry thought leader, Mark speaks nationally on the topics of technology investing and private credit, including speaking engagements with the Wharton School at the University of Pennsylvania, Northwestern University School of Law, Olin Business School at Washington University in St. Louis, and numerous industry conferences. Mark earned his J.D. from the University of Pennsylvania Law School and a B.S. in Business Administration (summa cum laude) from the Olin Business School at Washington University in St. Louis. Mark serves on the Board of the Wharton Private Equity & Venture Capital Alumni Association.
Melissa Soper

Melissa Soper

SVP, Public Affairs, CURO Financial Technologies Corp

Melissa joined CURO Financial Technologies Corp. in June of 2015 as SVP of Public Affairs.  CURO provides a number of consumer lending products through its online operations and over 400 stores in the US, Canada and the United Kingdom. Melissa is responsible for legislative affairs across North America.  Prior to joining CURO, Melissa spent 20 years with DFC Global Corp.
Hadley Sosnoff

Hadley Sosnoff

Partner, EmergentDC

Through over ten years of experience working on Capitol Hill and in the private sector, Hadley Sosnoff has extensive working knowledge and unique understanding of the federal political landscape. Hadley provides strategic counsel to Emergent’s clients on policymaking efforts in Congress and at federal agencies. During his tenure working on behalf of various clients, Hadley has represented a number of industries, securing significant legislative and regulatory achievements despite challenging political headwinds. In addition to several positions working in government relations in the private sector for trade associations and lobbying firms, Hadley spent several years working on Capitol Hill, most recently as Legislative Director for a centrist Congressional office. Hadley also served on the legislative staff for the Appropriations Committee’s top Democrat in various capacities.
Justin Steffen

Justin Steffen

Partner, Jenner & Block LLP

Justin is a litigator for Fortune 500 and FinTech companies, a (late-in-life) technophile, and a legal futurist. By day, he is a litigation partner at Jenner & Block LLP where he founded and leads Jenner’s FinTech and Blockchain practice groups. He routinely represents online lenders, financial institutions, and other FinTech clients in large, “bet-the-company” litigation and internal investigations. By night, he is a technophile and blockchain devotee. He was recently named an emerging leader by BAI and a FinTech Trailblazer by the National Law Journal, and he frequently educates, speaks, and writes on blockchain, algorithmic lending, and other financial technologies.
Harry A. Strausser III

Harry A. Strausser III

Director Education and Membership Development, ACA International, Inc.

Harry is currently Director of Education and Membership Development at ACA International Inc.   He is a second-generation collection professional and held the position of President of two successful collection firms until the sale of those firms in May 2017.  Throughout his career Harry was active in the Mid-Atlantic Collectors Association where he served as President, and ACA International, Inc., the association of credit and collection professionals, in which he is a Senior Certified Trainer. He has served on the ACA International Executive Committee and held the position of President in 2004-2005.He is a member of the International Fellowship of Certified Collection Executives and holds the Master Credit Executive distinction.  In 2010, he was one of the first business professionals in the industry to receive the Credit and Collection Compliance Officer designation. Harry holds an MA in communication from Bloomsburg University of Pennsylvania and a BS in business administration from the same institution. He has served as a full-time adjunct professor for the Department of Communication Studies at Bloomsburg University where he taught interpersonal communication, public speaking, and corporate communication. He has traveled extensively across the United States and internationally during which he has conducted over 1000 educational and motivational programs for associations, private enterprises, conferences, and public seminar events. Harry enjoys travel, music, working outdoors at his home, and spending time with his three golden retrievers, Tindaqwae (Tin- Dah-Quay), Ausha and Luna.
Avery Stone Fish

Avery Stone Fish

Program Manager of the Innovators Connection, Chicago Innovation

Avery Stone Fish is the Program Manager for the Innovators Connection, the connection arm of Chicago Innovation, which connects Chicago-area innovators throughout the year in a variety of ways. Avery manages the Winners Connection program, which provides continuous value to Chicago Innovation Award winners through ongoing connection-making and recognition, and he also oversees the the planning and execution of the Corporate Matchmaking program, which connects large organizations with specific needs to startups within the Chicago Innovation community that fit with those needs. Before joining Chicago Innovation, Avery was the mascot at Northwestern University (but don’t tell anyone – it is a secret), where he studied Communications and Marketing.
Bill Swift

Bill Swift

VP Client Development, dot818

Bill has twenty years of experience helping financial institutions leverage the online channel to effectively acquire new customers. He has spent time on both the agency side as well as the marketer side, running new customer acquisition for a 500 location alternative finance lender. Bill was part of the senior management team at Root Markets headed by Lewis Ranieri (legendary Vice Chairman of Solomon Brothers and innovator of the mortgage securitization process) which developed the first of its kind mortgage lead exchange. Bill has also held various positions within different divisions of Media Whiz (now Matomy Media Group) and LendingTree.
Juan Tavares

Juan Tavares

CSO, LendingPoint

Juan Eduardo Tavares is co-founder and chief strategy officer (CSO) of LendingPoint. As a business strategist, entrepreneur, and philanthropist, Juan’s passion is to create opportunities by solving social challenges that have stood in the way of economic progress for underserved populations. As CSO, Juan leads LendingPoint’s strategy development and execution of strategic initiatives aimed at driving growth, as well as communications, investor relations, and business and partner development. LendingPoint is a fintech balance sheet lender with a vision to revolutionize access to credit for NearPrime customers. The company is creating a better lending environment by using data and technology to look for more reasons to say “yes” — helping consumers with credit scores in the 600-700 range unlock access to affordable loans and live better financial lives. With more than 15 years of success as a private investor, Juan also serves as the business development director for the Tavares Private Equity Group, where he is a member of numerous boards and advises executives across several industries including small business lending, consumer finance, industrial real estate, global trade and marine terminals, medical travel, health care, and education. In this role, Juan has been responsible for spearheading the company’s efforts in progressive lending. In 2011, he cofounded Avanzame Latin America to introduce merchant cash advance in the Dominican Republic. Juan works with the non-profit EDUCA, an organization that advocates for best practices for education in the Dominican Republic. He is a graduate of the University of Miami School of Business.
Phil Toth

Phil Toth

Founder & Managing Director, QueensGiant

Phil Toth is founder and Managing Director of QueensGiant.  He has 25years experience in institutional capital markets and financial advisory. Phil brings an entrepreneur’s mindset to capital raising and capital markets advisory.   QueensGiant is the second firm that he formed.  He also co-founded the investment banking advisory firm The Quant Group, now an industry leader in Asia, at age 27.  He since played a leading role or participated in transactions totaling billions of dollars.  Sample transactions include acting as placement agent for marketplace lending securitizations, collapsing several securities deals and advisory roles for numerous other companies.   He works out of QueensGiant’s office in New York City. Phil has an undergraduate degree in Finance from Michigan State University, and master’s degrees from the University of Oklahoma (MBA), SDA Bocconi (Master International Economics) and Columbia University (Master Public Policy).   He also teaches Finance and Economics at Columbia and Seton Hall Universities.
Donald Ung

Donald Ung

Vice President of Compliance, LeadsMarket.com

Donald currently serves as Vice President of Compliance for LeadsMarket.com LLC where he works with the General Counsel in designing and executing its compliance program. He has experience working in the largest compliance program in the world, Walmart Inc, is a certified auditor and risk management professional and holds a law degree from the University of Arkansas and a bachelor’s degree from the University of California, Los Angeles. In his past time, he writes on corporate culture and ethics and how they link to better business performance.
Manoj Verma

Manoj Verma

Chief Revenue Officer, TabaPay.com

Manoj Verma, is Co-Founder and CRO at TabaPay.com, a PINless debit and bill payment platform that operates on the debit rails to deliver real time disbursement and collections for lenders and software platforms. Manoj played a major role in conceptualizing and incubating the initial product market fit and use cases that led to TabaPay’s funding while he was a Fin-Tech EIR at Crosslink Capital.
Fred Wang

Fred Wang

Partner and Portfolio Manager, Hudson Cove Capital

Prior to co-founding Hudson Cove in 2009, Mr. Wang spent two years in Merrill Lynch’s Structured Finance Group. Before that, he was at Goldman Sachs’ Fixed Income Division for two years, focused on distressed loans, specialty finance and special situation investing opportunities and four years in Goldman Sachs Asset Management responsible for risk management for all fixed income pooled vehicles across traditional and alternative asset classes.  Earlier in his career, he spent three years at Deutsche Bank and Bankers Trust in the Global Loans Division.

Mr. Wang is a member of the Board of Managers at the Columbia Engineering Alumni Association.  He is a board member on the Engineering Development Council at the Columbia School of Engineering.  Mr. Wang is also a member of the Board of Trustees at Metropolitan Montessori School based in Manhattan.

He received a B.S. in Operations Research from Columbia University.

Tom Welch

Tom Welch

Principal, Victory Park Capital

Tom Welch joined VPC in 2009 and is a Partner. He is primarily responsible for sourcing, analyzing, executing and management of direct private debt and equity investments in middle market companies within the specialty finance and financial technology sectors. Mr. Welch also actively works on value creation initiatives and strategic alternatives for VPC’s investments. Mr. Welch currently serves on the board of directors of VPC portfolio company, Borro Ltd. Previously, Mr. Welch served as a credit underwriter in the Cash-Flow Lending Group for CapitalSource, concentrating his investment efforts in the industrials, consumer products and business services industries. He also worked in the Global Multi-Industries Investment Banking Group at Merrill Lynch, focusing on mergers and acquisitions, leveraged finance and growth capital transactions. Mr. Welch received a B.S. in finance with honors from the University of Illinois.
Jeff White

Jeff White

Partner, The Wheelhouse Group

I’m a founding partner at The Wheelhouse Group, an online and offline marketing agency. Among other things, a major focus for us is bridging that gap between online and offline marketing efforts in the consumer finance industry. I’ve been in marketing all of my career and have worked with hundreds of nationally recognized clients in nearly every state. I love to learn and test new approaches, channels, and creatives that keep pushing the baseline higher. In my job I get to learn something new from the people around me every day. I’m rarely the smartest person in the room, but I love being in a room full of smart people working together toward a common goal. I am fortunate to hang out with brilliant people every day who continue to keep us at the front of today’s marketing evolution.

Eric Wilson

Eric Wilson

Co-Founder and COO, Better Mortgage

Eric Wilson currently serves as the Chief Operations Officer at Better, where he oversees operations across facilities in NY, CA, and India, managing all of Better’s core origination functions including processing, underwriting, closing, funding, post-closing and operations support. Prior to Better, Eric spent five years at Provident Funding. At Provident, Eric served as the Director of Correspondent Lending and Internal Audit, where he managed mortgage loan purchase operations across 5 U.S. locations and led $7.5B in conventional loan acquisitions to support servicing portfolio growth. Eric additionally designed and implemented internal monitoring infrastructure to support a $100B+ servicing portfolio and three origination channels. Eric graduated from Pepperdine University with a BA in Economics and minor in Music.
Edward Wu

Edward Wu

Director, Revere Capital

Edward Wu serves as a Director at Revere Capital with responsibility for the origination of special situations debt opportunities with emphasis on sourcing, originating and underwriting real and financial asset based loans. Mr. Wu’s prior experience includes stints in investment banking with Salomon Smith Barney, Merrill Lynch, and Bryant Park Capital, where he primarily focused on advising in M&A and equity and debt placements in a range of industries and transaction structure types, including debt placements, such as ABL revolving credit facilities and senior and subordinated term loans, as well as cash and stock mergers, LBOs, restructurings and reorganizations, IPOs and follow-on offerings. After serving as an investment banking advisor for seven years, Ed managed liquid credit portfolios at Reservoir Capital and Harbert Management, where he also served on numerous Ad Hoc and Official Creditor/Bondholder and Equityholder Committees for numerous Chapter 11 reorganizations/restructurings. Ed graduated magna cum laude from Duke University and received a JD from Harvard Law School. He also holds FINRA Series 7, 24 79 & 63 Licenses.